Calculate cash back using the 1% cash back calculator, get the results, and compare side by side airline, hotel, and cash back rewards cards.
What Is 1% Cash Back?
When a rewards card or program is offering 1% cash back, it means that you will earn 1 cent for every $1 you spend. You can easily calculate 1% cash back by multiplying 0.01 by the amount you plan on spending. For example, if you want to know how much cash back you'll earn for spending $1,000, it would be $1,000 x 0.01 which equals $10. You can use the 1% Cash Back Calculator at the bottom of this page to calculate total cash back based on your spend.
Should I Get A 1% Cash Back Card?
In my opinion, no you should not. There are more 1.5% cash back credit cards than you can count that has no annual fee that you can choose from. There's even some 2% cash back credit cards with no annual fee. Even if you have a short or bad credit profile, you can still typically get a 1.5% cash back credit card.
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
There are a lot of great cards on the market that can earn you higher than a 1% return on your spend. You can use the Search For Cards By Spend Calculator to get a list of the best credit cards based on your spend across different categories. You'll also be able to toggle annual fees, banks, card types, networks, and much more.
There's also a bunch of other helpful credit card calculators on the site that can use such as credit card comparison calculators, hotel elite status calculators, rewards points and miles cash value calculators and much more. You can get the full list of calculators off the home page.