Quick Overview
- IHG has two major credit card transfer partners: Chase Ultimate Rewards and Bilt Rewards.
- Chase points transfer to IHG at a 1:1 rate—1,000 Chase points equals 1,000 IHG points when using Chase's travel credit cards.
- Bilt Rewards also offers 1:1 transfers, meaning 1,000 Bilt points convert into 1,000 IHG points.
- Transferring points from Chase or Bilt to IHG yields an average value of 0.6 cents per point, significantly lower than the potential 2+ cents per point with their native redemptions.
- Despite IHG's partnerships, the fastest way to earn IHG points is through their co-branded credit cards, offering higher earning rates and exclusive benefits.
Explore IHG’s complete list of credit card transfer partners and their conversion rates to IHG points. Use our calculator to determine which partners will help you earn the most IHG points.
IHG credit card transfer partners
Chase Ultimate Rewards credit cards
Chase offers three Ultimate Rewards credit cards that let you transfer points to IHG One Rewards at a 1:1 rate—1,000 Chase points equals 1,000 IHG points.
While Chase Ultimate Rewards points are typically worth 1.25 to 1.5 cents each when redeemed through Chase Travel, converting them to IHG points may lead to a significant value reduction. In most cases, booking IHG stays through Chase’s travel portal provides better value.
However, Chase's Ultimate Rewards credit cards are still a great option for earning transferable points. They’re particularly useful for topping off your IHG account when you’re close to a redemption.
Here’s a list of Chase credit cards that allow transfers to IHG:
Bilt Rewards credit cards
The Bilt Rewards program stands out for allowing you to pay rent and mortgages with the Bilt Mastercard, without incurring transaction fees—a unique feature among top credit cards.
However, transferring Bilt points to IHG isn’t the best value proposition. Bilt points can be redeemed for higher value when used for travel, home down payments, or be transferred to a variety of other hotel and airline loyalty programs.
That said, Bilt remains a great backup option for topping off your IHG One Rewards account when needed.
Here’s the Bilt credit card currently available:
AMEX Membership Rewards credit cards
American Express Membership Rewards is not a direct transfer partner of IHG, but you can still transfer points indirectly through Virgin Atlantic Flying Club.
You can convert Membership Rewards points to Virgin Atlantic at a 1:1 rate, and then transfer Virgin points to IHG at a 1:1 rate. This results in an effective 1:1 conversion—1,000 AMEX points become 1,000 IHG points after both transfers.
While AMEX points can be worth 1 cent or more for travel booked via AMEX, or even 2+ cents when transferred to top airline partners, converting them to IHG typically offers less value. It’s a strategy best reserved for topping off your IHG account when a high-value redemption is in sight.
Here are the AMEX cards that earn Membership Rewards points:
Citi ThankYou Rewards credit cards
Citi ThankYou Rewards is not a direct transfer partner of IHG, but you can still convert points to IHG One Rewards via Virgin Atlantic Flying Club, similar to AMEX.
ThankYou points earned with premium Citi cards like the Citi Strata Premier or Citi Prestige can be transferred to Virgin Atlantic at a 1:1 rate. From there, Virgin points can be converted to IHG points at a 1:1 rate. This effectively gives you a 1:1 transfer—1,000 Citi ThankYou points become 1,000 IHG points after both transfers.
While Citi ThankYou points can yield higher value (1–2+ cents) with select partners, transferring to IHG typically reduces that value. It’s a viable option if you’re a few points shy of a redemption or need to quickly top off your IHG account.
Here’s a list of Citi ThankYou Rewards credit cards you can use to earn IHG points:
IHG One Rewards credit cards
The best way to earn IHG points is through IHG’s own co-branded credit cards. These cards offer excellent earning rates on IHG stays and everyday spending, plus valuable perks like complimentary elite status, free night awards, and more. If you’re a frequent guest at IHG properties, these credit cards are a must-have to maximize your rewards and benefits.
Here are the IHG credit cards currently available:
What's the best credit card for IHG points?
Input your monthly and yearly spend amounts into our credit card finder tool to find out which credit cards will earn you the most IHG One Rewards points and best return per $1 spent.
Results will include all co-branded IHG credit cards and all IHG One Rewards credit card transfer partners. Results will show up to the top 20 cards.
This calculator uses our valuations, the intro bonuses we have in the database, and includes the maximum (calculable) bonuses for each card. If you want to have control over these options and much more, check out this tool:
Toggles the Mobile Pay option to on for all categories.
Toggles the Mobile Pay option to off for all categories.
Clear all of the spend amounts entered into the calculator.
No Results. This is usually due to:
- There's no good card options based on the spend entered.
- The calculator is having a brain-fart and is not calculating rewards properly.
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Results
Listed below are the results based on what you entered into the tool above. These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card.
You can click on "Show Calculations" to see a breakdown of how the rewards were calculated, click on the card itself to learn more/apply through our partners (big thanks if you do!), or click on any of the other links to learn more about the card and it's rewards.
Do note that some of the calculations are rounded so it is possible that the estimated values may be off by a point or two when added up.
Remember that this particular tool uses our point/mile valuations, the intro bonuses we have in the database, and includes the maximum (calculable) bonuses for each card. If you want to have control over these options and much more, slide over to the Rewards Credit Card Directory & Calculator.
These calculations should be used for illustrative purposes only.
FAQs
Can you transfer rewards to your IHG One Rewards account?
Yes. IHG has a small handful of partners that allow you to transfer rewards to your account.
How many IHG Points can you earn transferring rewards to your account?
It depends on the partner. You can use the Transfer To IHG Points Calculator to see how many you'll earn with each partner.
What is the best transfer option for earning IHG One Rewards Points.
For most, the Chase Ultimate Rewards Program will be the best option for earning and transferring points to your IHG One Rewards account.