The American Express Everyday® Credit Card earns 2 Membership Rewards Points per $1 spent on up to $6,000 per year in U.S. supermarket purchases with the ability to earn bonus points based on how many transactions you have during a billing period. It's a great no-annual fee credit card that can provide some solid value if you don't spend enough to make the American Express Everyday® Preferred Credit Card worth picking up.
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Rewards Rate Details
The AMEX Everyday Credit Card features one bonus category that earns extra points and that category is U.S. supermarket. You'll earn bonus points on up to the first $6,000 in spend during the calendar year and once that cap is hit, you'll earn at the non-category rate of 1X for the remainder of the calendar year. There is no limit to the amount of points you can earn with the card overall.
- 2x U.S. Supermarket
- Yearly cap of $6,000; 1x point for remainder of year after cap reached.
- Can earn 2.4x with the 20% point bonus; 1.2x after cap.
- 1x Non-Category
Perks & Benefits
The AMEX Everyday Credit Card has one primary benefit and that is the 20% point bonus you can receive based on number of transactions in a billing period. Besides that, the card features your standard American Express credit card benefits.
- 20% Point Bonus
- Earn a 20% bonus when you make 20 qualifying purchases during the billing period.
- With this bonus, you'll earn 2.4x on U.S. grocery purchases (1.2x after cap) and 1.2x on non-category purchases.
- ShopRunner Membership*
- AMEX Offers*
- AMEX Entertainment Access
- Travel and Purchase Coverage
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.
Is the AMEX Everyday Credit Card a good card?
If you're looking for a no-annual fee card that earns a decent return on grocery, the AMEX Everyday Credit Card is a solid choice.
Should I get the AMEX Everyday or AMEX Everyday Preferred?
This will depend on how much you spend on the card and how much you value Membership Rewards Points. If you spend more than $300 per month at U.S. supermarkets, the AMEX Everyday Preferred will generally be better. You can use the calculator on this page to compare both cards side-by-side.
Which card is better AMEX Everyday or Blue Cash Everyday?
It will depend on your spending habits, but the AMEX Everyday is the better option if you value Membership Rewards Points higher than the standard 1 cents per point. You can use the calculator on this page to compare both cards side by side based on spend.