Luxury Card Rewards Calculator: Points Value & Redemptions

Luxury Card Rewards Points are worth 2 cents each towards airfare and varies for cash back. Get the list of redemption options and calculate the value.
Redemption Avg Point Value
Airfare 2 Cents
Cash Back 1 - 2 Cents

Luxury Card Rewards Points can be redeemed for 2 cents in value towards airfare no matter which Luxury Card credit card you own. If you're looking to redeem your points towards cash back or other redemption options, the value you receive will depend on which card you own with the Luxury Card Mastercard Gold Card offering the best return of 2% and the Luxury Card Mastercard Titanium Card offering the lowest return of 1%.

Earning Luxury Card Rewards Points

Luxury Card offers three different credit cards with each of them earning 1X points on all purchases. The big difference between the cards is the value in which you can redeem your rewards for when it comes to cash back and the benefits that come with the card.

Mastercard® Titanium Card™
Mastercard® Titanium Card™
Intro Bonus
No current offer
Rewards Rate
2%
2% Value for Airfare Redemptions
1%
1% Value for Cash Back Redemptions
1X
Earn one point for every one dollar spent
Main Card Highlights
  • Unique brushed stainless steel front and carbon back
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
Annual Fee
$195
Authorized User Fee
$95 for each Authorized user
Foreign Transaction Fee
0%
Mastercard® Black Card™
Mastercard® Black Card™
Intro Bonus
No current offer
Rewards Rate
2%
2% Value for Airfare Redemptions
1.5%
1.5% Value for Cash Back Redemptions
1X
Earn one point for every one dollar spent
Main Card Highlights
  • Patented black-PVD-coated metal card-weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • Annual Airline Credit-up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
  • Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.
Annual Fee
$495
Authorized User Fee
$195 for each Authorized User added to the account
Foreign Transaction Fee
0%
Mastercard® Gold Card™
Mastercard® Gold Card™
Intro Bonus
No current offer
Rewards Rate
2%
2% Value for Airfare Redemptions
2%
2% Value for Cash Back Redemptions
1X
Earn one point for every one dollar spent
Main Card Highlights
  • 24K-Gold-Plated Card
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • $200 Annual Airline Credit Toward Qualifying Airline Purchases
  • Mastercard Gold Card members receive a one hundred dollar ($100) statement credit for the cost of the Global Entry application fee.
  • Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
Annual Fee
$995
Authorized User Fee
$295 for each Additional User
Foreign Transaction Fee
0%

Airfare Redemptions

When you redeem Luxury Card Rewards Points for airfare, you'll get a value of 2 cents per point no matter which card you have. This means that any of the Luxury Card credit cards can generate a solid 2% return if you strickly redeem your points for airfare.

This is nothing spectacular considering that you can easily earn a 2% return across all spend using no-annual fee credit cards like the Citi Double Cash or PayPal Cashback Mastercard. So while you can obtain a great return on airfare across all three cards, the reason for picking these up are more for the benefits than the actual earnings.

Other Redemptions

The value you obtain from non-airfare redemptions will depend on which card you have. Non-airfare redemptions include:

  • Cash Back Direct Deposit or Statement Credit
  • Hotel Stay
  • Car Rental
  • Gift Card/Certificate
  • Merchandise

When redeeming your Luxury Card Rewards Points for the non-airfare, your points will be worth the following amounts:

  • Gold Card: 2 cents
  • Black Card: 1.5 cents
  • Titanium Card: 1 cent

Again, this is nothing spectacular considering you can earn between a 1% and 2% return easily with many, many credit cards in which most have no annual fee.

Luxury Card Rewards Points Value Calculator

Use the Luxury Card Rewards Points Value Calculator to calculate the cash value of Luxury Card Rewards Points based on the redemption options. You can enter any amount of points in the calculator below.

Luxury Card Rewards Points Value Calculator

Enter any amount of points to see the average cash value.
Points
Mastercard® Gold Card™
Airfare Redemptions
2 Cents
$0
Non-Airfare Redemptions
2 Cents | Gold Card
$0
Mastercard® Black Card™
Airfare Redemptions
2 Cents
$0
Non-Airfare Redemptions
1.5 Cents | Black Card
$0
Mastercard® Titanium Card™
Airfare Redemptions
2 Cents
$0
Non-Airfare Redemptions
1 Cent | Titanium Card
$0
Updated 2020-12-27 By Robert Flowers III
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