Cash Back Credit Card Rewards Calculators

Cash Back Programs
Check out the list of cash back credit cards and calculate cash back rewards based on the monthly and yearly spend amounts you enter.
By R.Flowers III

Use our cash back credit card calculators to find out how much you can earn based on the monthly and yearly spend amounts you enter. Compare the results of any card side-by-side up to two additional credit cards from any issuer.

Not sure of which cash back credit card you're looking for? Use the credit card cash back calculator at the bottom of this page or check out these resources:

Alliant Credit Union

Alliant Cashback Visa® Signature Credit Card
Alliant Cashback Visa® Signature Credit Card Cash Back Calculator

AOD Credit Union

AOD VISA Signature Credit Card
AOD VISA Signature Credit Card Cash Back Calculator

Citizens Bank

Cash Back Plus™ World Mastercard®
Cash Back Plus™ World Mastercard® Cash Back Calculator

Credit One Bank

Platinum X5 Visa Cash Back Calculator
Platinum X5 Visa Cash Back Calculator
Credit One Bank American Express® Card
Credit One Bank American Express® Card Cash Back Calculator
Platinum Visa For Rebuilding Credit
Platinum Visa For Rebuilding Credit Cash Back Calculator
Platinum Rewards Visa with No Annual Fee
Platinum Rewards Visa with No Annual Fee Cash Back Calculator
card
Platinum Visa Cash Back Calculator
NASCAR® American Express® Card
NASCAR® American Express® Card Cash Back Calculator

Discover

Discover it® Card
Discover it® Card Cash Back Calculator
Discover it® chrome
Discover it® chrome Cash Back Calculator
Discover it® Business Card
Discover it® Business Card Cash Back Calculator

Fidelity

Fidelity® Rewards Visa Signature® Card
Fidelity® Rewards Visa Signature® Card Cash Back Calculator

Fifth Third Bank

Fifth Third Cash/Back Card
Fifth Third Cash/Back Card Calculator
Fifth Third Preferred Cash/Back Card
Fifth Third Preferred Cash/Back Card Calculator

HSBC

HSBC Cash Rewards Credit Card
HSBC Cash Rewards Credit Card Cash Back Calculator

Paypal

PayPal Cashback Mastercard®
PayPal Cashback Mastercard® Cash Back Calculator
PayPal Business Debit Mastercard®
PayPal Business Debit Mastercard® Cash Back Calculator

Pentagon Federal

PenFed Power Cash Rewards Visa Signature® Card
PenFed Power Cash Rewards Visa Signature® Card Cash Back Calculator

Petal

Petal® 2 Cash Back, No Fees Visa®
Petal® 2 "Cash Back, No Fees Visa®" Cash Back Calculator

PNC Bank

PNC Cash Rewards® Visa® Credit Card
PNC Cash Rewards® Visa® Credit Card Cash Back Calculator
PNC Cash Rewards® Visa Signature® Business Credit Card
PNC Cash Rewards® Visa Signature® Business Credit Card Cash Back Calculator

Surge

Surge Secured Mastercard®
Surge Secured Mastercard® Cash Back Calculator

TD Bank

TD Cash Credit Card
TD Cash Credit Card Cash Back Calculator

USAA

Preferred Cash Rewards Visa Signature® Card
Preferred Cash Rewards Visa Signature® Card Cash Back Calculator
Cashback Rewards Plus American Express® Card
Cashback Rewards Plus American Express® Card Cash Back Calculator

U.S. Bank

U.S. Bank Cash+® Visa Signature® Card
U.S. Bank Cash+® Visa Signature® Card Cash Back Calculator

Wells Fargo

card
Wells Fargo Active Cashâ„  Card Cash Back Calculator

Specialty Cash Back Calculators

cash back
1% Cash Back Calculator
1.5% Cash Back Calculator
1.5% Cash Back Calculator
2% Cash Back Calculator
2% Cash Back Calculator
3% Cash Back Calculator
3% Cash Back Calculator
4% Cash Back Calculator
4% Cash Back Calculator
5% Cash Back Calculator
5% Cash Back Calculator
10% Cash Back Calculator
10% Cash Back Calculator
Percent Off Calculator
Percent Off Calculator

Credit Card Cash Back Calculator

Use the credit card cash back calculator to find out which cards will you earn the most cash back based on the spend amounts you enter. Results will consist of cash back-earning credit cards from our partners.

Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.
Category Spending
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Spend Region:
Income Requirement
Income Type
Select if you're looking for credit cards based on your own individual income or if you're looking for credit cards based on the income of the entire household.
Income Maximum
Select the maximum income requirement you want listed in your top picks.
Calculator Options
Personal & Business Cards
Select which type of credit cards appear in the results. You can choose from personal (consumer) credit cards, business credit cards, or both.
Include Intro Bonuses?
If set to yes, intro bonuses will be included in the calculations if you meet the monthly spend criteria based on what's entered into the tool. Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards.

Find out which credit cards will offer you the most value based on the spend amounts you entered

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.

Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.

You can click on the estimated earnings to see the calculations or click on the card to learn more and apply for the card through our partners.

Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.

FAQ

How is cash back calculated on credit cards?

Cash back is calculated by multiplying the earning rate by the purchase amount. So if your credit card earns 2% cash back on travel, a $200 travel charge on that credit card would earn you $4 in cash back.

Is 2% cash back a lot?

2% cash back is the minimum amount of cash back most are willing to earn on purchases. There are plenty of 2% cash back credit cards with no annual fee, so earning anything less than that is low.

Are cash back rewards worth it?

Yes. If you don't travel often or want to earn simple, easy rewards, cash back is the route to take.

Is cash back free money?

There are plenty of cash back credit cards with no annual fee, so if you pay off your statement in full every month, all cash back earned will be free money.