Royal Caribbean has one co-branded credit card which is called the Royal Caribbean Visa Signature Credit Card. This no-annual fee card earns MyCruise Points and gives you access to the MyCruise Rewards program. You must own either the Royal Caribbean Credit Card or Celebrity Cruises Visa Signature Credit Card to participate in the MyCruise Rewards program.
With the Royal Caribbean Credit Card, you'll earn double MyCruise Points on Royal Caribbean, Celebrity Cruises, and Azamara Club Cruises purchases. MyCruise Points are worth between 1 and 2 cent in value depending on how you redeem them which means you can earn as high as a 4% return on your spend with these three lines.
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Rewards Rate Details
The Royal Caribbean Visa Signature Card features three bonus categories which are Royal Caribbean, Celebrity Cruises, and Azamara Club Cruises purchases. There is no cap specific to the earning rates of the card, but there is an overall cap on how many points you can earn with the card. The Royal Caribbean Visa Signature Card can earn up to 540,000 MyCruise Points per calendar year. This is a hard cap to hit as you would need to spend $270,000 to $540,000 across the card.
- 2x Royal Caribbean
- 2x Celebrity Cruises
- 2x Azamara Club Cruises
- 1x Non-Category
The Celebrity Cruises Visa Signature Card has the same categories and earning rates.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.