BeFrugal Review: How To Use, Payouts, & Breakdown

How to sign up for a BeFrugal account

In order to start raking in cash back with BeFrugal, you'll need so sign up for an account. You can sign up for an account using either an email address or you can sign in using your Facebook or Google account.

Here are the steps for signing up:

1. Head to BeFrugal.com.
2. Click Join Now at the top of the page.
3. Enter the email/password you wish to use or log in with your Google/Facebook account.

That's all there is to signing up. It's free and easy to do. If you are a new user, you can sign up through The Point Calculator to earn bonus cash back.

How to earn cash back with BeFrugal

Now that you’ve set up your BeFrugal account, it’s time to start earning cash back. On the BeFrugal homepage, you’ll find a search bar at the top. Use this to search for your desired store. If cash back is available, the store will appear in the filtered results.

Clicking on the store will bring up a detailed page that includes:

• The retailer’s name and cash back rate.
• A link to the cash back terms.
• Current online deals, coupons, and printable offers.
• An option to sign up for cash back alerts for that store.

Important: Always review the cash back terms to understand which purchases qualify and which do not.

When ready, click the “Shop Now” button to start a new cash back session.

A new tab or window will open, showing:

• The store’s name and your cash back rate.
• Session confirmation details, including the ClickID and your account email.

From there, you’ll be redirected to the retailer’s homepage. Shop as usual, including logging into any rewards accounts you have with the retailer.

Tip: Make sure to check out within the same window where the session was launched. If you close the window, the session ends, and you won’t earn cash back.

If you’re unsure whether your session is still active, return to BeFrugal and start a new session. For frequent users, the BeFrugal Toolbar or Extension can streamline the process and ensure you never miss out on cash back.

BeFrugal Toolbar/Extension

If BeFrugal is your go-to cash back portal, consider adding the BeFrugal Toolbar/Extension for a more seamless experience. This handy tool notifies you whenever you visit a website eligible for cash back through BeFrugal, ensuring you never miss out on rewards.

Beyond reminders, the toolbar offers two key benefits:

• Instant Session Launch: You can start a new cash back session directly from the retailer’s site without needing to visit BeFrugal first.
• Automatic Coupon Application: During checkout, the toolbar automatically applies all available coupons, helping you maximize your savings.

It’s a convenient way to streamline your shopping while ensuring you get the best deals and earn cash back effortlessly.

BeFrugal payout options

Once you've earned cash back with BeFrugal, there's six payout options which are:

• Direct Depost to Bank Account
• PayPal
• Venmo
• Zelle
• Check
• eGift Cards

When selecting a payout, you'll need to make sure that you have money in your Total Payable Balance.

• Pending shows you purchases in which BeFrugal is waiting for the retailer to verify and bonuses for which requirements haven't yet been met such as referrals. This can also list travel purchases since you will not earn cash back until after travel has been completed.
• Verified shows you purchases that have been verified by the retailer. These purchases will become part of your Payable balance once BeFrugal is paid the commission by the retailer in which you earned your bonus shopping with.
• Payable shows you how much cash you can currently have in your BeFrugal account that you can withdraw.

All three of these add up to show your Account Balance. Now that you're in the know on how that works, let's take a look at the different ways you can withdraw from your Payable balance.

Direct Deposit to Bank Account

If you're looking for the most direct way to receive your BeFrugal cash back, Direct Deposit to your bank account via ACH is the easiest way to go. This option requires a U.S. bank account.

You can request payment as long as you have at least $0.01 (1 cent) in your BeFrugal Payable balance. To set this option up, you'll need to have your bank routing number and your bank account number.

This can be deposited into either a checking or savings account and that account can be a personal account or a business account.

PayPal

PayPal is the common options between all cash back portals. When you request payment with this option, your BeFrugal cash back will be deposited directly into your PayPal account.

From there, you can use your PayPal account to make purchases online, use the PayPal debit card linked with your PayPal account to make purchases worldwide, or request a transfer into your bank account using PayPal.

Do note that PayPal does charge you for instant transfers from your PayPal account to your bank account. Non-instant transfers, which takes a few business days to post, are usually free.

If you're looking for instant transfers, you'll want to consider the Bank Account Direct Deposit method to save on the small fee PayPal charges (usually 1%, max of $10).

Venmo

Venmo is another easy way to get paid if you have a U.S. mobile number and the Venmo app. The minimum payout for Venmo is 1 cent.

Zelle

Zelle is an instant payment service that allows you to easily and safely send and receve money between most U.S. banks. If you use Zelle often, receiving your BeFrugal payout via this method will work wonders for you.

Zelle is free to sign up for through most major U.S. banks, but you can also sign up for it via the Zelle app in the rare case your bank doesn't support Zelle yet.

The minimum payout for Zelle is 1 cent.

Check

If you're old school, you can always choose the option to receive a check. When you request payment with this option, you will be mailed a check to the address you have on file with BeFrugal.

Do note that this particular method requires you to have at least a minimum of $25 in your BeFrugal Payable balance. If the minimum balance is not met, you will not be able to use this option to request payment.

eGift Cards

If you're looking to get the best value out of the cash back you've earned, gift cards will be the way to go. When you choose the option to receive a gift card, you'll be given bonus cash back on top of the cash back you've already earned.

So for example, I could cash out my $20 for a $21.20 gift card for Sephora. While it doesn't look like a big bonus with the low amount of $20, imagine if you earned $1,000 in cash back over the course of the calendar year. This would be equal to an additional $60 based on the 6% bonus.

Summary

BeFrugal is another great cash back portal to add to the list. They have a user friendly site, offer cash back rates that are competitive with other portals, and provide easy ways for you to redeem your earned cash back.