Use our cash back credit card calculators to find out how much you can earn based on the monthly and yearly spend amounts you enter. Compare the results of any card side-by-side up to two additional credit cards from any issuer.
Not sure of which cash back credit card you're looking for? Use the credit card cash back calculator at the bottom of this page or check out these resources:
- Current Cash Back Credit Card Offers May 2023
- Best Cash Back Rewards Credit Cards
- Best No Annual Fee Cash Back Rewards Credit Cards
Also See: Airline Credit Card Miles · Hotel Credit Card Rewards · Travel Credit Card Rewards · Business Credit Card Rewards · American Express · Bank of America · Capital One · Chase · Citi
American Express Cash Back
Bank of America
Capital One
Chase Bank
Citibank
Upgrade
Alliant Credit Union
AOD Credit Union
Citizens Bank
Credit One Bank
Discover
Fidelity
Fifth Third Bank
HSBC
Paypal
Pentagon Federal
Petal
PNC Bank
Surge
TD Bank
USAA
U.S. Bank
Wells Fargo
Specialty Cash Back Calculators
Credit Card Cash Back Calculator
Use the credit card cash back calculator to find out which cards will you earn the most cash back based on the spend amounts you enter. Results will consist of cash back-earning credit cards from our partners.
Find out which credit cards will offer you the most value based on the spend amounts you entered
No Results. This is usually due to:
- There's no good card options based on the spend entered.
- The calculator is having a brain-fart and is not calculating rewards properly.
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Results
These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.
You can click on the estimated earnings to see the calculations or click on the card to learn more and apply for the card through our partners.
Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.
FAQ
How is cash back calculated on credit cards?
Cash back is calculated by multiplying the earning rate by the purchase amount. So if your credit card earns 2% cash back on travel, a $200 travel charge on that credit card would earn you $4 in cash back.
Is 2% cash back a lot?
2% cash back is the minimum amount of cash back most are willing to earn on purchases. There are plenty of 2% cash back credit cards with no annual fee, so earning anything less than that is low.
Are cash back rewards worth it?
Yes. If you don't travel often or want to earn simple, easy rewards, cash back is the route to take.
Is cash back free money?
There are plenty of cash back credit cards with no annual fee, so if you pay off your statement in full every month, all cash back earned will be free money.
We've run the calculations for you and here are our top picks for best credit cards of 2023:
- Best premium card for unlimited miles: Capital One Venture X Rewards Credit Card.
- Best for flexible travel rewards: Chase Sapphire Preferred® Card.
- Best for everyday spend and travel: Citi Premier® Card.
- Best cash back card for groceries: Blue Cash Preferred® Card from American Express.
- Best for dining and supermarkets: American Express® Gold Card
- Best for business travel rewards: Ink Business Preferred® Credit Card.
- Best cash back business card: Capital One Spark Cash Plus
Our Credit Card Rewards calculator can help you find the perfect card and offers based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let us do the work for you!
