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Citibank Credit Card Rewards Calculators

View the list of Citi Rewards credit cards and use our calculator to calculate total rewards and overall card value based on your monthly spend.

ThankYou Rewards Credit Cards

Citi has offers two travel credit cards that earn ThankYou Rewards points, but the Citi Strata Premier Card is the premium card in the bunch as it is the only card that allows you to transfer points all of Citi's airline and hotel partners. This gives you the chance to redeem Citi points for higher than their average value of 1 cent per point.

Citi Cash Back Credit Cards

Citi offers two credit cards that are classified as 'cash back credit cards'. These cards earn ThankYou Rewards points that can be redeemed for cash back.

You can obtain higher value out of these points by pairing them with the Citi Strata Premier℠ Card which allows you to transfer points to Citi's airline and hotel partners for increased value.

Citi Custom Cash℠ Card

Earns cash back that is displayed as ThankYou Rewards points. Points are transferable to other Citi ThankYou Rewards credit cards.

Citi® Double Cash Card

Earns cash back that is displayed as ThankYou Rewards points. Points are transferable to other Citi ThankYou Rewards credit cards.

Citi American Airlines Credit Cards

Citi offers four of the six co-branded credit cards for American Airlines. They are all fantastic options for anyone that frequently travels with AA.

Citi Costco Credit Cards

Citi offers two co-branded retail cards for Costco. If you frequent Costco, both are great options.

Citi Rewards Calculator: Which Card Is Best For You?

Input your monthly and yearly spend amounts to calculate Citi credit card rewards and find out which cards earn you the most cash back, points, and miles. Results will consist of Citi credit cards offered by our partners.

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Calculator Options
Personal Or Business?
Are you looking for personal (consumer) credit card or business credit cards? You can also include both in the results.
What Type of Rewards Do You Want To Earn?
This calculator can output the best credit cards for a general rewards type or compile a list of the best credit cards for earning rewards with a specific loyalty program.
Frequent Flyer Programs
Select the frequent flyer program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected airline and all credit cards partners that allow you to transfer rewards to the selected airline.
Hotel Loyalty Programs
Select the hotel loyalty program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected hotel program and all credit cards partners that allow you to transfer rewards to the selected hotel program.
Credit Card Rewards Programs
Select the credit card rewards program that you want to earn rewards for. Results will include all credit cards offered by the selected program and any other credit cards offered by partners that allow you to earn rewards with the selected program.
Other Loyalty Programs
Select the program that you want to earn rewards for. Results will include all credit cards offered by the selected program and all credit cards partners that allow you to transfer rewards to the selected program.
Include Intro Bonuses?
If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.
Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.
Enter Your Monthly & Yearly Spend Amounts
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Deletes all categories in the Category Spending section so you can start fresh.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Category Currently Selected:
Spend Region:
About Spend Region: Some credit cards feature categories that only earn rewards when spending in a certain region. Changing this category to Domestic or International spend will calculate such for those cards, otherwise it's assumed by Default.

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Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.

Earn points paying rent with no transaction fee using the Bilt Mastercard®.

Redeem points towards future rent payments or transfer them to airline and hotel loyalty programs.

Earn status with Bilt Rewards and get treated like a VIP in your neighborhood with bonus points and access to exclusive benefits at local restaurants, fitness studios, and more.

Learn more
Use Our Calculator To Maximize Your Rewards

Discover personalized credit card options that match your spending habits and maximizes your rewards.

View the highest offers from our partners and input your monthly and yearly spend amounts into our easy-to-use calculator to find the best credit card options for you!

Get Matched By Your Credit Profile

CardMatch matches you with personalized credit card offers based on your credit profile. It's free, secure, and doesn't impact your credit score! Get results in seconds.

Best Credit Cards of 2024

Want to know which cards are the best of the best? Check out our partner's top picks for 2024. Includes card reviews, ratings, details, and more!