Chase Points Value: Redemptions & Cash Value Calculator

Calculate the cash value of Chase Ultimate Rewards Points based on redemptions. Details on the best ways to maximize your point value.
Redemption Avg Point Value
Travel 1.25 - 1.5 Cents
Cash Back 1 Cent

Chase Ultimate Rewards Points are earned by using Chase-branded rewards credit cards. This includes Chase Sapphire cards, Chase Freedom cards, and Chase Ink Business cards. Points earned with these cards can be redeemed towards travel, gift cards, cash back, merchandise, and much more.

Depending on which cards you have, you'll also be able to transfer your earned rewards points to partners which can greatly boost the value of these points if used strategically.

Overall, Chase Ultimate Rewards Points will have the best value when redeemed towards travel.

How Much Are Chase Ultimate Rewards Points Worth?

The value of Chase Ultimate Rewards Points will depend on which Chase-branded credit cards you have.

Chase Points have the easiest value of 1 cent per point when redeemed for cash back, but can be worth 1.25 or 1.5 cents when redeemed via Chase Travel or be worth more when transferred to Chase's airline and hotel partners.

Average Chase Points Value By Card
Chase-branded Card Point Value
Chase Sapphire Reserve® 1.5 cents
Chase Sapphire Preferred 1.25 cents
Chase Ink Business Preferred 1.25 cents
Chase Freedom Flex 1 cent
Chase Freedom Unlimited® 1 cent
Ink Business Cash Credit Card 1 cent
Ink Business Unlimited Credit Card 1 cent

Chase Sapphire Reserve®

Chase Sapphire Reserve®

The Chase Sapphire Reserve® is one of the best travel credit cards on the market. It earns 3X Ultimate Reward Points on travel purchases (after using the $300 travel credit), 3X points on dining purchases and 1X points on all other purchases.

There's several redemption options that can give your points great value with the Chase Sapphire Reserve:

Chase Travel Portal: 1.5 Cents

The Chase Sapphire Reserve offers a 50% boost to the value of Ultimate Rewards Points when redeeming them through the Chase Travel portal. This gives you an easy, high redemption value of 1.5 cents per point.

Pay Yourself Back: 1.5 Cents

The Chase Pay Yourself Back feature allows you to use points to offset purchases made to your card. This benefit, which lasts until September 30, 2021, can give your points an easy 1.5 cent redemption value for dining, grocery stores, home improvement stores, charities, and Fund a Vaccine Ride with Lyft.

Transfer Points To Partners: 1.2 to 2+ Cents

The Chase Sapphire Reserve grants you the ability to transfer Ultimate Rewards Points to Chase's airline and hotel partners. The value you get out of point transfers will depend on which partner you're transfer points to and how you redeem them with that partner.

You can easily squeeze out upwards of 1.2 to 2 cents or more via point transfers. This is typically the best option if you're looking to truly maximize the value of your Ultimate Rewards Points.

Cash Back: 1 Cent

This isn't the best redemption for Ultimate Rewards Points, but it's a decent option if you need cash back in a pinch.

Chase Sapphire Reserve®
Chase Sapphire Reserve
Intro Bonus
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
Rewards Rates
3X
3X per $1 spent on travel after earning your $300 travel credit
3X
3X per $1 spent on dining
1X
1X per $1 spent on all other purchases
Main Card Highlights
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Through December 31, 2021, gas station & grocery store purchases will also count towards earning your Travel Credit
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
  • With Pay Yourself Backâ„ , your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Annual Fee
$550
Authorized User Fee
$75 for each additional user
Foreign Transaction Fee
0%

Chase Sapphire Preferred®

Chase Sapphire Preferred®

The Chase Sapphire Preferred® makes for one of the best credit cards for those new to earning rewards as well as one of the best credit cards for those skilled with transferring points to partners for maximum value.

It earns 2X Ultimate Rewards Points on travel purchases, 2X points on dining purchases, and 1X on all other purchases.

The Chase Sapphire Preferred offers a handful of great redemption options that can net you some solid value:

Chase Travel Portal: 1.25 Cents

The Chase Sapphire Preferred offers a 25% boost to the value of Ultimate Rewards Points when redeeming them through the Chase Travel portal. This gives your points a value of 1.25 cents each towards travel and can be a great option if you can find a good redemption via point transfers.

Pay Yourself Back: 1.25 Cents

Using the Pay Yourself Back feature, you can redeem your points for a value of 1.25 cents each towards select purchases made to your card. This includes dining, grocery stores, home improvement stores, charities, and Fund a Vaccine Ride with Lyft.

Transfer Points To Partners: 1.2 to 2+ Cents

The Chase Sapphire Preferred grants the ability to transfer points to Chase's travel partners. The value of this redemption will vary based on which partner you're transferring points to, but this is the best route to take if you're looking to maximize your Ultimate Rewards Points.

Cash Back: 1 Cent

You can redeem Ultimate Rewards Points for a value of 1 cent per point. This can be useful if you're in need of cash back.

Chase Sapphire Preferred®
Chase Sapphire Preferred
Intro Bonus
Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
Rewards Rates
2X
2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel.
1X
1X points per dollar spent on all other purchases.
Main Card Highlights
  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Backâ„ , your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Annual Fee
$95
Authorized User Fee
$0
Foreign Transaction Fee
0%

Ink Business Preferred® Credit Card

Chase Ink Business Preferred® Credit Card

The Ink Business Preferred® Credit Card is one of the best business credit cards on the market and offers exception value for any business looking to earn points best redeemed toward travel.

It earns 3X Ultimate Rewards Points on up to $150,000 in combined annual spend on travel, shipping, internet, cable, phone, and advertising purchases and 1X points on everything else.

The redemption options for the Ink Business Preferred Credit Card will offer you an average value of 1.25 cents each which is pretty good:

Chase Travel Portal: 1.25 Cents

The Ink Business Preferred Credit Card offers a 25% boost to the value of points redeemed through the Chase Travel portal. This gives your points an easy redemption value of 1.25 cents per point when used towards travel such as airfare, hotels, and car rentals.

Pay Yourself Back: 1.25 Cents

The Pay Yourself Back feature allows you to redeem your points towards select purchases made to your Ink Business Preferred Credit Card. Those select purchases are shipping, home improvement stores, internet, cable, phone services, select charities, and Fund a Vaccine Ride with Lyft.

Transfer Points To Partners: 1.2 to 2+ Cents

The Ink Business Preferred Credit Card offers the ability to transfer your points to Chase's airline and hotel partners. This gives you a chance to redeem your points for high value towards airfare and hotel bookings which can be great for lowering travel expenses.

Cash Back: 1 Cent

Ultimate Rewards Points can be redeemed for cash back at a value of 1 cent each which is a better value than what most top travel programs offer. If your business is in need of cash back, this is a decent option.

Chase Ink Business Preferred® Credit Card
Chase Ink Business Preferred Credit Card
Intro Bonus
Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
Rewards Rate
3X
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
1X
Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn
Main Card Highlights
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account
Annual Fee
$95
Authorized User Fee
$0
Foreign Transaction Fee
0%

Chase Cash Back Credit Cards

The Chase Freedom Unlimited®, Chase Freedom Flex℠, Ink Business Cash® Credit Card, and Ink Business Unlimited® Credit Card are cash back credit cards that earn Ultimate Rewards Points. Your average value with these cards will be 1 cent per point:

Cash Back: 1 Cent

Ultimate Rewards Points earned with Chase's cash back credit cards can be redeemed for cash back at a value of 1 cent per point. Points earned with these cards cannot be transferred to partners unless you own the Chase Sapphire Reserve, Chase Sapphire Preferred, or Ink Business Preferred Credit Card.

There are several other redemption options, but you should stick to getting 1 cent out of your points unless there's a good reason for redeeming them for less than this value.

Chase Freedom Unlimited®
Chase Freedom Unlimited®
Intro Bonus
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Rewards Rate
5%
Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
5%
Earn 5% on Chase travel purchased through Ultimate Rewards®.
3%
Earn 3% on dining and drugstores.
1.5%
Earn unlimited 1.5% cash back on all other purchases.
Main Card Highlights
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No annual fee
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
3%
Chase Freedom Flexâ„ 
Chase Freedom Flexâ„ 
Intro Bonus
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Rewards Rate
5%
Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
5%
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
5%
Earn 5% on Chase travel purchased through Ultimate Rewards®.
3%
Earn 3% on dining and drugstores.
1%
Earn 1% on all other purchases.
Main Card Highlights
  • Enjoy new 5% categories each quarter!
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No annual fee.
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
3%
Chase Ink Business Cash® Credit Card
Ink Business Cash® Credit Card
Intro Bonus
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
Rewards Rate
5%
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
2%
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
1%
Earn 1% cash back on all other card purchases with no limit to the amount you can earn
Main Card Highlights
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • 0% introductory APR for 12 months on purchases
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
3%
Chase Ink Business Unlimited® Credit Card
Ink Business Unlimited® Credit Card
Intro Bonus
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
Rewards Rate
1.5%
Earn unlimited 1.5% cash back on every purchase made for your business
Main Card Highlights
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • 0% introductory APR for 12 months on purchases
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
3%

Redeeming Ultimate Rewards Points For Travel

If you're looking to get the most out of your Ultimate Rewards Points, your best options is going to be using them towards travel redemptions. There are also a few other redemptions that can get you some solid value.

Chase Travel Portal

The Chase Travel Portal is the easiest redemption option when it comes to getting great value out of your Ultimate Rewards Points. It provides a way for you to obtain up to 1.5 cents in value per point without the need to worry about maximizing value through point transfers.

The table below lists the value you'll get out of your Chase Travel redemptions based on which credit card(s) you have.

Chase Points Value - Chase Travel Portal
Card Value
Chase Sapphire Reserve 1.5 Cents
Chase Sapphire Preferred 1.25 Cents
Chase Ink Business Preferred 1.25 Cents
Other Chase Rewards Cards 1 Cent

If you plan on redeeming points through the Chase Travel Portal more than transferring points to partners, you're going to want to heavily consider the Chase Sapphire Reserve due to the 1.5 cent redemption value.

The 0.25 cent difference between the Chase Sapphire Reserve's redemption value and the Chase Sapphire Preferred/Ink Business Preferred may not seem like a lot, but it is.

For example, here's the value of Ultimate Rewards Points when redeemed via Chase Travel for Chase-branded credit cards.

Chase Points Value - Chase Travel Portal
Points Sapphire Reserve Sapphire/Ink Preferred Other Chase Rewards Cards
10,000 Points $150 $125 $100
25,000 Points $375 $312 $250
50,000 Points $750 $625 $500
75,000 Points $1,125 $937 $750
100,000 Points $1,500 $1,125 $1,000
120,000 Points $1,800 $1,500 $1,200
150,000 Points $2,250 $1,875 $1,500

Most top travel rewards programs max out at 1 cent in value when redeeming points towards travel. This is what gives the Chase Ultimate Rewards program the upper hand when it comes to simple travel redemptions when transferring points is not an option.

Transferring Ultimate Reward Points To Partners

Transferring Ultimate Rewards Points to Chase's airline and hotel partners can give you the opportunity to obtain significantly more value than redeeming points through the Chase Ultimate Rewards travel portal.

You'll be able to transfer your Ultimate Rewards Points to partners if you own at least one of the following Chase-branded credit cards:

If you own at least one of those cards, you'll be able to transfer your points to the following Chase transfer partners:

  • Air France-KLM Flying Blue (1:1)
  • British Airways Executive Club (1:1)
  • Emirates Skywards (1:1)
  • Iberia Plus (1:1)
  • JetBlue TrueBlue (1:1)
  • Singapore KrisFlyer (1:1)
  • Southwest Rapid Rewards (1:1)
  • United MileagePlus (1:1)
  • Virgin Atlantic Flying Club (1:1)
  • World of Hyatt (1:1)
  • Marriott Bonvoy (1:1)
  • IHG Rewards Club (1:1)

You can transfer your points to all of these partners at a 1:1 ratio. This means that 1,000 Ultimate Rewards Points will be worth 1,000 airline miles or hotel rewards points when transferred to a partner.

Being able to transfer your points opens up a lot of possibilities for some excellent redemption values. This is because the value of airline miles and hotel rewards points can offer high value depending on the redemption.

The best redemptions are typically international first/business class flights when it comes to airlines, though you can find some great value for economy and domestic flights with a little research.

Transfers to hotels can also offer great value, especially transfers to Hyatt which can offer easy 2 cent or higher redemptions with little to no effort.

Listed below are a few examples of how you can get great value transferring points to partners. If you're big on

United Airlines

If you're flexible in booking your flights, you can fly business class to Europe starting at 60,000 to 70,000 miles per direction flying United and their partners. This can give your Ultimate Rewards Points some significant value.

You can also book domestic one-way flights with United starting at 5,000 miles. Short-haul flights internationally can also be useful if you plan on visiting multiple cities within a region.

united atlanta to london miles

Virgin Atlantic

If you want to experience Delta's high-class product Delta One, you can do so by transferring your Ultimate Rewards Points to Virgin Atlantic and booking through the Virgin Atlantic website.

In this example, a one-way flight on Delta One from New York (JFK) to Amsterdam (AMS) is 100,000 Virgin Points plus $55.25 in taxes.

If you were to book this same example flight through Delta, it would cost you 210,000 Delta SkyMiles plus the same $55.25 in taxes.

The lowest cost in cash for this flight is through Delta which would cost you $3,297.55. Booking the flight through Virgin Atlantic would cost $3,318.95.

So for this example, transferring 100,000 Ultimate Rewards Points to Virgin Atlantic and redeeming them for a flight that would cost you $3,297.55 would give your points a whopping 3.29 cents each.

That's significantly better than the 1.25 to 1.5 cents you would get booking through the Chase Travel portal.

World of Hyatt

If you want excellent value with little to no research, transferring your points to the World of Hyatt program is the route to take.

The Point Calculator values Hyatt Points at 1.8 cents each which is higher than the 1.25/1.5 cents you'll get from Chase Travel redemptions.

As an example, here are some bookings for a weekend in Tampa, Florida.

Transferring your Ultimate Rewards Points to the World of Hyatt for these redemptions would give your points between 2.1 and 3.8 cents in value per point which is fantastic.

Do note that while most Hyatt properties offer exceptional value, there are still chances in which you can get lower value. Such is the case with these properties in Houston, Texas.

These hotels offer between 1.35 and 1.77 cents in value with the exception of the Hyatt Place Houston/Galleria which offers a whopping 3 cents per point.

So make sure you're running the numbers before you transfer your Ultimate Rewards Points.

Marriott Bonvoy

If you know how to redeem Marriott Bonvoy Points for great value, transferring your Ultimate Rewards Points to Marriott's program is another solid option.

The Point Calculator values Marriott Bonvoy Points at 0.7 cents, but it's possible to get over 1.5 cents with a little bit of research.

The sweet spots for Marriott will be the low-end Category 1 and Category 2 hotels as well as their high-end Category 7 and Category 8 hotels. You can also get great value with Marriott's 5th night free benefit which triggers when you book 5 consecutive award night stay at any of there properties.

You can use the Marriott Hotel Directory to search for hotels by Category and apply other useful filters.

For example, the Fairfield Inn & Suites Chillicothe is a very nice Category 2 hotel in Chillicothe, Ohio. This hotel is typically costly, but only requires a few amount of points to book. A 5-night stay at this hotel would cost 52,500 points or $890 ($178 per night w/ taxes and fees).

This redemption would give your points a value of 1.69 cents each which is great for Marriott.

For the high categories, we'll take a look at the ever-so-popular St. Regis Maldives Vommuli Resort which will cost you around 80,000 to 100,000 points per night.

This resort will run you about 400,000 Marriott Bonvoy Points or around $1,621 USD per night during the late spring and summer months

My Additional Two Cents

Don't feel the need to always get insane value for your points. Redeeming your points for high value is excellent and I suggest doing so when you can, but you will not always be able to hit values of 2+ cents or more.

Sometimes it's easier (and faster) to transfer a small amount of Ultimate Rewards Points to top off your airline or hotel rewards account.

Also holding onto your points for months and months (and in some cases years) can be risky as you never know when points or miles can be devalued.

I'm not saying transfer a bunch of points and redeem them for extremely low value, but don't be afraid to transfer points if needed. Money saved is money saved.

Pay Yourself Back

The Chase Pay Yourself Back feature allows you to use points to offset purchases made to your card. This benefit was introduced in the June 2020 and currently set to continue until September 30, 2021.

Using this benefit, you'll be able to redeem Ultimate Rewards Points for 1.25 or 1.5 cents in value depending on the card you have and the category of the purchase.

Chase Points Value - Chase Pay Yourself Back
Card Value Categories
Chase Sapphire Reserve 1.5 Cents
  • Dining
  • Grocery Stores
  • Home Improvement Stores
  • Charities
  • Fund a Vaccine Ride with Lyft
Chase Sapphire Preferred 1.25 Cents
  • Dining
  • Grocery Stores
  • Home Improvement Stores
  • Annual Fee
  • Select Charities
  • Fund a Vaccine Ride with Lyft
Chase Ink Business Preferred 1.25 Cents
  • Shipping
  • Home Improvement Stores
  • Internet
  • Cable
  • Phone Services
  • Select Charities
  • Fund a Vaccine Ride with Lyft
Ink Business Cash Credit Card, Ink Business Unlimited Credit Card 1.1 Cents
  • Internet
  • Cable
  • Phone
Chase Freedom, Chase Freedom Unlimited, Chase Freedom Flex, Ink Business Cash Credit Card, Ink Business Unlimited Credit Card 1.25 Cents
  • Select Charities

This is an excellent way to squeeze the same great value you would normally only be able to get from Chase Travel Portal redemptions.

If you don't plan on traveling anytime soon or you just want to redeem your points for great value for eligible card purchases, I recommend taking advantage of this benefit while it lasts. It's unknown if Chase will continue to extend the benefit.

Cash

If you're looking to put money back into your pocket, you can redeem your Chase Ultimate Rewards Points for cash at a value of 1 cent per point. There's no minimum redemption level for cash back.

This isn't the best use of Ultimate Rewards Points, but the value is much higher than what other top travel rewards programs offer when redeeming points which is typically 0.5 to 0.6 cents.

If you don't plan on redeeming your points towards travel, this is the next best redemption.

Amazon Shop with Points

Amazon's Shop With Points program allows you to use points from various rewards programs to pay for your purchases on the Amazon website. Using your Ultimate Rewards Points on Amazon.com will give your points a value of 0.8 cent each.

Why redeem your points with Amazon when you can easily get 1 cent in value redeeming them for cash back you can use toward Amazon? Because Amazon occasionally offers cash off when you use Ultimate Rewards Points (and points from other programs) towards Amazon.com purchases.

This is typically something along the lines of "Get $X/X% off when you use Ultimate Rewards Points to pay for your purchases". The big plus to these offers is that they can generally be triggered by only redeeming 1 Ultimate Rewards Point.

Using one point to get a discount off a purchase is a value that can't be beat. So while the actual value of your point may be 0.8 cents, you've saved a significant amount of money on your purchase which far exceeds the value of 0.8 cents.

If you shop on Amazon.com frequently, I highly suggest jumping over to the Amazon Shop with Points page and linking your Ultimate Rewards account as well as any other account that participate in the program as it can save you a great deal on your purchases.

Amazon allows you to Shop With Points using the following credit cards and rewards programs:

  • Amazon Credit Cards
  • American Express Membership Rewards
  • Capital One Venture & Spark Rewards
  • Chase Ultimate Rewards
  • Citi ThankYou Rewards
  • Discover Miles
  • Hilton Honors
  • HSBC Bank

Chase Points Value Calculator

Use the Chase Points Value Calculator to calculate the average cash value of your Ultimate Rewards Points based on redemption values covered in this article.

Chase Points Value Calculator

Enter any amount of points to see the average cash value.
Points
Point Transfers
Transfer To Partners
1.2 to 2+ cents
~$0 to $0+
Chase Travel Portal
Chase Sapphire Reserve
1.5 cents
$0
Chase Sapphire Preferred
1.25 cents
$0
Chase Ink Business Preferred
1.25 cents
$0
Other Chase-branded Cards
1 cent
$0
Pay Yourself Back
Chase Sapphire Reserve
1.5 cents - dining, grocery, home improvement stores, charities, Fund a Vaccine Ride with Lyft
$0
Chase Sapphire Preferred
1.25 cents - dining, grocery, home improvement stores, charities, Fund a Vaccine Ride with Lyft
$0
Chase Ink Business Preferred
1.25 cents - shipping, home improvement stores, internet, cable, charities, Fund a Vaccine Ride with Lyft
$0
Ink Business Cash Credit Card, Ink Business Unlimited Credit Card
1.1 cents - internet, cable, phone
$0
All Chase Cash Back Cards
1.25 cents - charities
$0
Other Redemptions
Cash Back
1 cents
$0
Gift Cards
1 cents
$0
Amazon
0.8 cents
$0

FAQ

How much are Chase Ultimate Rewards Points worth?

Chase Ultimate Rewards Points can easily be redeemed for 1.25 cents or 1.5 cents each towards travel depending on which card you have. You can also obtain a higher value by transferring points to Chase's airline and hotel partners.

What can you use Chase Ultimate Rewards Points for?

The best use of Chase Ultimate Rewards Points is towards travel, but they can also be redeemed for cash, gift cards, and even at checkout on Amazon.com.

How much is 100,000 Ultimate Rewards Points worth?

This can be worth $1,250 to $1,500 on the Chase Travel Portal. You can also transfer it to Chase's airline and hotel partners at a 1:1 ratio for 100,000 miles/points which can give you even more value depending on how you redeem them.

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Updated 2021-07-08 By Robert Flowers III

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