The Point Calculator U.S.

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Calculate the dollar value of Reward Points, Miles, and Cash Back. Find the best credit cards based on your spend and compare results side by side.


Calculate rewards for U.S. credit cards based on your spend, how much you value card benefits, and annual fees. You can calculate total rewards for specific credit cards by searching for a credit card or you can compare a group of credit cards using the Credit Card Comparison Tool. If you're not sure of what card to pick up, you can scroll through the Best Credit Cards For... list to find the best cards by category or merchant. You can also Search For Credit Cards By Spend if you want a general idea of which credit cards will give you the best bang for your buck.

Recent News/Updates U.S.

Search For Credit Cards

Search for credit cards by keyword, spend, bonus category, or transfer partners. Once you find the card you're looking for calculate the cash value of the card based on your monthly/yearly spend, how much each card benefit is worth to you, and the annual fee. You can then compare the results side-by-side 200+ credit cards.

Useful Tools & Guides

The tools and guides listed on this site can assist you with comparing credit cards side-by-side, transferring rewards between programs, and determining the cash value of rewards if you know the cost of your redemption.

Compare groups of credit cards side-by-side.
Calculate the cash value of rewards based on cost and learn how much I value points and miles across 70+ programs.
List of rewards programs that allow you to purchase points/miles along with details on cost, min/max amounts, and more.
Get a list of the top programs that allow you to transfer your rewards to airlines, hotels, and other rewards programs. Calculate the transfer of rewards from these programs to others.

Best Credit Cards By Category

Get a list of the best credit cards for different categories based on how much you spend per month or year in that category. Results feature direct links to credit card rewards calculators which allows you to calculate rewards based on your spend across all categories featured on a card and compare the results side-by-side other cards featured on the site.

best credit cards for dining restaurant
A list of the best credit cards for dining/restaurant purchases based on your spend.
best credit cards for grocery
A list of the best credit cards for dining/restaurant purchases based on your spend.
best credit cards for gas
A list of the best credit cards for gas station purchases based on your spend.
best credit cards for travel
A list of the best credit cards for travel purchases based on your spend.

Best Credit Cards By Airline

Trying to find the best ways to earn lots of airline miles with your favorite frequent flyer programs? Enter your spend across multiple categories to get a list of credit cards that earns you the best average return or the most frequent flyer miles. Transfer partner credit cards are included so you'll know the best rewards programs to go for when building your rewards.

best credit cards for jetblue points
Get a list of the best credit cards for earning JetBlue TrueBlue Points based on your spend.
best credit cards for krisflyer miles
Get a list of the best credit cards for earning Singapore KrisFlyer Miles based on your spend.
best credit cards for delta skymiles
Get a list of the best credit cards for earning Delta SkyMiles based on your spend.
best credit cards for united miles
Get a list of the best credit cards for earning United Miles based on your spend.

Side By Side Comparisons

These side-by-side comparison calculators are already set up for calculate total rewards based on your monthly/yearly spend. These calculators consist of the top rewards cards along with any requests from readers and YouTube subscribers. You'll get a breakdown of bonus categories, card benefits, standard sign up bonuses, and annual fees.

Group Comparisons

Several calculators on the site are designed specifically for comparing groups of credit cards that are in the same family. These calculators allow you to change both columns in the calculator and compare any combination of cards in a family.

Most Popular Credit Cards

If you're not sure where to start, listed below are the most popular credit cards in the market as well as the most popular credit card calculators on the site. Click on any of the credit cards below to learn more about the bonus categories, perks & benefits, standard sign up bonuses, and fees. You can calculate total cash back, points, or miles you can earn and the cash value of the card based on your monthly/yearly spend, how much you value each card benefit, and the fees (annual and authorized user fees). You can then compare the results side-by-side against any credit card on the site. Any spend you enter into the credit card calculators will carry over to every page on the site, so you can jump page to page with no worry!

New To Points & Miles?

If you're new to earning rewards, I recommend reading the two guides below to get started. This will give you the basics of understanding credit and how rewards programs work from my standpoint.

Support The Website

If you want to support The Point Calculator website, feel free to make your Amazon purchase(s) through the link below.

FAQ

What rewards calculators are available on the site?

Cash back, airline miles, hotel rewards points, cruise line points, store rewards cards, and bank rewards programs. Over 240 U.S. credit cards along with credit cards from other regions.

How does the calculators work?

You enter in your spend across different categories, plug in how much the card benefits are worth to you, and the calculator will output the estimated cash value of the card minus any annual fees it may have.

Can you compare cards side by side?

You can any two cards side by side based on your spend, card benefits, and annual fees. You can also factor in point transfers, hotel elite status, authorized user fees, and more.

Can you compare groups of cards?

Yes! You can use the Credit Card Comparison Tool to compare groups of credit cards side by side based on spend, benefits, and fees.

Do you have point transfer calculators?

Yes! You can calculate the transfer of points between major programs using the point transfer calculators throughout the site. You can also calculate how many points you can earn with partner credit cards.

One of my favorite cards is missing from your site. How can it get added?

You can contact me via Facebook or Twitter and request a card be added. You can also email me the request to [email protected]


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