AMEX Trifectas vs Chase Trifectas

Chase Trifecta 1

Cards: Chase Sapphire Reserve, Chase Ink Business Preferred, & Chase Freedom Unlimited

This is one of the most common combinations. It gives you the travel luxuries of the Chase Sapphire Reserve while providing a great return on internet, phone, and cable. If you spend in other business categories such as shipping and advertising, you'll benefit as well. The Chase Freedom Unlimited is used to catch all non-category purchases not covered by the Sapphire Reserve and the Ink Business Preferred.

Chase Trifecta 2

Cards: Chase Sapphire Reserve, Chase Ink Business Cash, & Chase Freedom Unlimited

The is another one of the most common combinations. This combo swaps the Ink Business Preferred for the Ink Business Cash. This gives you a higher earning of 5% cash back on cable, internet, and phone spend while also providing the very nice bonus category of office supply stores (think 5% cash back/points on gift cards). This combo also takes out the redundancy of the travel category.

Chase Trifecta 3

Cards: Chase Sapphire Preferred, Chase Ink Business Preferred, & Chase Freedom Unlimited

This combination swaps out the Sapphire Reserve for the Sapphire Preferred in Trifecta 1. This is a great combo for those who don't want all the bells and whistles of the Sapphire Reserve Card. Do note that the extra point the Reserve earns on travel and dining purchases along with the 50% boost in points will usually put the Chase Sapphire Reserve above the Sapphire Preferred.

Chase Trifecta 4

Cards: Chase Sapphire Preferred, Chase Ink Business Cash, & Chase Freedom Unlimited

This combo features the Chase Ink Business Cash instead of the Chase Ink Business Preferred. This is a great combination for those who don't mind the lower earnings on travel and dining, but really want to earn 5x on the Chase Ink Business Cash categories. If you're looking to maximize your spend at Office Supply Stores and don't need/want the Sapphire Reserve, this is a great trifecta to have.

Popular AMEX Trifecta Combinations

Listed below are some of the recommended AMEX Trifectas for those trying to maximize their points.

AMEX Trifecta 1

Cards: AMEX Platinum Card, AMEX Gold Card, Blue Business Plus

This is one of the original combinations for those who want luxury travel perks offered by the AMEX Platinum Card while also wanting to earn lots of points on everyday spend across dining and supermarket with the AMEX Gold Card. The Blue Business Plus backs up the AMEX Gold Card by offering 2x on all other purchases (on up to $50,000 per year).

AMEX Trifecta 2

Cards: AMEX Platinum Card, AMEX Green Card, Everyday Preferred

If you're not one for picking up the Blue Business Plus Card from the previous trifecta, this trifecta may fit more of the bill. The Platinum Card will supply you with the luxury travel perks while the Everday Preferred will offer a great return on supermarket, gas, and non-category purchases when you reach the 30 transactions per statement goal. The AMEX Green can be added if you want to add the 3x bonus categories of travel, transit, and dining to the mix.