PNC Traveler Card Calculator

Calculate how many PNC Miles you can earn and the cash value of the PNC Premier Traveler Card. Compare results side by side against top rewards cards.
Updated 2020-06-18 By Robert Flowers III

The PNC Premier Traveler Card is a standard double mile card that falls a little short due to the annual fee that kicks in the second year. Similar to the Capital One Venture Card, the annual fee requires a significant amount of spend to be put through the card in order to beat the return of a simple 1.5% cash back card. Besides the fee, the PNC Premier Traveler Card is an okay choice for anyone looking to put all there spend through the card or if you're a PNC banking customer that want a rewards card to go along with your checking or savings account.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Bonus Categories

The PNC Premier Traveler Card earns PNC Miles at a flat rate and does not feature any bonus categories. You will earn an unlimited 2 PNC Miles per $1 spent on all purchases ran across the PNC Traveler Card.

  • 2x All Purchases

At a rate of 1 cent per mile, it will take $4,250 in spend to break even with the annual fee and roughly $16,000 in spend to break even with a 1.5% cash back card such as the Capital One Quicksilver.

Perks & Benefits

The PNC Premier Traveler Card does not have any benefits or perks specific to the card itself, but you will receive the standard Visa Signature perks.

Sign Up Bonus

The standard PNC Premier Traveler Card signup bonus is 30,000 PNC Miles after making $3,000 in purchases within the first 3 billing cycles following account opening. 30,000 PNC Miles is worth $300 when redeemed for travel. This is an okay sign up bonus that is worth picking up if you wish to jump into PNC's credit cards. The PNC Premier Traveler Card also features a 0% APR on balance transfers for the first 12 billing cycles when the balance is transferred within the first 90 days of obtaining the card.


Annual Fee

The PNC Premier Traveler Card has an annual fee of $0 the first year, then $85. The card is worth it in it's first year, but once the fee kicks in the second year, you'll want to re-evaluate your spend to make sure this the best return you could be getting for your dollar. There are other cards that issue a better return on several bonus categories without an annual fee.

Authorized User Fee

The PNC Premier Traveler Card does not have an authorized user fee. If you're going to mainly be using this card, I'd recommend adding family and friends as additional cardholders in order to maximize the card earnings.

Foreign Transaction Fee

There is no foreign transaction fee for out of country charges on the PNC Premier Traveler Card which means you can earn rewards when traveling abroad without worrying about being penalized.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Category Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all rewards earned from Category Spending and Reward Bonuses, along with the cash value of it all based on Currency Worth.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of Total Earnings based on Currency Worth.

Rakuten Rewards

$25 Bonus
Earn $25 or 2,500 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $25+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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