The Luxury Card Mastercard Gold Card is one of the most expensive cards on the market. It's a 24K-Gold-Plated card that offers a 2% return on purchases, $200 in annual airline credits, Priority Pass, and access to a bunch of Luxury Card specific perks.
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Bonus Categories
The Luxury Card Mastercard Gold Card does not feature any bonus categories. It earns 1 point per $1 spent on all purchases charged to the card. There's no limit to the amount of points you can earn running spend through the Luxury Card Mastercard Gold Card.
- 1x All Purchases
Perks & Benefits
The Luxury Card Mastercard Gold Card comes with a handful of luxury travel benefits along with annual credits as well.
- High Redemption Value
- Mastercard Gold Card members can redeem points at 2% value for airfare and 2% value for cash back.
- Luxury Card Concierge
- Luxury Card Travel
- Room upgrades, complimentary food and beverage, spa credits, global luggage delivery, 24/7 chauffeured transportation, airport meet and greet, discounts on rental cars, cruise line privileges, and much more comes with Luxury Card Travel.
- $200 Annual Airline Credit
- Global Entry Credit
- Global Entry is for speeding through customs when re-entering the states; also grants TSA PreCheck if approved.
- Priority Pass Select Membership
- Luxury Card Gifts
- Mastercard Savings Benefits
- $5 Off Postmates Orders of $25
- 5% Bonus Cash Rewards with Boxed
- ShopRunner Membership
- Double Points with Fandango
- 10% Discount with Onefinestay
- Insurance & Protections
- Baggage Delay Insurance
- Travel Accident Insurance
- Auto Rental Collision Waiver
- Trip Cancellation Insurance
- Trip Interruption Insurance
- Travel Assistance
- Cellular Telephone Protection
Sign Up Bonus
The Luxury Card Mastercard Gold Card does not have a standard sign up bonus.
Fees
Annual Fee
The Luxury Card Mastercard Gold Card has a $995 annual fee. You can easily shave off $200 thanks to the annual airline credit and maybe even another $100 for the Global Entry credit to bring it down to $695. In order to really squeeze value out of this card, you'll have to get lots (and I mean lots) of value out of the Luxury Card Travel, Luxury Card Gifts, and Luxury Card Concierge benefits.
This is a card for benefits, so I wouldn't specifically focus on trying to make up the fee by running spend through the card.
Authorized User Fee
The authorized user fee for the Luxury Card Mastercard Gold Card is $295 per additional user. This is a high price point, but can be worth it IF the authorized user is making use of the perks that come with having the card.
Foreign Transaction Fee
The Luxury Card Mastercard Gold Card does not have a foreign transaction fee.
Rewards Calculator
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.
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