AMEX Business Green Card

Card Review & AMEX Point Calculator
+1X Amex Travel
No Preset Spending Limit (NPSL)

Review the benefits of the AMEX Business Green Card and calculate how many Membership Rewards Points as well as the cash value based on spend and fees.

The AMEX Business Green Card is a familiar charge card in the American Express card line-up. This iconic card is well recognized due to it's design and it's No Personal Spending Limit (NPSL) perk. This allows you to spend up to an ever changing, hidden limit set by American Express based on factors such as previous spend habits and credit history.

Bonus Categories

The Business Green Card earns at an unlimited flat rate of 1 Membership Rewards Point per $1 spent. This is a relatively low return that can easily be beat by the Blue Business Plus Card which earns 2 Membership Rewards Points on the first $50,000 in purchases made during the calendar year, then 1 point after the cap is reached.

  • 1x All Purchases

While both the AMEX Business Green and AMEX Blue Business Plus offer flexibility in terms of spending, the AMEX Business Green is a true NPSL credit card which will typically allow you to spend more.

Perks & Benefits

The AMEX Green is your standard AMEX Charge Card that offers the usual AMEX benefits.

  • No Preset Spending Limit (NPSL)
  • Expense Management Tools
    • Vendor Pay by, employee cards, account manager, and more.
  • AMEX Offers
  • AMEX Entertainment Access
    • AMEX Preferred Seating, AMEX Presale(s), and AMEX Express Seating
  • Insurance and Purchase Protections

Sign Up Bonus (SUB)

The standard AMEX Business Green Card sign up bonus is 5,000 Membership Rewards Points after the first purchase. This is easily worth around $50 depending on the redemption but could be worth as much as $100 when transferred to certain travel partners. This card usually has a 0% intro APR as well.


Annual Fee

The AMEX Business Green Card annual fee is $0 the first year, then $95. While the earnings are sub par the first year, once the fee kicks in you're better off grabbing another card such as the Blue Business Plus.

Authorized User Fee

There is no fee to add authorized users to the AMEX Business Green. Besides assisting you in earning points on the American Express Travel Portal, there is not much an authorized user can do with the card.

Foreign Transaction Fee

Using the AMEX Business Green overseas will cost you. It has a 2.7% foreign transaction fee meaning any points you earn out of country will be null and void once the fee hits your account.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
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Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
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Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
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Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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