American Express Cash Back
Blue Cash Preferred® Card from American Express
- $250 statement credit
- Earns 6% Cash Back on the first $6,000 in U.S. supermarket purchases per year (then 1%) and 6% cash back on select U.S. streaming subscriptions.
- Earns 3% Cash Back at U.S. gas stations and on transit including taxis/rideshare, parking, tolls, trains, buses and more.
- $0 intro annual fee for the first year, then $95. (See Rates & Fees)
Blue Cash Everyday® Card from American Express
- $200 Statement Credit
- Earn 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
- Earn 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
- Earn 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
- No Annual Fee. (See Rates & Fees)
The American Express Blue Business Cash™ Card
- Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
- Earn 2% Cash Back on all eligible purchases on up to $50,000 per calendar year, then 1%.
- No Annual Fee. (See Rates & Fees)
Capital One
Capital One Quicksilver Cash Rewards Credit Card
- $200 cash bonus
- Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel.
- Earn 1.5% Cash Back on all other purchases.
- No foreign transaction fees.
- $0 annual fee.
Capital One QuicksilverOne Cash Rewards Credit Card
- Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel.
- Earn 1.5% Cash Back on all other purchases.
- Monitor your credit score with CreditWise from Capital One.
- Be automatically considered for a higher credit line in as little as 6 months.
- No foreign transaction fees.
- $39 annual fee.
Capital One Savor Cash Rewards Credit Card
- Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel.
- Earn 4% Cash Back on dining, entertainment, and popular streaming services.
- Earn 3% Cash Back on grocery store purchases (excluding superstores like Walmart® and Target®).
- No foreign transaction fees.
- $95 annual fee.
Capital One SavorOne Cash Rewards Credit Card
- $200 cash bonus
- Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel.
- Earn 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®).
- No foreign transaction fees.
- $0 annual fee.
Capital One Spark Cash Plus
- $1,200 Cash Bonus
- Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel.
- Earn an unlimited 2% Cash Back on all other purchases.
- Get your $150 annual fee refunded every year you spend at least $150,000.
- No foreign transaction fees.
- $150 annual fee.
Capital One Spark Cash Select for Business
- Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel.
- Earn an unlimited 1.5% Cash Back on all other purchases.
- No foreign transaction fees.
- $0 annual fee.
Chase Bank
Chase Freedom Unlimited®
- Earn 5% cash back on travel purchased through Chase Ultimate Rewards®.
- Earn 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service.
- Earn 1.5% cash back on all other purchases.
- $0 annual fee.
Chase Freedom Flex℠
- 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
- 5% cash back on travel purchased through Chase Ultimate Rewards®.
- 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service.
- 1% cash back on all other purchases.
- $0 annual fee.
Ink Business Cash® Credit Card
- Earn $900 bonus cash back
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
- Earn 1% cash back on all other card purchases
- $0 annual fee.
Ink Business Unlimited® Credit Card
Ink Business Points & Card Value CalculatorInk Business Premier℠ Credit Card
- Earn $1,000 bonus cash back
- Earn a total of 2.5% cash back on every purchase of $5,000 or more. That's $250 on a purchase of $10,000 when redeemed
- Earn an unlimited 2% cash back on all other business purchases.
- $199 annual fee.
Citibank
Citi Custom Cash℠ Card
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
- Earn unlimited 1% cash back on all other purchases.
- $0 annual fee.
Citi® Double Cash Card
- Earn 2% cash back on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- $0 annual fee.
Upgrade
Upgrade Triple Cash Visa Card
- $200 bonus
- Earn 3% cash back on home, auto, and health purchases.
- Earn 1% cash back on all other purchases.
- $0 annual fee.
AAA
AAA Daily Advantage Visa Signature® Credit Card
- Earn 5% cash back on grocery store purchases.
- Earn 3% cash back on gas and electric vehicle-charging stations, wholesale clubs, streaming services, pharmacy, and purchases at AAA.
- Earn 1% cash back on all other purchases.
- $0 annual fee.
AAA Travel Advantage Visa Signature® Credit Card
- Earn 5% cash back on gas purchases and electric vehicle-charging stations.
- Earn 3% cash back on travel, restaurants, grocery store, and purchases at AAA.
- Earn 1% cash back on all other purchases.
- $0 annual fee.
AARP
AARP® Essential Rewards Mastercard®
- Earn Unlimited 3% Cash Back on Gas and Drug Store purchases (excluding Target and Walmart).
- Earn Unlimited 2% Cash Back on eligible Medical expenses.
- Earn Unlimited 1% Cash Back on all other purchases.
- $0 annual fee.
AARP® Travel Rewards Mastercard®
- Earn Unlimited 3% Cash Back on Airfare, Hotel Stays and Car Rentals.
- Earn Unlimited 2% Cash Back on Restaurant purchases.
- Earn Unlimited 1% Cash Back on all other purchases.
- $0 annual fee.
Alliant Credit Union
Alliant Cashback Visa® Signature Credit Card
- Earn 2.5% cash back on the first $10,000 spend during the billing cycle, then 1.5% cash back for the remainder of the billing cycle.
- Annual fee of $0 the first year, then $99.
Bank of America
Bank of America® Customized Cash Rewards Credit Card
- Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
- Earn automatic 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
- Earn unlimited 1% cash back on all other purchases.
- $0 annual fee.
Bank of America® Unlimited Cash Rewards credit card
- Earn unlimited 1.5% cash back on all purchases.
- $0 annual fee.
Bank of America® Business Advantage Customized Cash Rewards credit card
- Earn 3% cash back in the category of your choice (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
- Earn 2% cash back on dining purchases (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
- Earn 1% unlimited cash back on all other purchases.
- $0 annual fee.
Bank of America® Business Advantage Unlimited Cash Rewards credit card
- Earn unlimited 1.5% cash back on all purchases everywhere, every time.
- $0 annual fee.
Citizens Bank
Cash Back Plus™ World Mastercard®
- Earn 1.8% cash back on all purchases.
- $0 annual fee.
Credit One Bank
Platinum X5 Visa
- Get 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter.
- Get 1% cash back rewards on all other purchases. Terms Apply.
- $95 annual fee.
Credit One Bank American Express® Card
- Earn unlimited 1% cash back rewards on all purchases, terms apply.
- $39 annual fee.
Platinum Visa For Rebuilding Credit
- Get 1% cash back rewards on eligible gas and groceries as well as your monthly mobile phone, internet, cable, and satellite TV services.
- $0 annual fee.
Platinum Rewards Visa with No Annual Fee
- 2% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable and satellite TV services. Terms apply.
- $0 annual fee.
Credit One Bank® Platinum Visa®
- Receive 1% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable and satellite TV services. Terms apply.
- $39 annual fee.
NASCAR® American Express® Card
- Earn unlimited 1% cash back rewards on all purchases.
- $0 - $39 annual fee.
Discover
Discover it® Card Cash Back Calculator
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
- Plus, earn unlimited 1% cash back on all other purchases – automatically.
- $0 annual fee.
Discover it® chrome Cash Back Calculator
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
- Earn 1% unlimited cash back on all other purchases – automatically.
- $0 annual fee.
Fidelity
Fidelity® Rewards Visa Signature® Card
- Earn an unlimited 2% cash back on all purchases.
- $0 annual fee.
Fifth Third Bank
Fifth Third Cash/Back Card
- Earn an unlimited 1.67% cash back on all purchases.
- $0 annual fee.
Fifth Third Preferred Cash/Back Card
- Earn an unlimited 2% cash back on all purchases
- $0 annual fee.
Paypal
PayPal Cashback Mastercard®
- Earn an unlimited 3% cash back on all purchases made with Paypal.
- Earn an unlimited 2% cash back on all other purchases.
- $0 annual fee.
PayPal Business Debit Mastercard®
- Earn 1% cash back on all eligible purchases.
- $0 annual fee.
Pentagon Federal
PenFed Power Cash Rewards Visa Signature® Card
- Earn 2% cash back on all purchases as a PenFed Honors Advantage Member
- Earn 1.5% cash back on all purchases
- $0 annual fee.
Petal
Petal® 2 "Cash Back, No Fees Visa®"
- Earn up to 1.5% cash back on all purchases after making 12 on-time monthly payments.
- $0 annual fee.
PNC Bank
PNC Cash Rewards® Visa® Credit Card
- Earn 4% cash back on gas station purchases*
- Earn 3% cash back at restaurants*
- Earn 2% cash back on grocery purchases*
- Earn 1% cash back on all other purchases.
- *Earn bonus cash back on gas, restaurant, and grocery purchases on up to $8,000 in spend per year, then 1%.
- $0 annual fee.
PNC Cash Rewards® Visa Signature® Business Credit Card
- Earn 1.5% cash back on all purchases.
- $0 annual fee.
TD Bank
TD Cash Credit Card
- Earn 3% cash back on dining purchases.
- Earn 2% cash back on grocery purchases.
- Earn 1% cash back on everything else.
- $0 annual fee.
USAA
Preferred Cash Rewards Visa Signature® Card
- Earn 1.5% cash back on all purchases.
- $0 annual fee.
Cashback Rewards Plus American Express® Card
- Earn 5% cash back on gas station and military base purchases on up to $3,000 in spend per year, then 1%.
- Earn 2% cash back on supermarket purchases on up to $3,000 in spend per year, then 1%.
- Earn 1% cash back on all other purchases.
- $0 annual fee.
U.S. Bank
U.S. Bank Cash+® Visa Signature® Card
- Earn 5% cash back on two select categories of your choice on up to $2,000 in combined eligible purchases made during the quarter.
- Earn 2% cash back on one select category of your choice, with no cap on how much you can earn.
- Earn 1% cash back on all other purchases.
- $0 annual fee.
Wells Fargo
Wells Fargo Active Cash℠ Card
- Earn 2% cash back on all purchases.
- $0 annual fee.
Specialty Cash Back Calculators
1% Cash Back Calculator
Use our calculator to calculate 1% cash back.
1.5% Cash Back Calculator
Use our calculator to calculate 1.5% cash back
2% Cash Back Calculator
Use our calculator to calculate 2% cash back
3% Cash Back Calculator
Use our calculator to calculate 3% cash back
4% Cash Back Calculator
Use our calculator to calculate 4% cash back
5% Cash Back Calculator
Use our calculator to calculate 5% cash back
10% Cash Back Calculator
Use our calculator to calculate 10% cash back
Credit Card Cash Back Calculator
Use the credit card cash back calculator to find out which cards will you earn the most cash back based on the spend amounts you enter. Results will consist of cash back-earning credit cards from our partners.
No Results. This is usually due to:
- There's no good card options based on the spend entered.
- The calculator is having a brain-fart and is not calculating rewards properly.
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Results
These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.
FAQ
How is cash back calculated on credit cards?
Cash back is calculated by multiplying the earning rate by the purchase amount. So if your credit card earns 2% cash back on travel, a $200 travel charge on that credit card would earn you $4 in cash back.
Is 2% cash back a lot?
2% cash back is the minimum amount of cash back most are willing to earn on purchases. There are plenty of 2% cash back credit cards with no annual fee, so earning anything less than that is low.
Are cash back rewards worth it?
Yes. If you don't travel often or want to earn simple, easy rewards, cash back is the route to take.
Is cash back free money?
There are plenty of cash back credit cards with no annual fee, so if you pay off your statement in full every month, all cash back earned will be free money.