PNC Points Visa Business Card: Point Calculator & Benefits

Credit Card Rewards Calculator
Calculate how many PNC points you can earn with the PNC Points Visa Business Card and the value of those points. Compare results alongside top cards.
Last Updated 2022-04-08

The PNC points® Visa® Business Credit Card earns 5 points for every $1 in qualifying purchases.

While that may sound like a lot, PNC points are only worth around 0.25 cents each. This means you'll be earning a 1.25% return on your business spend which is quite low.

There are plenty (and I mean plenty) of business credit cards that can earn you a higher return on your spending. For example, you can earn 1.5% cash back on all purchases with the Ink Business Unlimited® Credit Card or 2X miles on all purchases with the Capital One Spark Miles Card.

All-in-all, if you're looking to earn travel rewards for your business, I would recommend finding a business card that gives you more out of your spending.

Card Details At-A-Glance

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Earning Rate

The PNC Points Visa Business Credit Card earns PNC Points at a rate of 5 points per $1 spent on all eligible purchases. There's no cap on the amount of points you can earn and no limit to the amount of points you can earn with the card overall.

Card Benefits

The PNC Points Visa Business Credit Card features your standard business credit card benefits. This includes the ability to manage your account online, monitor where you and your employees are spending, and more.

There's no benefits that are specific to the PNC Points Visa Business Credit Card itself that makes it stand out.

PNC Points Calculator

Calculate how many PNC Points you can earn with the PNC points Visa Business Card based on spend and the cash value of those points. Results can be compared side-by-side credit cards featured on the site to see which earns you the most rewards.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Alternative Business Card Options

If you're looking to earn a higher return on your business spend, there's no shortage of top-rated business credit cards in the market. Check out our top picks below.

Chase Ink Business Unlimited

The Chase Ink Business Unlimited® Credit Card earns an unlimited 1.5% cash back on all purchases.

Unlike the PNC Points Visa Business Credit Card, you will not be stuck redeeming your rewards for travel. The 1.5% cash back earned with the card can be used for just about anything including travel, gift cards, and cash deposits into a bank account.

Chase Ink Business Unlimited® Credit Card
Ink Business Unlimited® Credit Card
Annual Fee: $0
Rewards Rate
1.5%
Earn unlimited 1.5% cash back on every purchase made for your business
$750 Bonus Cash Back
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening

Blue Business Plus Credit Card

The Blue Business Plus earns 2X Membership Rewards Points per $1 spent on the first $50,000 in purchases during the year, and 1X after that. Points earned with this card are worth an average of 1 cent each but can be transferred to airline and hotel programs for values of up to 2 cents per point.

This is significantly higher than the 0.25 in value you'll get out of the PNC Points Visa Business Card.

The Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card from American Express
Annual Fee: $0
Rewards Rate
2X
Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners
1X
2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
15,000 Points
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

Capital One Spark Cash Plus

The Capital One Spark Cash Plus earns an unlimited 2% cash back on all purchases which is almost double what you would be earning with the PNC Points Visa Business Credit Card.

If your business spends a decent amount of money throughout the year, you'll come out far ahead of the PNC Points Visa Business Card in terms of rewards earned—even with the card's annual fee.

Capital One Spark Cash Plus
Capital One Spark Cash Plus
Annual Fee: $150
Rewards Rate
5%
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
2%
Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
Up To $1,000 Cash Bonus
Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening

FAQ

How much are PNC Points worth?

PNC Points are worth around 0.25 cents each. This means that 10,000 PNC Points would be worth $25.

How much is 50,000 PNC Points worth?

At a average value of 0.25 cents each, 50,000 PNC points are worth about $125 towards travel.