Royal Caribbean® Visa Signature® Card: Calculator & Rewards Breakdown
Fees
Earning Rates
- Earn 2X MyCruise points with Royal Caribbean® and sister brands, Celebrity Cruises® and Silversea®.
- Earn 1X MyCruise points on all other purchases.
Main Benefits
- No foreign transaction fees
Our Take
Royal Caribbean Cruises Visa MyCruise Points Calculator
Use this calculator to estimate how many MyCruise points you’ll earn with the Royal Caribbean Visa Card based on your cruise and everyday spending. Compare redemptions for onboard credit and free cruises with other cruise reward cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Royal Caribbean® Visa Signature® Credit Card Details
Earning Rates
The Royal Caribbean Visa Signature Card earns MyCruise points at the following rates:
- 2 points for every $1 spent on qualifying purchases with Royal Caribbean and sister brands, Celebrity Cruises and Silversea
- 1 point for every $1 spent on all other purchases.
NOTE: Each calendar year, you may earn a maximum of 540,000 MyCruise points on qualifying Net Purchases posting from January 1 through December 31. MyCruise points accumulate for a maximum of 60 months from when they are first posted to the account which means that over the course of those 60 months (approximately 5 years), you may accumulate and redeem a maximum of 2,700,000 MyCruise points.
Rewards Value & Calculator
Fees
Annual Fee
The Royal Caribbean Visa Signature Card has no annual fee.
Authorized User Fee
There is no fee to add an authorized user to the Royal Caribbean Visa Signature Card.
Foreign Transaction Fee
The Royal Caribbean Visa Signature Card has no foreign transaction fees. This means you can use it outside of the United States and not be penalized.
MyCruise Rewards Calculators & Guides
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MyCruise Rewards Points Value
Check out the list of redemption options and calculate the average value of MyCruise Rewards points. -
Calculator: Royal Caribbean® Visa Signature® Credit Card
Review the card benefits and calculate total MyCruise Rewards points and card value based on spend. -
Calculator: Celebrity Cruises® Visa Signature® Credit Card
Review the card benefits and calculate total MyCruise Rewards points and card value based on spend.
