TopCashback Review: How To Use, Payouts, & Breakdown

How to sign up for a TopCashback account

Ready to start earning cash back on your everyday purchases? Signing up for a TopCashback account is quick, easy, and best of all—free! Follow these simple steps to get started:

Step 1: Create Your Account

1. Visit TopCashback.com.
2. Click the Sign Up button at the top of the page.
3. Enter your email address and create a password.
4. Click Join TopCashback to complete the sign-up process.

That’s it! No need to enter any credit or debit card information. Once registered, you’re ready to start earning cash back on your purchases.

Step 2: Complete Your Profile

For the best experience and to ensure smooth cash back payouts, take a few minutes to complete your profile:

• Create a Username: Personalize your account.
• Set a Security Question: Add an extra layer of protection.
• Choose a Payment Method: Decide how you want to receive your cash back (e.g., PayPal, direct deposit, gift cards).
• Customize Notifications: Set your email and alert preferences

To update these details, navigate to your Account and select My Profile. If there’s anything left to finish, you’ll see a Complete Your Profile option on the right-hand side.

Be sure to complete your profile!

How to earn cash back with TopCashback

Now that your TopCashback account is set up, you’re ready to start earning cash back at your favorite retailers. Here’s how to make the most of your shopping experience:

Step 1: Start Your Shopping Session

1. Visit TopCashback.com and use the search bar at the top to find your desired store.
2. If the store offers cash back, it will appear in the search results along with similar retailers.
3. Click on the store’s name to access its dedicated page, where you’ll find important details such as:
   • Retailer information
   • Cash back rates
   • Terms & conditions for earning cash back
   • Tracking statistics

Search for your favorite stores.

Step 2: Activate Cash Back

When you’re ready to shop, click the Get Cashback Now button. This will open a new tab or window, initiating your shopping session.

The new session will fire up in a new tab/window.

Step 3: Shop as Usual

You’ll be redirected to the retailer’s website. From here:

• Log in to your account (if applicable).
• Browse and add items to your cart.
• Check out as usual.

Important: Keep your shopping within the same window or group of tabs. Closing the window will end your session, and your purchase won’t qualify for cash back.

The session loaded and dropped me off on the Avis.com homepage.

Step 4: Track Your Earnings

Once you’ve completed your purchase, TopCashback will be notified, and your cash back will appear in your account balance. Be sure to review the store’s terms and conditions for details on:

• When your cash back will be credited (some stores have a waiting period).
• Eligible purchases to ensure you receive your rewards.

With these simple steps, you’ll be earning cash back in no time!

TopCashback Toolbar/Extension

TopCashback makes earning cash back even easier with its browser extension, available for both Chrome and Firefox. This handy toolbar ensures you never miss an opportunity to save.

Key Features of the TopCashback Toolbar

1. Instant Notifications:

   The toolbar alerts you whenever you visit a site that’s eligible for cash back, even if you didn’t realize it. It’s a great way to discover hidden savings opportunities.

2. Quick Activation:

   No need to navigate back to the TopCashback website to start a session. Simply click the Activate Now button on the toolbar, and your shopping session will begin instantly—all within the same window.

3. Time-Saving Convenience:

   By eliminating extra steps, the toolbar streamlines the process, letting you focus on your shopping while ensuring your cash back is tracked.

Overall, it works as a great reminder tool and can help you earn cash back on sites you didn't know was eligible.

TopCashback payout options

TopCashback offers four ways that you can get paid your rewards. Those payout options are:

• Bank Transfer (ACH)
• PayPal
• Gift Card (Physical or Electronic)

With TopCashback, you can request your earned rewards at anytime as long as you meet the minimum payout requirement for that payout option. There's no payment schedules or dates that you have to wait for.

Redeeming for gift cards and prepaid Visa cards will earn you bonus cash back.

Bank Account Direct Deposit

TopCashback allows you to get paid by direct deposit into your account. Do note that you will need a US bank account to use this option.

Cash back received in this manner will be at the exact value. So if you have $10 in your account and you request a payout into your bank account, you will receive $10.

You can set up your payout details under your profile. This payout method does require your bank info. You'll need:

• Account holders name
• Account name
• Bank Routing number
• Bank account number
• Account type (checking/savings)

After you set up your account to allow transfers to your bank, do note that cash back withdraws will be locked for 72 hours.

PayPal

Getting paid through PayPal is one of the most common ways of getting paid for any cash back portal. Selecting this option will have your payout go directly into your PayPal account.

There's no charge for this an you'll receive the exact value of your cash back. Once the payout hits your account, you can use PayPal as you normally would.

This means either using the PayPal debit card to make purchases, making purchases on other websites using PayPal, or you can transfer the funds to your bank account.

Registering with PayPal will only require your PayPal email address. As with the Bank Account method, withdrawing cash back will be locked for 72 hours.

The PayPal option only requires your email address.

Do note that transferring funds to your bank account from PayPal will cost for instant transfers. If you're willing to wait a few business days, the transfer from PayPal to your bank account will be free.

If you're thinking about transferring your cash to PayPal and then to your bank account, you may want to consider just doing the Bank Account method. This cuts out the middle step and you'll get your money faster without any fees.

Gift Cards & Prepaid Cards

If you choose to get paid by gift card or prepaid card, you'll earn bonus cash back on your balance. For example, your $20 in rewards might be worth a $25 prepaid or e-Gift card.

This is going to be the best option when it comes to getting the most value out of the cash back you've earned with TopCashback.

Summary

Overall, TopCashback is a simple and straightforward cash back portal. You'll earn cash back by clicking through to stores using their links and making purchases.

You can then request your TopCashback payout at anytime with a handful of different ways to get paid.

I highly recommend the use of cash back portals when making any kind of purchases especially travel purchases. Not using cash back portals leaves easy money on the table.

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