Citi ThankYou Points Calculators
ThankYou Point Calculators for earning with credit cards, getting the cash value based on redemption, and transferring rewards to Citi's transfer partners.
The ThankYou Rewards Program is a bank program offered by CitiBank. It is one of the top programs in the U.S. next to Chase Ultimate Rewards and American Express Membership Rewards. It is one of the few bank rewards programs that allows you to transfer your earned points to airline partners.
Credit Card Rewards Calculators
The Citi ThankYou Points Calculators will calculate how many ThankYou Points you can earn based on your monthly/yearly spend across categories. Each calculator will also output the cash value of the card based on spend, how much you value the card benefits, and the annual fees.
You can compare the results side by side any credit cards featured on the site to find out which earns you the most rewards and the best return. If cookies are enabled, all spend entered (primary/first column only) will carry over to all credit card calculators on the website.
Citi ThankYou Credit Card Calculators
Citi has a handful of credit cards that you can use to earn ThankYou Rewards Points. There most popular cards are the Citi Prestige and Citi Premier cards which not only gives you a solid return on spend, but gives you the ability to transfer points to all of Citi's transfer partners. With the ability to convert Citi cash back into ThankYou Points, the Citi Double Cash is also a great option for all miscellaneous/non-category spend.
Cash back earned with the Citi Double Cash can be converted into Citi ThankYou Points at a 1:1 ratio. You can use the calculator below to calculate how many ThankYou Points you can earn with the Citi Double Cash. If you want to calculate cash back, you can go to the Citi Double Cash Card Cash Back Calculator.
Credit Card Comparison Calculators
Comparison Calculators features side by side comparisons of frequently compared credit cards and groups of credit cards. Per the usual, you will be able to calculate total rewards and the cash value of the cards based on monthly/yearly spend, how much you value the card benefits, and any annual fees the card may have. For these calculators, you will only be able to compare results against the cards featured in the comparison.
Redeeming Rewards & Cash Value
Citi ThankYou Points are worth 1 cents each when applied towards travel. Outside of travel, these points can be redeemed for gift cards, merchandise, cruises, and hotels. You can typically obtain values of more than 1 cent per point by transferring points to Citi's airline partners.
ThankYou Points Redemption Chart
|Transfer Partner Redemptions||$0 - $0+|
|All Gift Cards||$0|
|Amazon, Expedia, Live Nation, Shopping Portal||$0|
|Select and Credit||$0|
|Cash Back, Statement Credit||$0|
ThankYou Travel Center
ThankYou Points can be redeemed for travel using the ThankYou Travel Center. Travel on this portal consists of flights, hotels, cars, activities, and cruises. This will give your ThankYou Points a value of 1 cents each which is not bad considering you can earn 3 to 5 points per $1 spent across several bonus categories using Citi's credit cards. There are no blackout dates and no minimum stay requirements. Besides transferring ThankYou Points to airline partners, this is one of the best ways to redeem your points.
Citi ThankYou Points can be redeemed for gift cards. This redemption gives each ThankYou Point a value of 1 cent each. Next to booking travel, this is another good use of Citi ThankYou Points since you get the full value of each point.
Credits & Cash Back
Citi ThankYou Points can be redeemed for cash back, statement credit, and select & credit. Statement credit and cash back will give your ThankYou Points a value of 0.5 cents per point which is half of your value lost. I would not choose this option. You would be better off picking up a gift card and selling it than to slice the value of your points.
Citi's select & credit option works similar to receiving statement credits except you're only able to apply this method to dining, entertainment, utility bills, gas, grocery, and drug store categories. Even though the select & credit will give you a higher value of 0.75 cents per point, the better option for most of these categories will still be to get a gift card, especially the dining and entertainment category.
Pay With Points
Using the Pay With Points option during checkout for Amazon, Expedia, and Live Nation along with checking out through Citi's shopping portal will give you around a value of 0.8 cents per point. This is not a bad rate in the case that you want to save some money during checkout, but obviously you can do better with travel and gift cards and get the full 1 cent or more.
Citi ThankYou Points can be transferred to more than 10 different airline partners which includes JetBlue Airways, Singapore Airlines, and Air France-KLM. In order to transfer ThankYou Points to all of Citi's transfer partners, you'll need to be a Citi Premier or Citi Prestige cardholder. Not owning either of these cards will limit your ability to transfer points.
Citi has a solid selection of high-point earning cards which makes the ThankYou Rewards program a great choice for building up airline miles with their frequent flyer partners. Citi is often consider the lesser between AMEX and Chase due to its lack in U.S.-based airline transfer partners. If you know how to use airline alliances properly or you frequently travel internationally, Citi has a great line-up of partners.