USAA Rewards Visa Signature Card Calculator

Calculate how many USAA Rewards Points you can earn with the USAA Rewards Visa Signature Card and compare the results side by side top credit cards.
Updated 2020-06-19 By Robert Flowers III

The USAA Rewards Visa Signature Card is USAA Rewards Point earning card that earns bonus points on both gas and dining. The card itself is a slight step down from the USAA Rewards AMEX Card in terms of earnings rewards due to the lower return on dining spend and the absence of the grocery category altogether.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Bonus Categories

The USAA Rewards Visa Signature Card features two bonus categories which are gas and dining. There's no limit to the amount of bonus points you can earn spending across either category and no limit to the amount of points you can earn with the card overall

  • 2x Gas Station
  • 2x Dining
  • 1x Non-Category

Perks & Benefits

The USAA Rewards Visa Signature Card comes with special benefits for military members along with a little bit of travel and purchase protection.

  • Military Benefits
    • Receive a 4% APR on all balances for up to 12 months during deployments or PCS.
    • Special rate on the balance when entering active military duty; lasts until 1 year after completing active duty.
  • Travel & Purchase Protections

Sign Up Bonus

The standard sign up bonus for the USAA Rewards Visa Signature Card is 2,500 points after your first purchase. This is worth around $25 and is the same sign up bonus that's featured on all USAA Rewards credit cards.

Fees

Annual Fee

The USAA Rewards Visa Signature Card does not have an annual fee.

Authorized User Fee

There is no authorized user fee to add users to the USAA Rewards Visa Signature Card. If you have friends or family that spend across the two categories on this card, I recommend adding them if you're trying to build your point balance.

Foreign Transaction Fee

The USAA Rewards Visa Signature Card has a 0% foreign transaction fee. This allows you to use the card internationally without being charged extra fees.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
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Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
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Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Category Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Categories
Order
Options
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all rewards earned from Category Spending and Reward Bonuses, along with the cash value of it all based on Currency Worth.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of Total Earnings based on Currency Worth.
$0

Rakuten Rewards

$25 Bonus
Earn $25 or 2,500 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $25+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
$0
Total Return
The percent you are earning based on spend, earnings, and fees.

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