Card Value Calculator: Blue Cash Everyday Card vs American Express Everyday Card

Calculate rewards per dollar spent and overall card value for the Blue Cash Everyday Card vs the AMEX Everyday based on spend, benefits, and fees.

If you're looking for the best no-annual fee American Express credit cards on the market, the Blue Cash Everyday® Card from American Express and the American Express Everyday® Credit Card are at the top of the list. Both cards excel at earning rewards at U.S. supermarkets spend with the big difference being that the Blue Cash Everyday Card earns cash back while the Everyday Card earns Membership Rewards Points.

Which card is best will come down to how you plan on redeeming your rewards. If you're big on travel then you'll more than likely want to side with the Everyday Card depending on how much you value Membership Rewards Points.

If you're looking to use your rewards for statement credits, gift cards, and other non-travel related redemptions, the Blue Cash Everyday Card will more than likely be the winner.

Rewards Rates

Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
3%
Earn 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
3%
New! Earn 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
3%
Earn 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
1%
Earn 1% Cash Back on other purchases.
American Express Everyday® Credit Card
American Express Everyday® Credit Card
2X
Earn 2 points per $1 spent on up to $6,000 per year in U.S. supermarket purchases, then 1X.
1X
Earn 1 point per $1 spent on all other Card purchases.
20%
Earn 20% more points on your purchases in a billing period when you make 20 or more purchases on the Card.

Current Intro Bonus

Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

American Express Everyday® Credit Card
American Express Everyday® Credit Card

Earn 10,000 Membership Rewards® points after you spend $2,000 on purchases on the Card in your first 6 months of Card Membership.

Key Cardholder Benefits

Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
  • Enjoy complimentary ShopRunner Membership which gives you free 2-day shipping and free returns at 100+ stores. Enrollment required.
  • Receive $7 back each month (up to $84 annually) after spending $13.99 or more each month on an eligible subscription to The Disney Bundle which includes Disney+, Hulu, and ESPN+ using the Blue Cash Everyday Card. Enrollment required.
American Express Everyday® Credit Card
American Express Everyday® Credit Card
  • When you make 20 or more purchases in a billing period, you'll earn 20% more points on those purchases (less returns and credits). This effectively bumps up the earning rates of U.S. supermarket purchases to 2.4X (1.2X after cap) and 1.2X on all other purchases.
  • Enjoy complimentary ShopRunner Membership which gives you free 2-day shipping and free returns at 100+ stores. Enrollment required.

Rewards Value

Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express

The Blue Cash Everyday Card earns Rewards Dollars which can be redeemed for statement credits at face value. 1 Reward Dollar is equal to $1 in statement credits.

American Express Everyday® Credit Card
American Express Everyday® Credit Card
Redemption Option Average Value (in cents)
Point transfers to airline and hotel partners 0.6 - 2
Booking flights through American Express Travel 1
Booking other travel through American Express Travel 0.7
Paying with points at checkout 0.7
Using points for card charges (statement credit) 0.6
Redeeming points for gift cards 0.5 - 1

Membership Rewards points earned with the American Express Everyday Card are worth 1 cent each when redeemed for airfare via American Express Travel. You can obtain higher values by transferring points to AMEX's airline and hotel partners.

Transfer Partners

Membership Rewards points can be transferred to a handful of airline and hotel partners which can give you anywhere from 0.6 to 2 cents or more per point in value.

Airline miles are worth around 1.2 to 1.5 cents each on average for your standard redemptions and higher for First/Business class redemptions, so transferring your points to frequent flyer programs is an easy way to obtain more than 1 cent in value. Hotel rewards points are generally worth less than 1 cent, but many programs offer sweet spots that can net you more than 1 cent per point.

Rewards Dollars cannot be transfered to any program and can only be redeemed for statement credits made to an American Express cash back credit card.

Annual Fees

Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express

The Blue Cash Everyday Card has a $0 annual fee. Additional cardholders can be added at no extra cost.

American Express Everyday® Credit Card
American Express Everyday® Credit Card

The American Express Everyday Card has a $0 annual fee. Additional cardholders can be added at no extra cost.

Card Value Calculator

Calculate how many Membership Rewards Points you can earn with the Everyday Card versus how much cash back you can earn with the Blue Cash Everyday. Compare the results side by side and see how much your rewards are worth when redeemed.

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