Discover it Business Card - 1.5% Calculator & Benefits

Credit Card Rewards Calculator
Calculate 1.5% cash back for the Discover it Business Card, review the card benefits, and compare side by side top business rewards cards.
Last Updated 2021-12-24

The Discover it Business Card earns 1.5% cash back on all purchases which makes it a great option for earning a solid return on all spend. What makes the card better is that Discover will match your first year of earnings dollar-for-dollar which doubles the value of the card.

If you're looking for a simple, no-annual fee business card, the Discover it Business Card is a solid choice.

Card Details At-A-Glance


1.5% Cash Back

The Discover it Business Card earns cash back at a flat rate of 1.5% on all purchases ran through the card. There's no cap on the rewards you can earn at that rate and no cap on the amount of cash back you can earn with the card overall.

Card Benefits

The Discover it Business Card features Discover's popular Cashback Match benefit in which Discover will match your first 12 months of cash back, dollar-for-dollar. Matched cash back is given to you at the end of the first year.

This means you'll receive the equivalent of 3% back on your business expenses during your first year of having the card which is fantastic.

Redeeming Discover Cash Back

Cash back earned with Discover Cards can be redeem for cash, gift cards, charity, and at checkout on Cash redemptions can be applied to your bill as a statement credit or it can be deposited electronically into your account.

Gift cards will usually get you a little over 1 cents in value depending on your redemptions. For example many $50 gift cards only cost $45 in Discover Cash Back giving you a little bit of bonus value.

Amazon and charity donations are also available with $1 in Discover Cash Back equaling an even $1 to spend with Amazon or $1 donated to charity.

Cash Back Calculator

Calculate how much cash back you can earn with the Discover it Business Card based on your business expenses. Results can be compared side by side any U.S. credit card featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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