AMEX Points Calculator: AMEX Business Platinum Card

The AMEX Business Platinum Card earns 5X on airfare and hotel purchases in the AMEX Travel Portal and offers a large list of benefits. Calculate rewards.

The Business Platinum Card® from American Express is no stranger to elite travelers. It offers top notch travel perks and benefits along with a great return on both airfare and hotels. Thanks to the 35% rebate the AMEX Business Platinum Card offers, you'll be able to easily redeem your points for a minimum value of 1.54 cents each when using the American Express Travel Portal. This is a great way to boost the value of your points earned across other Membership Rewards credit cards.

Quick Details
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Rewards Rate Details

The AMEX Business Platinum Card has two bonus categories which airfare purchases made through the American Express Travel portal and pre-paid hotel bookings made through the American Express Travel portal. You can also earn additional bonus points when making a eligible purchase of $5,000 or more. There's no limit to the amount of bonus points you can earn spending through the American Express Travel portal. The additional bonus points for $5k purchases is capped at 1 million additional points per year.

  • 5x Airfare Booked on amextravel.com
  • 5x Pre-Paid Hotels Booked on amextravel.com
  • 1.5x on Eligible Purchase of $5,000 or more
    • You can get up to 1 million additional points per year with this bonus.
  • 1x All Other Purchases

Perks & Benefits

The AMEX Business Platinum Card offers a significant amount of elite benefits. Most are similar to the personal version, but there's a few perks and benefits that makes it unique such as Dell credits, a 35% point rebate, and extra points on large purchases.

  • Annual $200 Airline Incidental Credit*
    • Applies to your chosen airline that you pick upon receiving the card and every January thereafter.
    • Can be used with the following airlines:
      • Alaska Airlines
      • American Airlines
      • Delta Airlines
      • Frontier Airlines
      • Hawaiian Airlines
      • JetBlue Airways
      • Spirit Airlines
      • Southwest Airlines
      • United Airlines
    • Incidental charges are credited back to your account in the form of a statement credit.
    • Baggage fees, lounge fees, and in-flight purchases count as incidental charges; Can also be triggered by some seat costs (such as paying for an Exit seat).
    • Chosen airline does not have to be the same airline you picked on other cards that feature this benefit.
  • Annual $200 Dell Credit
    • $100 credit January-June and a second $100 credit July-December.
    • Credits do not roll over; Use it or lose it.
    • Purchase on Dell.com, including gift cards, will trigger the credit.
  • Global Entry or TSA PreCheck Credit
    • Global Entry is for speeding through customs when re-entering the states; also grants TSA PreCheck if approved.
    • TSA PreCheck is for expedited screening through TSA checkpoints.
  • American Express Global Lounge Collection
    • Grants complimentary access to the following lounges:
      • Centurion Lounges
      • Delta Sky Club Lounge
        • Must be flying Delta and present a same-day Delta ticket.
      • Airspace Lounges
      • Escape Lounges
      • Priority Pass Lounges*
        • Priority Pass Select Membership is complimentary.
  • 35% Airline Bonus (Rebate)
    • Can be applied to:
      • Any class ticket with your chosen airline (same that you choose for the $200 airline incidental credit).
      • A first or business class ticket with any airline.
    • These redemptions bump up the AMEX Points Value to 1.54 cents per point.
    • Points are given back in the form of a rebate usually 1 month after purchase.
    • You must have enough points to buy the airfare at normal price.
  • Marriott Bonvoy Gold Status*
  • Hilton Honors Gold Status*
  • Fine Hotel & Resorts
    • Benefits Include:
      • Noon Check-In
      • Complimentary Room Upgrade
      • Continental Breakfast For Two
      • Complimentary In-Room Wi-Fi
      • Late 4pm Checkout
      • Unique Property Amenity
    • Purchase must be made in full on the Business Platinum or personal Platinum Card.
  • The Hotel Collection
    • When staying 2+ consecutive nights, you will receive:
      • $100 USD hotel credit towards hotel amenities such as dining, drinks, and spa.
      • Room upgrade at check-in.
  • Cruises Privileges Program
    • Receive $100 USD to $300 USD when booking 5+ nights with selected cruise lines.
    • Credit amount is based on cruise line and type of room booked.
    • Participating cruise lines include:
      • Celebrity Cruises
      • Norwegian Cruise Line
      • Holland America Line
      • Princess Cruises
      • Royal Caribbean International
      • Cunard Line
      • Ama Waterways
      • Oceania
      • Regent
      • Azamara
      • Seabourn
      • Crystal
      • Silversea
      • Uniworld
      • Windstar
  • Avis Preferred Status*
  • Hertz Gold Plus Rewards Five Star Status*
  • National Car Rental Emerald Club Executive Status*
  • International Airline Program
    • Save on base airfare when buying international first, business, or premium economy tickets through American Express.
    • Can pay using any AMEX Card or use Membership Rewards Points.
    • 35% Airline Bonus (Rebate) can also be applied to these bookings when paying with points.
  • +0.5x Big Purchases
    • Spending $5,000 or more within a single transaction will earn you a bonus 0.5x per $1 spent for a total of 1.5x.
    • You can earn up to 1 million additional points per year.
  • +1 American Express Travel Portal
    • Receive an extra point (for a total of 2) for purchases on the AMEX Travel Portal.
    • Does not apply to airfare and prepaid hotel booking since they already earn at 5x.
  • AMEX Entertainment Access
    • AMEX Presales
    • AMEX Preferred Seating
    • Access To Exclusive Events
    • By Invitation Only (Platinum Card specific events)
  • Platinum Concierge
  • InCircle*
    • Earn 1 InCircle Point for each $1 towards purchases at Neiman Marcus, Bergdorf Goodman, Last Call, Horchow, or Cusp.
    • Redeem 10,000 Points for $100 InCircle Point Card.
  • AMEX Offers*
  • Global Dining Collection
  • No Preset Spending Limit (NPSL)
    • No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.
  • Expense Management Tools
    • Vendor Pay by Bill.com, employee cards, account manager, and more.
  • Insurance and Purchase Protections

Do note that authorized users of the AMEX Business Platinum Card will either receive or have access to the majority of the benefits listed. Check out our AMEX Platinum and AMEX Business Platinum Authorized User Benefits write up to get the full details on what your additional cardholders will have access to.

*Enrollment Required.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
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This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.
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The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
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CardMatch™

Unsure of what type of rewards card you're looking for? Use CardMatch™ to get matched with offers, which may include special and/or prequalifed offers, on cards you're more likely to qualify for. You never know what great offers you might receive!
Updated 2021-03-11 By Robert Flowers III

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