The Discover IT Business Card is a solid option for anyone looking to earn a 1.5% return across all purchases. There are many cards that earns at the same rate, but what makes Discover different is that they feature there ever-so-popular Cashback Match benefit which matches your first year earning dollar-for-dollar. That turns the Discover IT Business Card into a powerful, no annual fee, 3% cash back card in it's first year. If you're a business that has mid-to-heavy spend during the year, this card can earn some serious cash back.
|Authorized User Fee|
|Foreign Transaction Fee|
The Discover IT Business Card earns cash back at a flat rate on all purchases and does not have any bonus categories. You'll earn an unlimited 1.5% cash back per $1 spent on the card.
- 1.5% All Purchases
Perks & Benefits
Discover is most known for there Cashback Match which is what makes Discover Cards so great the first year.
- Discover Cashback Match
- Discover will match your first 12 months of cash back, dollar-for-dollar.
- Benefits give you a total 3% return the first year.
- Matched cash back is given to you at the end of your first year.
- Example: You earn $500 in cash back your first year, Discover will give you an additional $500 at the end of your first year with the card.
Sign Up Bonus
There is no standard sign up bonus for the Discover IT Business Card in terms of points. The signup bonus is considered to be the Discover Match benefit.
The Discover IT Business Card has a $0 annual fee just like all of the Discover IT credit cards. This means every $1 spent on the card will always net you a positive return.
Authorized User Fee
There is no fee to add additional users to the Discover IT Business Card. I recommend adding additional users in order to get the most out of the Cashback Match during the first year of having the card.
Foreign Transaction Fee
There is no foreign transaction fee on the Discover IT Business Card. Discover is not yet widely accepted across the globe, so you may run into some roadblocks while trying to use this card outside the United States.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.