Ultimate Rewards: Transfer Ratios & Conversion Calculator

Ultimate Rewards Points Calculators
Get the details on Chase airline and hotel transfer partners and calculate the conversion of Ultimate Rewards points to each travel partner.
Last Updated 2022-04-07

Ultimate Rewards Points can be transferred to 13 travel partners, each at a 1:1 ratio meaning that 1,000 Ultimate Rewards Points can be converted to 1,000 points or miles with Chase's partners.

List of Chase transfer partners

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Calculate transfers To Chase travel partners

Use the conversion calculator to calculate the transfer of Chase Points to airline miles and hotel points with Ultimate Rewards partners.

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How to earn Chase points

Chase Ultimate Rewards credit cards

Chase points can be earned through welcome bonuses and everyday spending across Chase's Ultimate Rewards credit cards. These cards excel in building points on popular categories like travel and dining as well as on important business categories like internet, phone, and cable.

As an Ultimate Rewards cardholder, you'll be able to redeem points for 25% to 50% increased value for travel booked through Chase Ultimate Rewards. You'll also be able to transfer points to Chase's airline and hotel partners which can get you point values as high as 2.1 cents or more.

You can earn Ultimate Rewards Points with the three cards listed below.

Best Well-Rounded Travel Rewards Card

Chase Sapphire Preferred® Card
Chase Sapphire Preferred
Annual Fee: $95
Rewards Rate
5X
Earn 5X points on travel purchased through Chase Ultimate Rewards®
5X
Earn 5X points on Lyft rides through March 31, 2025. That's 3X points in addition to the 2X points you already earn on travel.
3X
Earn 3X points on online grocery purchases, select streaming services, and on dining
2X
Earn 2X points on other travel purchases, from airfare and hotels to taxis and trains.
1X
Earn 1X points per $1 spent on all other purchases
60,000 Bonus Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.

Best For High Value & Travel Benefits

Chase Sapphire Reserve®
Chase Sapphire Reserve
Annual Fee: $550
Rewards Rate
10X
Earn 10X points on Chase Dining and travel purchases through Chase Ultimate Rewards®
10X
Earn 10x points on Lyft rides through March 31, 2025. That's 7X points in addition to the 3X points you already earn on travel.
5X
Earn 5X points on flights when you purchase travel through Chase Ultimate Rewards®
3X
Earn 3X points on other travel and dining purchases
1X
Earn 1 point per $1 spent on all other purchases
60,000 Bonus Points
New Offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®

Best Business Travel Rewards Card

Chase Ink Business Preferred® Credit Card
Chase Ink Business Preferred Credit Card
Annual Fee: $95
Rewards Rate
3X
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
1X
Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn
100,000 Bonus Points
Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®

Chase cash back credit cards

Cash back earned with Chase's cash back credit cards are displayed in Ultimate Rewards Points. These points can be redeemed for 1 cent in value towards cash back.

Points earned with the cash back credit cards cannot be transferred to Chase's airline and hotel partners and you will not receive increase point value for travel redemptions made through Chase Ultimate Rewards.

Luckily, you can transfer Ultimate Rewards Points between cards. This means you can take the points earned with Chase's cash back credit cards and transfer them to eligible Ultimate Rewards credit cards.

This adds significant value to Chase's cash back credit cards as you'll be able to redeem points for more than their max value of 1 cent apiece for cash back.

Chase has four no-annual fee credit cards that can pair well with any Ultimate Rewards credit card. They are listed below.

Best For Bonus Cash Back
Chase Freedom Unlimited®
Chase Freedom Unlimited®
Annual Fee: $0
Rewards Rate
5%
Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
3%
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
1.5%
1.5% on all other purchases
Up To $300 Back
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Best For 5% Back On Popular Rotating Categories
Chase Freedom Flexâ„ 
Chase Freedom Flexâ„ 
Annual Fee: $0
Rewards Rate
5%
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
5%
5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
3%
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
1%
Unlimited 1% cash back on all other purchases.
$200 Bonus
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Best For Office Supply & Utilities
Chase Ink Business Cash® Credit Card
Ink Business Cash® Credit Card
Annual Fee: $0
Rewards Rate
5%
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
2%
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
1%
Earn 1% cash back on all other card purchases with no limit to the amount you can earn
$750 Bonus Cash Back
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
Best For Flat-Rate Cash Back
Chase Ink Business Unlimited® Credit Card
Ink Business Unlimited® Credit Card
Annual Fee: $0
Rewards Rate
1.5%
Earn unlimited 1.5% cash back on every purchase made for your business
$750 Bonus Cash Back
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening

FAQ

Are Chase Ultimate Rewards Points transferable?

Yes. Chase Ultimate Rewards Points can be transferred to over 10 partners at a 1:1 ratio.

Which hotels can I transfer Chase Ultimate Rewards Points to?

You can transfer Chase Ultimate Rewards Points to World of Hyatt, Marriott Bonvoy, and IHG Rewards.