Value Comparison: Chase Sapphire Reserve vs JetBlue Plus

Review the benefits of the Chase Sapphire Reserve and Barclays JetBlue Plus Card. Calculate and compare the cash value based on spend, benefits, and fees.

The Chase Sapphire Reserve® is a premium travel card that is part of the Ultimate Rewards Program. The card itself offers a great return on travel & dining spend, top notch travel benefits, and other perks that frequent travelers will enjoy.

Points earned with the Chase Sapphire Reserve can also be transferred to your JetBlue TrueBlue account at a 1:1 ratio. This means the 3X to 10X earnings across the categories featured on the card can be looked at as 3X to 10X JetBlue Points which is fantastic if you're looking to build up your points.

The Barclays JetBlue Plus Card offers the highest earning rate on JetBlue purchases. It also has plenty of very useful benefits for those who spend and fly with JetBlue which includes free checked bags, annual points and credits, point rebates, and the ability to spend your way to JetBlue Mosaic Status which is the highest and only tier in the TrueBlue Program.

If you're a big fan of JetBlue, you may want to consider grabbing up both cards in order to maximize your earnings in the JetBlue TrueBlue program. If you're just trying to decide between one or the other, you can use the Chase Sapphire Reserve vs JetBlue Plus Comparison Calculator.

Do note that you can set Ultimate Rewards Points to display as JetBlue Points using the View Rewards As option under the Currency Worth section of the calculator.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee
Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Rewards Rate Details

The Chase Sapphire Reserve has two bonus categories which are travel and dining. As part of the Chase-Lyft Partnership, Lyft is also a featured bonus category on the card. There is no cap on any of the bonus categories and no limit to the amount of Ultimate Rewards Points you can earn with the card overall.

The JetBlue Plus Card features three bonus categories that earn extra JetBlue Points. Those categories are JetBlue, restaurant, and grocery. There is no limit to the amount of JetBlue Points you can earn spending in these categories and there is no limit on the amount of JetBlue Points you can earn with the card in general.

Chase Sapphire Reserve

  • 10x Lyft
    • This is the best earnings you can earn on Lyft spend. I highly recommend using this card if you spend with the particular rideshare service.
    • All other Chase Ultimate Rewards and cash back credit cards earn either 5x points or 5% cash back.
  • 10x Chase Dining
    • These are purchases made through Chase Dining which allows you to book dining experiences at restaurants, wineries, bars, and other venues across the country.
    • Dining purchases not made through Chase Dining will earn at the general dining rate of 3X.
  • 10X Hotels & Car Rentals via Chase Ultimate Rewards
    • These are hotel and car rental purchases made through the Chase Ultimate Rewards Travel portal.
    • Hotel and car rental purchases not made through the Chase Ultimate Rewards Travel portal will earn at the general travel rate of 3X.
  • 5X Airline via Chase Ultimate Rewards
    • These are airfare purchases made through the Chase Ultimate Rewards Travel portal.
    • Airline travel purchases not made through the Chase Ultimate Rewards Travel portal will earn at the general travel rate of 3X.
  • 3x Travel
    • You will not earn points on travel until the annual $300 travel credit is exhausted.
    • Chase considers travel to be:
      • Airlines
      • Hotels, Motels, Timeshares
      • Car Rental Agencies, Taxis, Buses, Trains, Limousines
      • Cruise Lines
      • Travel Agencies, Travel Sites
      • Ferries, Toll Bridges, Highways
      • Parking Lots, Garages
      • Anything else that codes as travel
    • This earning rate will not apply to hotel, car rental, and airline travel purchases made through the Chase Ultimate Rewards Travel portal.
  • 3x Dining
    • Chase considers the following to be dining:
      • Restaurants
      • Fast Food
      • Fine Dining
      • Diners
      • Coffee Shops (i.e. Starbucks)
      • Vending Machines
      • Bars
      • Cafés
      • Food Delivery Services
    • This will not apply to purchases made through Chase Dining as you'll earn at the 10X rate for those type of purchases.
  • 1x Non-Category

JetBlue Plus Card

  • 6x JetBlue
    • Eligible purchases include items billed by JetBlue as a merchant of the record booked through JetBlue channels such as:
      • jetblue.com
      • JetBlue Reservations
      • JetBlue Vacations
      • JetBlue Ticket Counters
    • Car rentals and hotel reservations purchased outside of a JetBlue Vacations package, duty-free purchases, and purchases of TrueBlue Points do not count.
  • 2x Restaurant
  • 2x Grocery
  • 1x Non-Category

Perks & Benefits

The Chase Sapphire Reserve is premium travel card so it's packed with a lot of benefits including annual travel credits, lounge access, and great travel and purchase protection.

The Barclays JetBlue Plus Card features many benefits are specific to JetBlue Airways such as free checked bags, discounts, and bonus points.

Chase Sapphire Reserve

  • Annual $300 Travel Credit
    • Based on your account anniversary.
    • Triggers on any purchase that Chase considers to be travel.
    • Very easy to use if you travel.
  • 50% Point Value Boost
    • You'll receive a 50% point boost when you redeem points on the Chase Ultimate Rewards Portal.
    • Bumps the value of Ultimate Rewards Points up to 1.5 cents for portal redemptions.
    • A smaller 25% point boost is offered on the Chase Sapphire Preferred and Chase Ink Business Preferred.
  • Global Entry or TSA PreCheck Credit
    • Global Entry for speeding through customs when re-entering the states; also grants TSA PreCheck if approved.
    • TSA PreCheck for expedited screening through TSA checkpoints.
  • Priority Pass Select Membership
  • Lyft Pink Membership
    • One year complimentary membership which offers:
      • 15% off unlimited car rides
      • Priority airport pickups
      • 3 cancel fees waived per month if re-booked within 15 minutes
      • Waived lost and found fees
      • 3 free 30-min. bike or scooter rides per month
      • Seasonal discounts and exclusive savings/offers
    • Membership is normally $19.99 per month which equals $240 in cash value.
  • DoorDash DashPass Membership
    • Two years of complimentary membership which offers:
      • $0 delivery fees from participating restaurants
      • Reduced service fees
    • DashPass normally costs $9.99 per month which equals $120 in cash value.
  • Annual $60 DoorDash Credits
    • Applies to 2020 and 2021.
  • Luxury Hotel and Resort Collection
  • Insurance and Purchase Protections

JetBlue Plus Card

  • First Checked Bag Free
    • Free checked bag applies to you (the primary cardholder) and up to three companions traveling on the same itinerary.
    • You must pay for the airfare using the JetBlue Business Card.
  • JetBlue Mosaic Status w/ Spend
  • $100 JetBlue Vacation Credit Annually
    • Every year, receive a $100 statement credit when you use your card to pay for a JetBlue Vacation package.
  • 50% Off In-Flight Purchases
    • Applies to cocktails and food purchased in-flight on JetBlue-operated flights.
    • Discount is in the form of a statement credit.
  • Anniversary Bonus Points
    • Receive 5,000 bonus points annually on the account anniversary.
  • 10% Rebate On Redemptions
    • Get 10% of your points back when you redeem JetBlue Points for travel on JetBlue-operated flights.

Rewards Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category across both cards. This calculator will also give you the dollar value of both cards based on rewards earned and how much each benefit is worth to you minus the fees. Do note that you can only compare the cards covered on this page side-by-side. If you want to compare against other cards, you'll need to go to the card's specific page.

Note! All category spend entered in the first column (primary column) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit cards based on spend, benefits, and fees.
Select A Card
Edit Card
FEE Annual Fee
The annual fee of the selected credit card.
AU Auth Fee
The authorized user fee of the selected credit card.
$ 0
SUB Intro Bonus
If the card has an intro bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).
EV Extra Cash Value
Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.
$

Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.
Card 1
Card 2

Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.
Card 1
Card 2

Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.
Categories
Change Order
Options
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Card 1
Card 2

Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Intro Bonus (SUB) under the Credit Card section.
Card 1
Card 2

Subtotal

This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.
Card 1
Card 2

Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
Card 1
Card 2

Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.
Card 1
Card 2

Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
Card 1
Value:
Return:
Card 2
Value:
Return:
Chase Sapphire Reserve®
Chase Sapphire Reserve
Intro Bonus
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
Rewards Rates
10X
Earn 10x total points on Chase Dining purchases with Ultimate Rewards®.
10X
Earn 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
5X
Earn 5X total points on air travel through Chase Ultimate Rewards®.
3X
Earn 5X total points on air travel through Chase Ultimate Rewards®.
1X
Earn 1 point per dollar spent on all other purchases.
Main Card Highlights
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Through December 31, 2021, gas station & grocery store purchases will also count towards earning your Travel Credit
  • Earn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
  • With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Annual Fee
$550
Authorized User Fee
$75 for each additional user
Foreign Transaction Fee
0%
Updated 2021-06-17 By Robert Flowers III
Follow on Instagram
Pin Us On Pinterest
Subscribe on YouTube
RSS/XML
Support Us With Amazon
🇺🇸 US🇨🇦 CA🇬🇧 UK🇦🇺 AU