AMEX Everyday Preferred

Card Details & AMEX Point Calculator
3X Supermarket
2X Gas Station
50% Bonus After 30 Purchases

Review the benefits of the AMEX Everyday Preferred Card, calculate how many points you can earn based on your spend, and compare results against top cards.


If you're a grocery shopper, the Everyday Preferred is one of the best Membership Rewards Point earning cards you could have. It earns a great amount of points on grocery and backs it up with a solid return on gas purchases as well. To top it off, it features a 50% point bonus when a certain amount of transaction has been made during the billing statement which is 30% higher than it's no annual fee sibling The Everyday Card. This card is usually paired with AMEX's other point cards such as The Platinum Card and The Blue Business Plus Card.

Bonus Categories

The Everyday Preferred Card has two bonus categories which are U.S. supermarket and U.S. gas station. The U.S. supermarket category has a spend cap of $6,000 per year. After the cap is reached, you will earn at the non-category rate for U.S. supermarket spend for the remainder of the calendar year. The U.S. gas station category does not have a cap. There is no limit to the amount of Membership Rewards Points you can earn with the card overall.

  • 3x U.S. Supermarket
    • Yearly cap of $6,000; 1x point for remainder of year after cap reached.
    • Can earn 4.5x with the 50% point bonus; 1.5x after cap.
  • 2x U.S. Gas Station
    • No cap on this category.
    • Can earn 3x with the 50% point bonus.
  • 1x Non-Category
    • Can earn 1.5x with the 50% point bonus.

The Everyday Preferred is the best option for those who want to maximize their Membership Rewards Points on both U.S. supermarket and U.S. gas station spend. It's also the second best card for earning points on miscellenaous purchases since you can earn 1.5x after the 50% bonus. The best card is the AMEX Blue Business Plus card which earns 2 points per $1 on the first $50,000 in purchases during the calendar year.

Perks & Benefits

The primary benefit on the AMEX Everyday Preferred Card is the 50% bonus points. The card also comes with the standard, but useful, AMEX benefits.

  • 50% Bonus Points
    • Earn a 50% bonus when you make 30 qualifying purchases during the billing period.
    • Important for getting the most out of this card since it has an annual fee.
  • ShopRunner Membership
  • AMEX Offers
  • AMEX Entertainment Access
    • AMEX Preferred Seating, AMEX Presale(s), and AMEX Express Seating
  • Insurance and Purchase Protections

Sign Up Bonus (SUB)

The standard AMEX Everyday Preferred signup bonus is 15,000 Membership Rewards Points which is easily worth $150. A welcome bonus as high as 20,000 Membership Rewards Points can sometimes be obtained if you use incognito/private browsing.

Fees

Annual Fee

The Everyday Preferred has an annual fee of $95. Whether or not it's worth the annual fee will depend on how much Membership Rewards Points are worth to you. The easy value is 1 cent per point, but it could be a worth a lot more transferring to airline and hotel partners. If you value Membership Rewards Points and spend a great deal on grocery (~$300+ per month), it will be worth the annual fee due the 50% bonus perk.

Authorized User Fee

Another good thing about the Everyday Preferred is that it has no authorized user fee. Thanks to the point bonus and it's ability to earn 1.5x points on non-category spend, this is a great card to add family and friends to in order to always get a good return on Membership Rewards Points.

Foreign Transaction Fee

The Everyday Preferred has a transaction fee of 0%. You will not get anything from the bonus categories, but the 50% bonus will make sure you earn at least 1.5x points per dollar for international purchases which is the best you can get from any of the Membership Rewards Point earning cards.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Loading...
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Loading...
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Categories
Order
Options
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
$0
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
$0
Total Return
The percent you are earning based on spend, earnings, and fees.

Recommended Reads