TD First Class Visa Signature Credit Card

Card Details & TD Miles Calculator
3x Travel
3x Dining
1x Everything Else

TD Miles Calculator for the TD First Class Visa Signature Card. Calculate total rewards and cash value based on spend and fees. Compare to top cards.


The TD First Class Visa Signature Card is a "miles" earning card that earns a decent return on travel and dining purchases. These 'miles' are not to be confused with actual frequent flyer miles that you would earn with airlines. This is basically just a cash back card that offers 1 cent in value when redeeming towards travel or dining.

Bonus Categories

The TD First Class Visa Signature Card features two bonus categories which are travel and dining. There's no limit to the amount of TD Miles you can earn spending in these bonus categories and no limit to the amount of TD Miles you can earn with the card overall.

  • 3x Travel
  • 3x Dining
  • 1x Everything Else

Sign Up Bonus (SUB)

The sign up bonus for the TD First Class Visa Signature Card is 25,000 bonus TD Miles when you spend $3,000 within the first 6 billing cycles. This is equal to a $250 statement credit towards travel or dining purchases made to the card.

Fees

Annual Fee

The annual fee for the TD First Class Visa Signature Card is $0 the first year, then $89. That makes this card a great earner during the first year and a solid option on the years thereafter. There's many cards that offer a great return on both travel and dining that can yield a slightly higher return, some with no annual fees.

Authorized User Fee

There is no fee to add authorized users to the TD First Class Visa Signature Card. If you're looking to maximize your rewards, I highly recommend adding family and friends to your account to build your TD Miles faster.

Foreign Transaction Fee

The TD First Class Visa Signature Card has a 0% foreign transaction fee which makes it a solid option for earning TD Miles on purchases made worldwide.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Categories Spending
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Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
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Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
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The sum of all spend and bonuses above this line and the cash value of it all.
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Cash Value
Cash value of total earnings based on currency worth.
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Rakuten Rewards

Limited Time $40 Bonus
Earn $40 or 4,000 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $40+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
Monetary Bonuses & Fees
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Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
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Total Return
The percent you are earning based on spend, earnings, and fees.

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