Bank of America Cash Back Credit Cards
Bank of America offers four cash back credit cards which consists of two personal cards and two business cards. These cards all participate in the Preferred Client program meaning that you can earn up to a 75% bonus based on the amount you have invested with Bank of America and their partners.
Bank of America® Customized Cash Rewards Credit Card
- 1% - 3% cash back.
- If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase.
- $0 annual fee.
Bank of America® Unlimited Cash Rewards credit card
- 1.5% cash back.
- If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase.
- $0 annual fee.
Bank of America® Business Advantage Customized Cash Rewards credit card
- 1% - 3% cash back.
- If you're a Preferred Rewards for Business member, you can earn 25%-75% more cash back on every purchase.
- $0 annual fee.
Bank of America® Business Advantage Unlimited Cash Rewards credit card
- 1.5% cash back.
- If you're a Preferred Rewards for Business member, you can earn 25%-75% more cash back on every purchase.
- $0 annual fee.
Bank of America Travel Credit Cards
Bank of America offers four credit cards that earns Bank of America points. They can be redeemed for up to 1 cent in value per point towards travel.
Bank of America® Premium Rewards® Elite credit card
- 1.5X - 2X points.
- Receive up to $300 annually in Airline Incidental Statement Credits.
- Receive up to $150 annually for lifestyle conveniences.
- Save 20% on domestic or international airfare for any class when you pay with points.
- Complimentary Priority Pass™ Select Membership.
- Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
- $550 annual fee.
Bank of America® Premium Rewards® credit card
- 1.5X - 2X points.
- Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
- Receive up to $100 annually in Airline Incidental Statement Credits.
- $95 annual fee.
Bank of America® Travel Rewards Credit Card
- 1.5X points.
- Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
- $0 annual fee.
Bank of America® Business Advantage Travel Rewards World Mastercard
- 1.5X - 3X points.
- Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
- $0 annual fee.
Bank of America Airline Credit Cards
Bank of America holds the co-branded credit cards for several airline including Alaska, Allegiant, Air France-KLM, Spirit, and Virgin Atlantic. If you frequently fly any of these airline, I suggest giving these co-branded credit cards a quick glance to see if they're worth your time.
Alaska Airlines Visa Signature® Credit Card
- 1X - 3X miles.
- Receive Alaska’s Famous Companion Fare™ every year.
- Enjoy a free checked bag and priority boarding for yourself and up to 6 others traveling with you.
- $100 off an annual Alaska Lounge+ membership when you pay with your card
- $75 annual fee.
Alaska Airlines Visa® Business Card
- 1X - 3X miles.
- Receive Alaska’s Famous Companion Fare™ every year.
- Enjoy a free checked bag and priority boarding for yourself and up to 6 others traveling with you.
- $50 annual fee for the company and $25 annual fee per card.
Allegiant World Mastercard® Credit Card
- 1X - 3X points.
- Receive one free airfare ticket when you purchase a vacation package from Allegiant with 4+ hotel nights or 7+ rental car days on the same itinerary.
- Receive priority boarding on all Allegiant operated flights and a free in-flight beverage.
- $59 annual fee.
Air France KLM World Elite Mastercard®
- 1.5X - 3X miles.
- 5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year.
- Earn up to 60XP (Experience Points) every year.
- $89 annual fee.
Free Spirit® Travel More Mastercard®
- 1X - 3X points.
- Every year that you spend $5,000 on your Free Spirit Travel More Mastercard, you'll receive a $100 companion flight voucher on your next card anniversary.
- Every $10 in net purchases made to your Free Spirit Travel More Mastercard will earn 1 Status Qualifying Point towards Free Spirit Status.
- Receive Zone 2 boarding on Spirit Flights.
- $0 into annual fee the first year, then $79.
Free Spirit® Travel Mastercard®
- 1X - 2X points.
- Every year that you spend $10,000 or more on your Free Spirit Travel Mastercard, you'll earn 5,000 bonus points on your next card anniversary.
- Receive Zone 2 boarding on Spirit Flights.
- $0 annual fee.
Virgin Atlantic World Elite Mastercard®
- 1.5X - 3X points.
- Receive up to 15,000 bonus points per anniversary year spending on the card.
- Receive a Companion Rewards benefit after spending $25,000+ during the calendar year.
- Earn up to 600 Tier Points per year towards elite status spending on the card.
- $90 annual fee.
Other Bank of America Credit Cards
Bank of America offers co-branded credit cards for three cruise lines: Celebrity Cruises, Royal Caribbean, and Norwegian.
Bank of America Celebrity Cruises Visa Signature Card
- 1X - 2X points.
- $0 annual fee.
Bank of America Royal Caribbean Credit Card
- 1X - 2X points.
- $0 annual fee.
Bank of America Norwegian Cruise Line Mastercard
- 1X - 3X points.
- Earn 25% - 75% more points on every purchase as a Preferred Rewards member.
- $0 annual fee.
Bank of America Rewards Calculator
Input your monthly and yearly spend amounts to calculate Bank of America credit card rewards and compare cards side by side based on overall cash value.
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These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.
You can click on the estimated earnings to see the calculations or click on the card to learn more and apply for the card through our partners.
Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.
