Citi Double Cash: 2% Back Calculator

Credit Card Rewards Calculator
Calculate the cash back value for Citi points earned with the Citi Double Cash by inputting your monthly or yearly spending amounts and compare alongside top cards.
Last Updated 2022-04-08

The Citi® Double Cash Card is currently one of the best no annual fee cash back credit cards available in the market.

It earns a total of 2% back in which you earn 1% back on your purchases and another 1% back when you pay of your purchases. Rewards earned with the card are displayed in ThankYou Points in which 1 point is equal to 1 cent in cash back.

If you want to be able to redeem your Citi Double Cash points for significant value towards travel, you can pair the card with the Citi Premier® Card. The Citi Premier Card offers the ability to transfer ThankYou Points to airline and hotel partners.

Card Details At-A-Glance

Issued By
Annual Fee
Foreign Transaction Fee

Citi 2% Cash Back

The Citi Double Cash earns 1% back on purchases and 1% back when you pay off your purchases for a total of up to 2% back. Cash back earned with the card is in the form of ThankYou Points.

There's no cap on how much you can earn at the 1% rate across both purchases and card payments and no limit to the amount of points you can earn with the card overall.

Citi Double Cash benefits

  • 24 Hour Fraud Protection
  • Tap Your Card with Contactless Pay
  • Digital Wallets
  • The Lost Wallet® Service
  • Citi Entertainment®

The Citi Double Cash features your standard Citi benefits.

Citi Double Cash points value

Redemption Option Average Value (in cents)
Cash back redemptions 1
Redeeming points through Citi ThankYou travel portal 1
Point redemptions on 0.8

Citi Double Cash Points have an average value of 1 cent per point when redeemed for cash back.

You can up the value of your points by picking up the Citi Premier Card. This will allow you to transfer points to Citi's airline and hotel partners and redeem points from anywhere between 1 and 2 cents per point.

Cash Back Calculator

Use the Citi Double Cash Points Calculator to determine how many points you can earn based on the monthly or yearly spending amounts you enter.

You can calculate the cash value of the Citi Double Cash alongside up to two other credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site. This means there's no need to re-enter spend when jumping to other credit card pages on the site.

Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.


How does the Citi Double Cash earn cash back?

You'll earn 1% back on purchases and 1% back when you pay off those purchases. This gives you a total of 2% back.

Does the Citi Double Cash Card earn cash back?

The Citi Double Cash Card earns ThankYou Rewards Points that can be redeemed for cash back.

How much are Citi Double Cash points worth?

Points earned with the Citi Double Cash are worth 1 cent each towards cash back meaning that 100 points is equal to $1 in cash value.

Can you transfer Citi Double Cash points to all of Citi's airline and hotel partners?

No. You will need to be a Citi Premier cardholder in order to transfer points to Citi's full list of partners.