Card Value Calculator: Blue Cash Everyday vs Blue Cash Preferred

Calculate cash back per dollar spent and overall card value for the Blue Cash Everyday vs Blue Cash Preferred based on spend, benefits, and fees.

The Blue Cash Everyday® Card from American Express and Blue Cash Preferred® Card from American Express are two of the best cash back credit cards on the market, especially when it comes to U.S. supermarket spending.

The main difference to focus on with these cards is that the Blue Cash Preferred offers higher earning rates over the Blue Cash Everyday Card at the cost of paying an annual fee.

Rewards Rates

Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
3%
Earn 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
3%
New! Earn 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
3%
Earn 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
1%
Earn 1% Cash Back on other purchases.
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
6%
Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6%
Earn 6% Cash Back on select U.S. streaming subscriptions.
3%
Earn 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3%
Earn 3% Cash Back at U.S. gas stations.
1%
Earn 1% Cash Back on other purchases.

Current Intro Bonus

Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express

Earn a $250 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

Key Cardholder Benefits

Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
  • Enjoy complimentary ShopRunner Membership which gives you free 2-day shipping and free returns at 100+ stores. Enrollment required.
  • Receive $7 back each month (up to $84 annually) after spending $13.99 or more each month on an eligible subscription to The Disney Bundle which includes Disney+, Hulu, and ESPN+ using the Blue Cash Everyday Card. Enrollment required.
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
  • $7 back per month in the form of a statement credit towards The Disney Bundle which includes Disney+, Hulu, and ESPN+.
  • Complimentary ShopRunner membership for 2-day shipping and free returns at 100+ stores. Enrollment required.

Rewards Value

Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express

The Blue Cash Everyday Card earns Rewards Dollars which can be redeemed for statement credits at face value. 1 Reward Dollar is equal to $1 in statement credits.

Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express

Rewards Dollars earned with the Blue Cash Preferred Card are worth face value. So 1 Rewards Dollar is equal to a $1 statement credit.

Annual Fees

Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express

The Blue Cash Everyday Card has a $0 annual fee. Additional cardholders can be added at no extra cost.

Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express

The Blue Cash Preferred Card has a $0 intro annual fee for the first year, then $95. There's no credits to make up for the annual fee, but the high earning rates will more than make up for it if you make use of them.

Card Value Calculator

Calculate how much cash back you can earn with the Blue Cash Everyday vs the Blue Cash Preferred Card. Compare the results side by side and find out which card earns you the most rewards.

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