Calculate 10% Cash Back - Interactive Calculators

Cash Back Calculator
Cash back calculator for calculating 10% cash back based on spend and get the details on how to calculate 10% back on your spending.
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Last Updated 2021-10-30

When a rewards program or credit card is offering 10% cash back, it means that for every $1 you spend you will earn 10 cents ($0.10) in the form of cash back.

You can calculate 10% cash back multiplying 0.1 by the amount you plan on spending. If you were to spend $1,000, you would calculate 10% back by doing $1,000 x 0.1 which would equal $100.

Use the 10% Cash Back Calculator to calculate 10% cash back based on the value entered.

10% Cash Back Calculator

Enter the total cost of the purchase.
$
Cost
Total Cash Back: $100.00

10% Back Credit Cards

There's not any credit cards in the U.S. that earns 10% back across all purchases (and if there is, please let me know so I can apply today). You'll typically only see those kind of returns via intro bonuses and sign up bonuses offered when you first apply for a card.

Listed below are several credit cards that feature high earning rates of 5% or more on your spending.

Best For 6% Back On U.S. Supermarket Purchases

Blue Cash Preferred® Card from American Express
BCP
Intro Bonus
Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
See if you're pre-approved for this card using the CardMatchâ„¢ tool.
Rewards Rate
6%
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6%
6% Cash Back on select U.S. streaming subscriptions.
3%
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3%
3% Cash Back at U.S. gas stations
1%
1% Cash Back on other purchases
Main Card Highlights
  • Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95.
  • Buy Now, Pay Later: Enjoy $0 plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 12 months after account opening. Plans created after that will have a plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.
Annual Fee
$0 the first year, then $95
Authorized User Fee
$0
Foreign Transaction Fee
2.7%

Best For 5% Back In Targeted Category

Citi Custom Cashâ„  Card
Citi Custom Cashâ„  Card
Intro Bonus
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Rewards Rate
5%
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
1%
Earn unlimited 1% cash back on all other purchases.
Main Card Highlights
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cashâ„  Card account per person.
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
3%

Best For 5% Back On Quarterly Rotating Categories

Chase Freedom Flexâ„ 
Chase Freedom Flexâ„ 
Intro Bonus
Earn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening.
Rewards Rate
5%
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
5%
Earn 5% on Chase travel purchased through Ultimate Rewards®.
3%
Earn 3% on dining and drugstores.
1%
Earn 1% on all other purchases.
Main Card Highlights
  • Earn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening.
  • Enjoy new 5% categories each quarter!
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No annual fee.
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
3%

Best For 5% Back On Gas & Sam's Club Purchases

Sam’s Club® Mastercard®
Sam’s Club® Mastercard®
Rewards Rate
5%
5% cash back on gas anywhere (up to $6,000)
5%
Plus members earn 3% back on eligible purchases when shopping in-club or digitally through Sam’s Club when they use their Sam’s Club® Mastercard® and another 2% back from their Plus membership, for a total of up to 5% rewards on eligible purchases.
3%
3% cash back on dining and takeout
1%
1% cash back on all other eligible purchases.
Main Card Highlights
  • Sam’s Club cardholders can easily make purchases, track spending, check and pay balances, and securely manage and freeze accounts via the Sam’s Club mobile app enabled by the Synchrony plug-in (‘SyPi’).
  • Rewards are automatically loaded onto membership cards and can be used for future purchases made both online and in-club, or exchanged for cash back.
  • Contact-free technology, including the integration of payments capabilities into Sam’s Scan & Go patented solution, both in-club and at the pump.
  • Plus members earn 3% back on eligible purchases when shopping in-club or digitally through Sam’s Club when they use their Sam’s Club® Mastercard® and another 2% back from their Plus membership, for a total of up to 5% rewards on eligible purchases.
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
0%

Online Shopping Portals

Another way that you can earn a significant amount of cash back is by using online shopping portals. These portals allow you to earn cash back, points, and miles just for doing what you would normally do... shop online!

Most online shopping portals receive a commission when you, the shopper, makes a purchase using any of the thousands of retailer links on the site. The portal then shares part of the commission with you.

Portals can offer up to 10% cash back or more when shopping online. That's easy, free cash back you can earn in addition to what you would normally earn!

So there's no cost to using a portal... it's basically free cash back, points, or miles and I highly recommend using a cash back portal if you frequently shop online.

You can read up more on online shopping portals or you can sign up for the portals using the links below. Signing up is free and you can earn bonus cash back, points, or miles when using our links.

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