AMEX Green Card Chase Sapphire Preferred

AMEX Green Card vs Chase Sapphire Preferred Calculator

Calculate how many points you can earn with the AMEX Green Card vs the Chase Sapphire Preferred based on your spend and compare both side by side.


The American Express Green Card was revamped in late 2019. Travel and dining categories was added to the card along with a $200 total in annual credits between CLEAR and LoungeBuddy. With the AMEX Green being the only American Express card with a travel category, the card can now be compared to other cards that feature a travel category such as the Chase Sapphire Preferred. Both cards earn on travel and dining while featuring different benefits as well as different annual fees. You can use the Comparison Calculator on this page to find out which card earns you the best return.

Bonus Categories

The AMEX Green Card has three bonus categories that earn bonus points which are travel, transit and restaurants spending. There is no cap on the amount of bonus Membership Rewards Points you can earn spending in these categories and no limit to the amount of Membership Rewards Points you can earn with the AMEX Green Card overall.

The Chase Sapphire Preferred has two bonus categories which are travel and dining. There's no limit to the amount of bonus Ultimate Rewards Points you can earn spending in these two categories and no limit to the amount of Ultimate Rewards Points you can earn with the card overall.

AMEX Green Card

  • 3x Travel
    • AMEX defines travel as being:
      • Airfare
      • Hotels
      • Timeshare Rentals
      • Vacation Rentals
      • Car Rentals
      • Cruises
      • Tours
      • Vacation Packages
      • Third Party Travel Agencies (i.e. Expedia)
    • Purchases made on the AMEX Travel Portal will also count towards this bonus category.
  • 3x Transit
    • AMEX defines transit purchases as (but is not limited to):
      • Trains
      • Taxi Cabs
      • Rideshares
      • Ferries
      • Tolls
      • Parking
      • Buses
      • Subways
  • 3x Restaurant
  • 1x Non-Category

Chase Sapphire Preferred

  • 5x Lyft
    • All Chase Ultimate Rewards and cash back credit cards earn on Lyft spend.
    • The Chase Sapphire Reserve earns the highest at 10x.
  • 2x Travel
    • Chase considers travel to be:
      • Airlines
      • Hotels, Motels, Timeshares
      • Car Rental Agencies, Taxis, Buses, Trains, Limousines
      • Cruise Lines
      • Travel Agencies, Travel Sites
      • Ferries, Toll Bridges, Highways
      • Parking Lots, Garages
      • Anything else that codes as travel
  • 2x Dining
    • Chase considers the following to be dining:
      • Restaurants
      • Fast Food
      • Fine Dining
      • Diners
      • Coffee Shops (i.e. Starbucks)
      • Vending Machines
      • Bars
      • Cafés
      • Food Delivery Services
  • 1x Non-Category

Perks & Benefits

The AMEX Green Card comes with an annual $100 credit for a CLEAR membership and an annual $100 credit towards LoungeBuddy. CLEAR membership gives you the ability to cut to the front of the TSA security line while LoungeBuddy allows you to purchase one-time lounge passes, on-demand, when you need them. The cash value of either benefit solely depends on whether you use these programs.

The Chase Sapphire Preferred offers a 25% boost to the value of Ultimate Rewards Points when redeemed on the Chase Travel Portal giving your points an easy value of 1.25 cents each.

AMEX Green Card

  • Annual $100 CLEAR Credit
    • Triggers when you use the card to pay for your CLEAR membership.
    • CLEAR allows you to zoom through airport security at selected airports and stadiums.
  • Annual $100 LoungeBuddy Credit
    • Triggers on purchases with LoungeBuddy.
    • With LoungeBuddy you can purchase one-time lounge passes, on demand, when you need them.
  • ShopRunner Membership
  • No Preset Spending Limit (NPSL)
  • AMEX Offers
  • AMEX Entertainment Access
    • AMEX Presales
    • AMEX Preferred Seating
    • Access To Exclusive Events
  • Insurance and Purchase Protections

Chase Sapphire Preferred

  • 25% Point Value Boost
    • You'll receive a 25% point boost when you redeem points on the Chase Ultimate Rewards Portal.
    • Bumps the value of Ultimate Rewards Points up to 1.25 cents for portal redemptions.
    • The same point boost is offered on the Chase Ink Business Preferred and a higher boost of 50% is offered on the Chase Sapphire Reserve.
  • Insurance and Purchase Protections
    • Trip Cancellation and Interruption Insurance
    • Auto Rental Collision Damage Waiver
    • Baggage Delay Insurance
    • Trip Delay Reimbursement
    • Travel and Emergency Assistance Services
    • Purchase Protection
    • Extended Warranty Protection

Sign Up Bonus (SUB)

The standard sign up bonus for the AMEX Green Card is 30,000 Membership Rewards Points after spending $2,000 on the card within the first 3 months of card membership. You can easily redeem 30,000 Membership Rewards Points for airfare through the American Express Travel Portal for a value of $300. You can typically get a higher value transferring points to AMEX's partners since airline miles and hotel points can easily be worth up to 2+ cents each in value.

The Chase Sapphire Preferred has a standard sign up bonus of 60,000 Ultimate Rewards Points after spending $4,000 within the first 3 months of having the card. You can redeem 60,000 Ultimate Rewards Points for $750 in travel through the Chase Travel Portal. You can also transfer Chase points to airline and hotel partners at a 1:1 ratio for an easy 60,000 airline miles or hotel points which can give your points up to 2+ cents or in value.

AMEX Green Sign Up Bonus
Bonus 30,000 Membership Rewards Points
Spend Requirement
Within First 3 Months
$2,000
Est. Value $300+
Chase Sapphire Preferred Sign Up Bonus
Bonus 60,000 Ultimate Rewards Points
Spend Requirement
Within First 3 Months
$4,000
Est. Value $750+

Fees

The annual fee for the AMEX Green Card is $150 annually. If you're able use the $200 in credits between LoungeBuddy and CLEAR then this fee is easily taken care of. If you can't make use of either credit, you'll have to run some serious spend through the card to break even with the fee. The AMEX Green Card does not have an authorized user fee which means you can add friends and family for free to earn points faster and it does not have a foreign transaction fee which makes it great for international spend.

The Chase Sapphire Preferred has an annual fee of $0 the first year, then $95 annually. With no annual fee to worry about the first year, you'll come out ahead without even trying. Once the second year kicks in through, you'll have to crunch some numbers to make sure it's worth keeping. Depending on how much you spend, the Chase Sapphire Reserve usually comes out to being the better card. As with the AMEX Green Card, the Chase Sapphire Preferred has no authorized user fee and no foreign transaction fee which is great for adding additional users and spending internationally.

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Transfer Partners

Membership Rewards Points and Ultimate Rewards Points are transferable to frequent flyer programs and hotel loyalty programs. If you plan on transferring rewards points to other programs, you'll want to take note of which programs allow you to transfer points where. This especially holds true if you have preferred hotel or airlines that you typically do business with. The transfer partners of both programs are listed below.

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Rewards and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category across both cards. This calculator will also give you the dollar value of both cards based on rewards earned and how much each benefit is worth to you minus the fees. Do note that you can only compare the cards covered on this page side-by-side. If you want to compare against other cards, you'll need to go to the card's specific page.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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