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IHG One Rewards Premier Business Credit Card

Card Value & IHG Points Calculator
card
Fees
Earning Rates
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts.
  • Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, office supply stores, and restaurants.
  • Earn 3 points per $1 spent on all other purchases.
Intro Bonus
Main Benefits
  • Enjoy a 40K-point free night award annually, 4th award night free when booking a 4-night consecutive award stay, complimentary IHG Platinum Elite status, and a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year.
Rewards Details
Our Take
The IHG One Rewards Premier Business Credit Card is an excellent option for earning IHG points on everyday business expenses. It offers great benefits that can easily be useful for any frequent IHG business traveler.
Ads & Promos

Earning Rewards

The IHG Premier Business Card earns IHG points at the following rates:

  • 10 points per dollar spent at IHG hotels and resorts.
  • 5 points per dollar spent on travel, dining, and at gas stations.
  • 5 points per dollar spent on social media and search engine advertising, and at office supply stores.
  • 3 points per dollar spent on everything else.

When you use this card to pay for your stays at IHG hotels and resorts, you will earn up to 26X points total. That's 10X points with this card, 10X points from IHG on stays for being an IHG One Rewards member, and up to 6X points from IHG on stays with Platinum Elite Status, a benefit of this card.

Rewards Value

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Perks & Benefits

Here are the main benefits of the IHG Premier Business Card:

  • Anniversary Free Night: Receive a free night award each account anniversary year, worth up to 40,000 points.
  • 4th Night Free: Enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
  • Global Entry, TSA PreCheck® or NEXUS: Receive a statement credit of up to $100 ($120 starting 10/1/24) every 4 years as reimbursement for the application fee charged to your card.
  • Annual Spend Bonus: Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year.
  • Platinum Elite Status: Get upgraded to IHG One Rewards Platinum Elite status for as long as you remain a Premier Business cardmember.
  • Travel and Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection, and Extended Warranty Protection.

Transfer Partners

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Card Fees

Annual Fee

The IHG Premier Business Card has a $99 annual fee.

The anniversary night alone will easily cover the fee as it can easily be worth over $100 in value with very minimal effort.

Authorized User Fee

There is no fee to add authorized users to the IHG Premier Card. Adding additional users can help you build points faster as well as push you towards the annual spend bonus.

Foreign Transaction Fee

The IHG Premier Business Card has a 0% foreign transaction fee. That makes this an excellent choice for earning IHG points on international spending and travel.

IHG Business Points Calculator

Use our calculator to estimate total IHG points and the cash value of the IHG Premier Business Card based on your spend. Compare up to 2 credit cards side-by-side.

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Simply input your monthly and yearly spend amounts into our easy-to-use calculator to find the best IHG credit card options for you!

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