The American Express Blue Cash Everyday and American Express Blue Cash Preferred cards share many of the same benefits. The main difference between both is that the Blue Cash Preferred offers a higher earning rate at the cost of paying an annual fee. If you can make use of the higher earning rate, the Blue Cash Preferred can easily be worth the fee, but if you can't then you will want to go the no annual fee route and pick up the Blue Cash Everyday.
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Rewards Rate Details
The Blue Cash Everyday features the categories of U.S. supermarket, U.S. department store, and U.S. gas station purchases while the Blue Cash Preferred features U.S. supermarket, streaming services, U.S. gas stations, and transit categories. Both the Blue Cash Everyday and Blue Cash Preferred have a cap of $6,000 per year on the U.S. supermarket bonus category. After reaching the max, both cards will only earn at the non-category rate of 1% cash back per $1 spent. The remaining categories on both cards do not have a cap. There is no limit to the amount of cash back you can earn overall with either card.
Blue Cash Everyday Card
- 3% U.S. Supermarkets
- Spend cap of $6,000 per calendar year.
- Additional spend after cap has been reached will earn at the non-category rate (1%).
- 2% U.S. Gas Station
- 2% U.S. Department Stores
- You will earn 2% when shopping with these specific stores:
- Bealls
- Belk
- Bloomingdale's
- Bon Ton Stores
- Boscov's
- Century 21 Department Stores
- Dillard's
- J.C. Penney (JCP)
- Kohl's
- Lord & Taylor
- Macy's
- Neiman Marcus
- Nordstrom
- Saks Fifth Avenue
- Sears
- Stein Mart
- You will earn 2% when shopping with these specific stores:
- 1% Non-Category
Blue Cash Preferred
- 6% U.S. Supermarkets
- Spend cap of $6,000 per calendar year.
- Additional spend after cap has been reached will earn at the non-category rate (1%).
- 6% U.S. Streaming Services
- 3% U.S. Gas Station
- 3% Transit
- Includes taxis/rideshare, parking, tolls, trains, buses, and more.
- 1% Non-Category
Perks & Benefits
There are no special benefits or bonuses specific to the AMEX Blue Cash Everyday or Blue Cash Everyday Preferred cards. Both cards feature the standard AMEX perks that come with most of their cards.
Blue Cash Everyday Card
- ShopRunner Membership*
- AMEX Offers*
- AMEX Entertainment Access
- Travel and Purchase Coverage
Blue Cash Preferred
- ShopRunner Membership*
- AMEX Offers*
- AMEX Entertainment Access
- Travel and Purchase Coverage
- Car Rental Loss and Damage Insurance
- Purchase Protection
- Extended Warranty
- Return Protection
*Enrollment required.
Rewards Calculator
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category across both cards. This calculator will also give you the dollar value of both cards based on rewards earned and how much each benefit is worth to you minus the fees. Do note that you can only compare the cards covered on this page side-by-side. If you want to compare against other cards, you'll need to go to the card's specific page.
Note! All category spend entered in the first column (primary column) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.
Credit Card
Currency Worth
Card 1 Card 2Loyalty & Memberships
Card 1 Card 2Category Spending
Card 1 Card 2Reward Bonuses
Card 1 Card 2Subtotal
Card 1 Card 2Monetary Bonuses
Card 1 Card 2Annual Fees
Card 1 Card 2Grand Total
Card 1 Card 2
- Earn 20% back on Amazon.com purchases on the Card in the first 6 months of Card membership, up to $150 back.
- Plus, earn $100 back after you spend $2,000 in purchases on your new Card within the first 6 months of card membership. You will receive cash back in the form of statement credits.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations and at select U.S. department stores.
- 1% Cash Back on other purchases.
- Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
- No annual fee.
- Terms Apply.
- Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back.
- Plus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits.
- $0 intro annual fee for the first year, then $95.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Terms Apply.
