PNC Travel Rewards Business Card: Mile Calculator & Benefits

Credit Card Rewards Calculator
Calculate how many PNC Miles you can earn with the PNC Travel Rewards Visa Business Card and the value of those miles. Compare against top business cards.
Last Updated 2022-04-08

The PNC Travel Rewards Visa® Business Credit Card earns 1 mile for every $1 in eligible net purchases with no cap on how many miles you can earn.

At an average value of about 1 cent per miles, this would be equal to a 1% return on your business spend which is pretty low.

There are plenty of business credit cards with no annual fee that earns 1.5% or higher return on your spend such as the Chase Ink Business Unlimited® Credit Card or the American Express Blue Business Cash™ Card.

If you're really looking to earn rewards on your business expenses, I recommend finding a business card that gives you more value.

Card Details At-A-Glance

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1X Earning Rate

The PNC Travel Rewards Visa Business Credit Card earns PNC Miles at a flat rate of 1 mile per $1 spent on all eligible purchases. There's no limit to the number of miles you can earn with card.

Card Benefits

The PNC Travel Rewards Visa Business Credit Card features your standard business credit card benefits. This includes the ability to manage your account online, monitor where you and your employees are spending, and more.

There's no benefits that are specific to the PNC Travel Rewards Visa Business Credit Card itself that makes it stand out from other business cards.

PNC Miles Value

Redemption Option Average Value (in cents)
Redeem miles towards travel purchases made to the card 1

PNC Miles have an average value of 1 cent per point. They can be used to redeem miles for a statement credit towards travel purchases made to an eligible PNC card.

PNC Miles Calculator

Calculate how many PNC Miles you can earn with the PNC Travel Rewards Visa Business Credit Card based on spend and the cash value of those miles. Results can be compared side-by-side credit cards featured on the site to see which earns you the most rewards.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Alternative Business Card Options

If you're looking to earn a higher return on your business spend, there's no shortage of top-rated business credit cards in the market. Check out our top picks below.

Chase Ink Business Unlimited

The Chase Ink Business Unlimited® Credit Card earns an unlimited 1.5% cash back on all purchases.

This will give you an additional 0.5% in value per $1 spent over the PNC Travel Rewards Visa Business Card. While that may not seem like a lot, it can add up quickly.

On top of that extra value, the cash back you earn with the Chase Ink Business Unlimited can be used towards just about anything including travel, gift cards, and cash deposits into a bank account.

Chase Ink Business Unlimited® Credit Card
Ink Business Unlimited® Credit Card
Annual Fee: $0
Rewards Rate
1.5%
Earn unlimited 1.5% cash back on every purchase made for your business
$750 Bonus Cash Back
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening

Blue Business Plus Credit Card

The Blue Business Plus earns 2X Membership Rewards Points per $1 spent on the first $50,000 in purchases during the year, and 1X after that. Points earned with this card are worth an average of 1 cent each but can be transferred to airline and hotel programs for values of up to 2 cents per point.

That means you'll be earning an average of 2% to 4% on the first $50,000 in purchases made and then 1% to 2% for the remainder of the year. No matter how you spin the numbers, that's going to be more than the 1% back you'll get with the PNC Travel Rewards Visa Business Card.

The Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card from American Express
Annual Fee: $0
Rewards Rate
2X
Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners
1X
2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
15,000 Points
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

Capital One Spark Cash Plus

The Capital One Spark Cash Plus earns an unlimited 2% cash back on all purchases which is double what you would be earning with the PNC Travel Rewards Visa Business Card.

If your business spends a decent amount of money throughout the year, you'll come out ahead of the in terms of rewards earned—even with the card's annual fee.

Capital One Spark Cash Plus
Capital One Spark Cash Plus
Annual Fee: $150
Rewards Rate
5%
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
2%
Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
Up To $1,000 Cash Bonus
Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening