The TD First Class Visa Signature Card is a "miles" earning card that earns a decent return on travel and dining purchases. These 'miles' are not to be confused with actual frequent flyer miles that you would earn with airlines. This is basically just a cash back card that offers 1 cent in value when redeeming towards travel or dining.
|Authorized User Fee|
|Foreign Transaction Fee|
The TD First Class Visa Signature Card features two bonus categories which are travel and dining. There's no limit to the amount of TD Miles you can earn spending in these bonus categories and no limit to the amount of TD Miles you can earn with the card overall.
- 3x Travel
- 3x Dining
- 1x Everything Else
Sign Up Bonus
The sign up bonus for the TD First Class Visa Signature Card is 25,000 bonus TD Miles when you spend $3,000 within the first 6 billing cycles. This is equal to a $250 statement credit towards travel or dining purchases made to the card.
The annual fee for the TD First Class Visa Signature Card is $0 the first year, then $89. That makes this card a great earner during the first year and a solid option on the years thereafter. There's many cards that offer a great return on both travel and dining that can yield a slightly higher return, some with no annual fees.
Authorized User Fee
There is no fee to add authorized users to the TD First Class Visa Signature Card. If you're looking to maximize your rewards, I highly recommend adding family and friends to your account to build your TD Miles faster.
Foreign Transaction Fee
The TD First Class Visa Signature Card has a 0% foreign transaction fee which makes it a solid option for earning TD Miles on purchases made worldwide.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.