American Express Cash Back
Capital One
Chase Bank
Chase Freedom Unlimited®
Chase Freedom Flex℠
Ink Business Cash® Credit Card
Ink Business Unlimited® Credit Card
Ink Business Premier® Credit Card
Citibank
Citi Custom Cash℠ Card
Citi® Double Cash Card
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AAA
AARP
Alliant Credit Union
Bank of America
Citizens Bank
Credit One Bank
Discover
Fidelity
Fifth Third Bank
Paypal
Pentagon Federal
Petal
PNC Bank
TD Bank
USAA
U.S. Bank
Wells Fargo
Specialty Cash Back Calculators
Cash Back Calculator: Which Card Is Best For You?
Use the credit card cash back calculator to find out which cards will you earn the most cash back based on the spend amounts you enter. Results will consist of cash back-earning credit cards from our partners.
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- There's no good card options based on the spend entered.
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Results
These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.
FAQs
How is cash back calculated on credit cards?
Cash back is calculated by multiplying the earning rate by the purchase amount. So if your credit card earns 2% cash back on travel, a $200 travel charge on that credit card would earn you $4 in cash back.
Is 2% cash back a lot?
2% cash back is the minimum amount of cash back most are willing to earn on purchases. There are plenty of 2% cash back credit cards with no annual fee, so earning anything less than that is low.
Are cash back rewards worth it?
Yes. If you don't travel often or want to earn simple, easy rewards, cash back is the route to take.
Is cash back free money?
There are plenty of cash back credit cards with no annual fee, so if you pay off your statement in full every month, all cash back earned will be free money.