Citi Double Cash Card

Card Value & Cash Back Calculator
Citi® Double Cash Card

The Citi® Double Cash Card is currently one of the best no annual fee cash back credit cards available. It earns a total of 2% back in which you earn 1% back on your purchases and another 1% back when you pay of your purchases.

Rewards Rates

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Rewards Value

Citi Double Cash Points have an average value of 1 cent per point when redeemed for cash back. This means that 10,000 points is equal to $100 in cash value.

Redemption Option Average Value (in cents)
Cash back redemptions 1
Redeeming points through Citi ThankYou travel portal 1
Point redemptions on 0.8

You can up the value of your points by picking up the Citi Premier® Card. This will allow you to transfer points to all of Citi's airline and hotel partners and redeem points from anywhere between 1 and 2 cents per point.

Transfer Partners

If you own the Citi Premier® Card, you will be able to transfer your ThankYou Rewards points to all of Citi's airline and hotel partners.

Here's the list of Citi transfer partners:


Annual Fees

The Citi Double Cash Card has a $0 annual fee.

Cash Back Calculator

Use the Citi Double Cash Points Calculator to determine how many points you can earn based on the monthly or yearly spending amounts you enter.

You can calculate the cash value of the Citi Double Cash alongside up to two other credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site. This means there's no need to re-enter spend when jumping to other credit card pages on the site.

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Earning Rate Comparison

Want to know how the Citi Double Cash Card stacks up against other cards in the family? Check out the table below!

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How does the Citi Double Cash earn cash back?

You'll earn 1% back on purchases and 1% back when you pay off those purchases. This gives you a total of 2% back.

Does the Citi Double Cash Card earn cash back?

The Citi Double Cash Card earns ThankYou Rewards Points that can be redeemed for cash back.

How much are Citi Double Cash points worth?

Points earned with the Citi Double Cash are worth 1 cent each towards cash back meaning that 100 points is equal to $1 in cash value.

Can you transfer Citi Double Cash points to all of Citi's airline and hotel partners?

No. You will need to be a Citi Premier cardholder in order to transfer points to Citi's full list of partners.

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