Luxury Card Rewards Points

Program Details

Luxury Card provides three tiers of credit cards, each issued by Barclays. The benefits offered on each card varies, but they all feature Mastercard World Elite benefits which comes with great travel insurance/coverage as well as benefits with several companies including Lyft, ShopRunner, Onefinestay, and Fandango to name a few.

Credit Card Rewards Calculators

The Luxury Card Rewards Points Calculators will calculate how many points you can earn based on your monthly/yearly spend across categories. Each calculator will also output the cash value of the card based on your spend, how much you value the benefits of each card, and any annual fees the card may have.

compare cards
Compare credit cards side by side based on spend, benefits and annual fees.

You can compare the results side by side any credit cards featured on the site to find out which earns you the most rewards and the best return. If cookies are enabled, all spend entered (primary/first column only) will carry over to all credit card calculators on the website.

Luxury Card Credit Card Calculators

The Mastercard Titanium Card is the most affordable of the Luxury Card's offerings and is a solid choice for anyone who doens't have a card that offers great travel insurance/coverage. The Mastercard Black Card is the middle-tier card for those who want a few additional benefits on top of what the Titanium Card offers such as Priority Pass and Global Entry. Lastly, the Mastercard Gold Card is the highest tier of cards which offers slightly better perks than the Black Card along with special benefits and privileges specific to Gold Card holders.

Redeeming Rewards & Cash Value

Luxury Card Rewards Points are earned by running spend through any of the three available Luxury Card Mastercards. For airfare redemptions, Luxury Card Rewards Points will always give you 2 cent in value for a 2% return. This means that all three cards can be considered a 2% card if you redeem your points specifically for airfare. Other redemptions include:

  • Cash Back Direct Deposit or Statement Credit
  • Hotel Stay
  • Car Rental
  • Gift Card/Certificate
  • Merchandise

All non-airfare redemptions will give your points a value of between 1 cent and 2 cent depending on which card you have:

  • Gold Card: 2 cents
  • Black Card: 1.5 cents
  • Titanium Card: 1 cent
Luxury Card Points Cash Value Calculator
Airfare Redemptions
2 Cents | All Cards
Non-Airfare Redemptions
2 Cents | Gold Card
Non-Airfare Redemptions
1.5 Cents | Black Card
Non-Airfare Redemptions
1 Cent | Titanium Card

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