The PNC Premier Traveler Card is a standard double mile card that falls a little short due to the annual fee that kicks in the second year. Similar to the Capital One Venture Card, the annual fee requires a significant amount of spend to be put through the card in order to beat the return of a simple 1.5% cash back card. Besides the fee, the PNC Premier Traveler Card is an okay choice for anyone looking to put all there spend through the card or if you're a PNC banking customer that want a rewards card to go along with your checking or savings account.
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Bonus Categories
The PNC Premier Traveler Card earns PNC Miles at a flat rate and does not feature any bonus categories. You will earn an unlimited 2 PNC Miles per $1 spent on all purchases ran across the PNC Traveler Card.
- 2x All Purchases
At a rate of 1 cent per mile, it will take $4,250 in spend to break even with the annual fee and roughly $16,000 in spend to break even with a 1.5% cash back card such as the Capital One Quicksilver.
Perks & Benefits
The PNC Premier Traveler Card does not have any benefits or perks specific to the card itself, but you will receive the standard Visa Signature perks.
- Visa Signature Perks
- Visa Signature Luxury Hotel Collection
- 24/7 Visa Signature Concierge
- Lost Luggage Reimbursement
- Emergency Cash Disbursement and Card Replacement
- Auto Rental Collision Damage Waiver
- Trip Delay Reimbursement
- Roadside Dispatch
- Travel & Emergency Assistance Services
- Travel Accident Insurance
- Purchase Protection
Sign Up Bonus
The standard PNC Premier Traveler Card signup bonus is 30,000 PNC Miles after making $3,000 in purchases within the first 3 billing cycles following account opening. 30,000 PNC Miles is worth $300 when redeemed for travel. This is an okay sign up bonus that is worth picking up if you wish to jump into PNC's credit cards. The PNC Premier Traveler Card also features a 0% APR on balance transfers for the first 12 billing cycles when the balance is transferred within the first 90 days of obtaining the card.
Fees
Annual Fee
The PNC Premier Traveler Card has an annual fee of $0 the first year, then $85. The card is worth it in it's first year, but once the fee kicks in the second year, you'll want to re-evaluate your spend to make sure this the best return you could be getting for your dollar. There are other cards that issue a better return on several bonus categories without an annual fee.
Authorized User Fee
The PNC Premier Traveler Card does not have an authorized user fee. If you're going to mainly be using this card, I'd recommend adding family and friends as additional cardholders in order to maximize the card earnings.
Foreign Transaction Fee
There is no foreign transaction fee for out of country charges on the PNC Premier Traveler Card which means you can earn rewards when traveling abroad without worrying about being penalized.
Rewards Calculator
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.
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