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Point Calculator: Is The Classic AMEX Trifecta Still Worth It?

AMEX Trifecta

How To Maximize Earnings

  • The Platinum Card® from American Express: 5X points on airfare purchases directly with an airline and both airline and pre-paid hotel bookings made through AMEX Travel.
  • American Express® Gold Card: 4X points at restaurants and at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • The Blue Business® Plus Credit Card from American Express: 2X points on the first $50,000 in purchases per year (then 1X).

Intro Bonuses

  • The Platinum Card: Earn 80,000 Membership Rewards® points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
  • The Gold Card: Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Blue Business Plus: Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

Key Benefits

  • The Platinum Card: Over $1,400 in annual credits, complimentary global lounge access to 1,300+ airport lounges, complimentary status with Marriott Bonvoy and Hilton Honors, access to Fine Hotels & Resorts and The Hotel Collection, and travel coverage.
  • The Gold Card: Up to $120 in Uber Cash per year, up to $120 in dining credits per year.

Rewards Details

  • Membership Rewards points earned with these cards are worth 1 cent each when redeemed towards airfare booked via amextravel.com.
  • You can obtain higher value by transferring points to AMEX's travel partners and redeeming them for flights and hotel stays.

Our Take

If you're big on travel, looking to maximize your rewards, and want access to a long list of luxury travel benefits, this the best combination of Membership Rewards credit cards to have.

AMEX Trifecta Calculator

Find out how many Membership Rewards Points you can earn with the AMEX Trifecta Point Calculator as well as the cash value of those points. Results can be compared side-by-side credit cards featured on the site to see which earns you the most rewards.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

If you want to build your own trifecta (or any other card combination), use the Credit Card Comparison Tool.

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