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Calculate 10% Cash Back - Interactive Calculators

Cash Back Calculator
Cash back calculator for calculating 10% cash back based on spend and get the details on how to calculate 10% back on your spending.
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Quick Overview

  • Earning 10% cash back means you'll receive 10 cents back for every $1 spent, so if you spend $100, you'd get $10 in cash back.
  • To calculate 10% cash back, multiply the purchase amount by 0.1. For example, 10% cash back on a $1,000 purchase is $1,000 x 0.1, which equals $100.

Use our 10% cash back calculator to quickly find out how much cash back you'll earn on any dollar amount at a 10% rate.

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What is 10% cash back?

"10% cash back" means you earn 10 cents for every dollar spent on eligible purchases. For example, if you spend $200 on a purchase that qualifies for 10% cash back, you’ll receive $20 in rewards.

This type of reward is typically offered during special promotional periods. It’s a highly rewarding rate, allowing you to maximize your savings quickly.

How do you calculate 10% cash back?

To calculate 10% cash back, start by identifying the total amount of your eligible purchase. Then, multiply this amount by 0.10 (which represents 10% as a decimal) to determine the cash back earned.

For example, if you spend $1,500 in total purchases that qualifies for 10% cash back, you would calculate $1,500 × 0.10, resulting in $150 in cash back rewards. This calculation applies to each eligible transaction individually.

10% cash back calculator

Use our 10% Cash Back Calculator to calculate 10% cash back earnings based on any value entered.

Calculator: How much is 10% cash back?

Enter the total cost of the purchase to calculate 10% cash back.
$ Cost
Total Cash Back: $10.00

10% cash back amounts

The table below lists the amounts for 10% cash back for several denominations.

10% cash back amounts
Dollar amount 10% cash back
$100 $10.00
$200 $20.00
$300 $30.00
$400 $40.00
$500 $50.00
$600 $60.00
$700 $70.00
$800 $80.00
$900 $90.00
$1,000 $100.00
$1,500 $150.00
$2,000 $200.00
$5,000 $500.00
$10,000 $1,000.00
$11,000 $1,100.00

What's the best cash back credit card?

Which cash back credit card is best for you will depend on a large number of factors — how much you spend per month, the type of benefits you're looking for, preferred banks (if any), and more.

Use our cash back credit card calculator to find cards that will earn you the most cash back based on your spending habits and other criteria. You can then click on cards to learn more about them and to see if they fit what you're looking for.

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Calculator Options
Year 1 or Year 2+ Calculations
Year 1 - Calculate how much you will earn in your first year of being a cardmember. Includes Intro Bonuses (if toggled on) and will use the free or reduced first year annual fees for any cards that have them.
Year 2+ - Calculate how much the card will be worth the 2nd year and onward. Automatically turns off intro bonuses and will ignore first year free/reduced annual fees.
Include Intro Bonuses?
If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.
Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.
Personal Or Business?
Are you looking for personal (consumer) credit card or business credit cards? You can also include both in the results.
Authorized Users
Some banks charge an additional fee to add family, friends, or employees to the credit card account. If you plan on adding authorized users to your credit card(s), you can enter that amount here.
Note: Some credit cards have a cap on how many authorized users you can add. While we do keep track of the fee structures, we do not keep track of caps. So be sure to check the rates and fees before applying.
#
Max of 100.
Calculate Foreign Transaction Fees?
Many cards will charge you a foreign transaction fee when making purchases in a foreign currency. This is typically between 2.5% and 3% for most credit cards.
If set to yes, we will calculate the estimated fee for any spend entered into the calculator that is considered foreign. This amount will appear in the calculations as well.
Note: We do not have the foreign transaction fee rates for all credit credits.
Enter Your Monthly & Yearly Spend Amounts
Add Categories
Search our database of categories and add them to the calculator. You can select as many categories as you want.

Remove/Set Categories
Remove all categories from the calculator to start fresh or start with a set of popular predefined categories for personal or business spending.
Remove current categories and ADD: Supermarket, Restaurant/Dining, Gas Station, Transit, Travel, Online Shopping, Drugstore, Streaming, Cable, Wireless Phone, and Entertainment.
Remove current categories and ADD: Office Supply Store, Shipping, Advertisement, Gas Station, Restaurant, Phone, Internet, and Cable.
Removes all categories from the calculator.

Mobile Pay Option
The Mobile Pay option () only applies to credit cards that features bonuses or rewards that revolve around using Mobile Pay. When turned on, the category will count for both normal pay AND mobile pay. If a card has nothing to do with Mobile Pay, having it on or off will not make a difference.

Toggles the Mobile Pay option to on for all categories.

Toggles the Mobile Pay option to off for all categories.


Other Options

Clear all of the spend amounts entered into the calculator.


Results Will Appear Here

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.

Results

Listed below are the results based on what you entered into the tool above. These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card.

You can click on "Show Calculations" to see a breakdown of how the rewards were calculated, click on the card itself to learn more/apply through our partners (big thanks if you do!), or click on any of the other links to learn more about the card and it's rewards.

Do note that some of the calculations are rounded so it is possible that the estimated values may be off by a point or two when added up.

Remember that this particular tool uses our point/mile valuations, the intro bonuses we have in the database, and includes the maximum (calculable) bonuses for each card. If you want to have control over these options and much more, slide over to the Rewards Credit Card Directory & Calculator.

These calculations should be used for illustrative purposes only.

FAQs

What is 10% back on $100?

10% back on $100 is $10.

What is 10% back on $120?

10% back on $120 is $12.

What is 10% back on $200?

10% back on $200 is $20.

What is 10% back on $1,000?

10% back on $1,000 is $100.

What is 10% back on $1,500?

10% back on $1,500 is $150.

What is 10% back on $10,000?

10% back on $10,000 is $1,000.

What is 10% of $120 million?

10% of $120 million is $12 million.

Use Our Calculator To Maximize Your Rewards

Discover personalized credit card options that match your spending habits and maximizes your rewards.

View the highest offers from our partners and input your monthly and yearly spend amounts into our easy-to-use calculator to find the best credit card options for you!

Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site.

Advertiser Disclosure: This website is an independent, advertising-supported comparison service. We have financial relationships with some of the products and services found on this site and may be compensated if you choose to use any of these links. Some card offers that appear on this site are from companies from which this website receives compensation. This website does not include all card companies or all card offers available in the marketplace. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

About These Calculators: These calculators are provided to help you estimate the value of points and miles, the calculations of rewards earned with credit cards, and the transfer of rewards between programs. They are for illustrative purposes only. They are meant to provide estimates and may not reflect the exact amount of rewards you will receive. Be sure to read the terms and conditions of credit cards and rewards programs before applying/signing up as benefit and perk changes may not be reflected immediately on this website.

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