AMEX Everyday Card

Card Benefits & AMEX Point Calculator
2X Supermarket
20% Bonus After 20 Purchases

Review the benefits of the AMEX Everyday Card, calculate how many points you can earn based on spend, and compare results to the Preferred Card and others.

The AMEX Everyday Card is great card for anyone that wants to earn Membership Rewards Points for grocery spending without bothering with an annual fee. It's commonly compared to the Everyday Preferred Card which is the annual fee version. The difference between both cards is an extra bonus category and, of course, more points.

Bonus Categories

The AMEX Everyday Card features only one bonus category which focuses solely on grocery. There is a cap of $6,000 in spend on the grocery category. There is no limit to the amount of Membership Rewards Points you can earn using this card. Below are the details of the bonus categories featured on the Everyday Card.

  • 2x U.S. Supermarket
    • Yearly cap of $6,000; 1x point for remainder of year after cap reached.
    • Can earn 2.4x with the 20% point bonus; 1.2x after cap.
  • 1x Non-Category

Perks & Benefits

The primary benefit of the AMEX Everyday Card is the 20% bonus points. Outside of that, it comes with the standard American Express perks.

  • 20% Bonus Points
    • Earn a 20% bonus when you make 20 qualifying purchases during the billing period.
  • ShopRunner Membership
  • AMEX Benefits
    • American Express Experiences
    • American Express Presale(s)
    • American Express Seating
    • AMEX Offers
  • Travel and Purchase Coverage

Sign Up Bonus (SUB)

The standard AMEX Everyday Card sign up bonus is around 10,000 to 15,000 Membership Rewards Points which is a value of about $100 to $150 depending on how they're redeemed. Welcome bonuses as high as 20,000 Membership Rewards Points ($200+ value) have also been offered. Using private/incognito browsing can sometimes get the higher AMEX sign up bonuses to appear.


Annual Fee

The AMEX Everyday Card has no annual fee which is what makes it great for people who occasionally grocery shop. It allows for a decent return per $1 spent.

Authorized User Fee

The AMEX Everyday Card has an authorized user fee of $0. Add family and friends as additional card members without the worry of paying a free.

Foreign Transaction Fee

There is no foreign transaction fee for the AMEX Everyday Card. Using it overseas will net you up to 1.2x Membership Rewards Points per $1 spent thanks to the 20% bonus this card receives if you hit the transaction goal for the billing statement.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

Recommended Reads