What is 1% cash back?
When a rewards card or program is offering 1% cash back, it means that you will earn 1 cent for every $1 you spend.
How do you calculate 1% cash back?
You can easily calculate 1% cash back by multiplying 0.01 by the amount you plan on spending. So if you spend $1,000, it would be $1,000 x 0.01 which equals $10.
1% cash back calculator
Use the 1% Cash Back Calculator below to calculate total cash back based on your spend.
Enter the total cost of the purchase to calculate 1% cash back.
Cost
| Total Cash Back: | $1.00 |
|---|
Calculator: Which card will earn you the most cash back?
Input your monthly and yearly spend amounts into the tool below to find out which credit cards will earn you the most cash back on your spending.
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Calculator Options
Personal Or Business?
Are you looking for personal (consumer) credit card or business credit cards? You can also include both in the results.
What Type of Rewards Do You Want To Earn?
This calculator can output the best credit cards for a general rewards type or compile a list of the best credit cards for earning rewards with a specific loyalty program.
Frequent Flyer Programs
Select the frequent flyer program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected airline and all credit cards partners that allow you to transfer rewards to the selected airline.
Hotel Loyalty Programs
Select the hotel loyalty program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected hotel program and all credit cards partners that allow you to transfer rewards to the selected hotel program.
Credit Card Rewards Programs
Select the credit card rewards program that you want to earn rewards for. Results will include all credit cards offered by the selected program and any other credit cards offered by partners that allow you to earn rewards with the selected program.
Other Loyalty Programs
Select the program that you want to earn rewards for. Results will include all credit cards offered by the selected program and all credit cards partners that allow you to transfer rewards to the selected program.
Calculate Based On Spend or Best Offers?
Spend Calculator: Find the best credit card based on the monthly and yearly spend amounts you enter into our calculator tool.
Best Offers: Get a list of the best credit card offers currently available from our partners without the need to put in any spend amounts.
Include Intro Bonuses?
If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.
Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.
Enter Your Monthly & Yearly Spend Amounts
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Category Currently Selected:
Spend Region:
About Spend Region: Some credit cards feature categories that only earn rewards when spending in a certain region. Changing this category to Domestic or International spend will calculate such for those cards, otherwise it's assumed by Default.
No Results. This is usually due to:
- There's no good card options based on the spend entered.
- The calculator is having a brain-fart and is not calculating rewards properly.
Enter different values or try again later.
Results
These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.
