Compare Card Value: American Express Green vs Chase Sapphire Preferred

Calculate points per dollar spent and the cash value of the American Express Green Card vs Chase Sapphire Preferred based on spend, benefits, and fees.

The American Express® Green Card is an excellent choice in the Membership Rewards line-up if you're looking to earn rewards on travel and dining purchases. The card also features annual credits for CLEAR and LoungeBuddy.

The Chase Sapphire Preferred® Card is also top-notch when it comes to earning points on travel and dining along with several other categories such as online shopping and select streaming services. The card offers a handful of great benefits such as a boost to point value, an annual hotel credit, and 10% bonus points every year.

Rewards Rates

American Express® Green Card
American Express® Green Card
3X
Earn 3 Membership Rewards points per $1 spent on travel, transit, and at restaurants.
1X
Earn 1 Membership Rewards point per $1 spent on all other purchases.
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
5X
Earn 5X total points on travel purchased through Chase Ultimate Rewards®.
3X
Earn 3X points on dining, including eligible delivery services, takeout and dining out.
3X
Earn 3X points on online grocery purchases (excluding Target, Walmart and wholesale clubs).
3X
Earn 3X points on select streaming services.
2X
Earn 2X on other travel purchases.
1X
Earn 1X on all other purchases.

As part of the Chase-Lyft Partnership, the Chase Sapphire Preferred Card also earns 5X points on Lyft purchases until March 2025.

Do note that you will not earn 5X points on hotel purchases that qualify for the $50 Annual Ultimate Rewards Hotel Credit. Once the credit is exhausted, you'll then earn 5X on hotel purchases through the portal.

Current Intro Bonus

American Express® Green Card
American Express® Green Card

Earn 40,000 Membership Rewards® points after you spend $2,000 on purchases on the Card in your first 6 months of Card Membership.

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.

Key Cardholder Benefits

American Express® Green Card
American Express® Green Card
  • Receive up to $189 per calendar year in statement credits when you pay for your CLEAR Membership with the American Express Green Card.
  • Receive up to $100 per calendar year in statement credits when you purchase lounge access through LoungeBuddy with the American Express Green Card.
  • Enjoy complimentary ShopRunner Membership which gives you free 2-day shipping and free returns at 100+ stores. Enrollment required.
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
  • Receive a 25% boost to point value when you redeem your points through Chase Ultimate Rewards (1.25 cents per point).
  • Receive a $50 hotel credit every cardmember anniversary that can be used towards hotel stays booked through the Chase Ultimate Rewards Travel portal.
  • Every cardmember anniversary you'll receive 10% bonus points based on how much you spent on the card the prior cardmember year. This bonus does not include the category bonus multipliers.

Rewards Value

American Express® Green Card
American Express® Green Card
Redemption Option Average Value (in cents)
Point transfers to airline and hotel partners 0.6 - 2
Booking flights through American Express Travel 1
Booking other travel through American Express Travel 0.7
Paying with points at checkout 0.7
Using points for card charges (statement credit) 0.6
Redeeming points for gift cards 0.5 - 1

Membership Rewards points earned with the American Express Green Card can be redeemed for 1 cent each towards airfare booked through American Express Travel. You can obtain higher values transferring points to AMEX's airline and hotel partners.

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
Redemption Option Average Value (in cents)
Point transfers to airline and hotel partners 0.6 - 2.1
Booking travel through Chase Ultimate Rewards using the Chase Sapphire Preferred 1.25
Pay Yourself Back using the Chase Sapphire Preferred 1.25
Redeeming points for cash back 1
Redeeming points for gift cards 1
Using points for Amazon.com purchases 0.8

Ultimate Rewards points earned with the Chase Sapphire Preferred card can be redeemed for 1.25 cents towards travel booked through Chase Ultimate Rewards. Points can also be transferred to Chase's airline and hotel partners to obtain higher value.

Transfer Partners

Annual Fees

American Express® Green Card
American Express® Green Card

The American Express Green Card has a $150 annual fee. If you can make use of the CLEAR and LoungeBuddy credits, you'll easily offset the fee and be able to enjoy the 3X earnings this card offers.

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

The Chase Sapphire Preferred Card has an annual fee of $95. The 10% anniversary bonus points, $50 hotel credit, and boost to point value via Chase Ultimate Rewards will offer exceptional value each year and will make up for the card's annual fee.

Card Value Calculator

Calculate how many points you can earn with the AMEX Green Card vs the Chase Sapphire Preferred side by side based on your spend. You'll also be able to calculate the average cash value of the points earned, the transfer of points to partners, and the cash value of each card.

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