The Luxury Card Black Card is the mid-tier card in the list of available Luxury Card options. It has a standard premium card annual fee and offers up to a 2% return on purchases along with an annual airline credit, Global Entry credit, and a handful of Luxury Card specific benefits that can be great for anyone wanting to experience some real luxury travel.
|Authorized User Fee|
|Foreign Transaction Fee|
The Luxury Card Mastercard Black Card does not feature any bonus categories and instead earns at a flat rate. You'll earn 1 Luxury Card Rewards Point per $1 spent on all purchases. There's no limit to the amount of points you can earn using the card.
- 1x All Purchases
Perks & Benefits
The Luxury Card Mastercard Black Card features many of the same listed benefits as the Luxury Card Mastercard Gold Card including an annual airline credit, Priority Pass, and Luxury Card perks.
- High Redemption Value
- Mastercard Black Card members can redeem points at 2% value for airfare and 1.5% value for cash back.
- Luxury Card Concierge
- Luxury Card Travel
- Room upgrades, complimentary food and beverage, spa credits, global luggage delivery, 24/7 chauffeured transportation, airport meet and greet, discounts on rental cars, cruise line privileges, and much more comes with Luxury Card Travel.
- $100 Annual Airline Credit
- Global Entry Credit
- Priority Pass Select Membership
- Luxury Card Gifts
- Mastercard Savings Benefits
- $5 Off Postmates Orders of $25
- 5% Bonus Cash Rewards with Boxed
- ShopRunner Membership
- Double Points with Fandango
- 10% Discount with Onefinestay
- Insurance & Protections
Sign Up Bonus
The Luxury Card Mastercard Black Card does not have a standard sign up bonus.
The annual fee for the Luxury Card Mastercard Black Card is $495. Once you shave off the annual airline credit of $100, you're looking at $395 total. If you're able to really squeeze the benefits out of the Luxury Card specific perks such as booking through Luxury Card Travel, you should be able to make up for this fee.
This is a card for benefits, so I wouldn't specifically focus on trying to make up the fee by running spend through the card.
Authorized User Fee
The authorized user fee for the Luxury Card Mastercard Black Card is $195 per authorized user. If your authorized user is making use of the benefits offered, they should be able to make up for the fee.
Foreign Transaction Fee
The Luxury Card Mastercard Black Card does not have a foreign transaction fee.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.