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IHG Rewards Club Premier Credit Card

Card Value & IHG Points Calculator
card
Fees
Earning Rates
  • Earn 10 IHG points per $1 spent at IHG properties.
  • Earn 5 IHG points per $1 spent on travel, gas station, and restaurant purchases.
  • Earn 3 IHG points per $1 spent on everything else.
Intro Bonus
Main Benefits
  • Annual free night award, 4th night free benefit, up to $100 towards a Global Entry, TSA PreCheck, or NEXUS application fee, complimentary IHG Platinum Elite status, and a discount when buying IHG points.
Rewards Details
Our Take
If you frequent IHG properties, you'll want to consider the IHG Premier Card. With a whopping 10X IHG points at participating properties, complimentary status, an annual free night, and access to the 4th night free benefit, the card easily pays for itself.

IHG Premier Card earning rate

The IHG Premier Card earns IHG points at the following rates:

  • 10 points per dollar spent at IHG Hotels and Resorts.
  • 5 points per dollar spent on travel and hotels.
  • 5 points per dollar spent at gas stations.
  • 5 points per dollar spent at restaurants, including takeout and eligible delivery.
  • 3 points per dollar spent on everything else.

When you use this card to pay for your stays at IHG hotels and resorts, you will earn up to 26X points total. That's 10X points with this card, 10X points from IHG on stays for being an IHG One Rewards member, and up to 6X points from IHG on stays with Platinum Elite Status, a benefit of this card.

IHG Premier Card points value

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IHG Premier Card benefits

Here are the main benefits of the IHG Premier Card:

  • Anniversary Free Night: Receive a free night award each account anniversary year, worth up to 40,000 points.
  • 4th Night Free: Enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
  • Global Entry, TSA PreCheck® or NEXUS: Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee charged to your card.
  • Annual Spend Bonus: Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year.
  • Platinum Elite Status: Get upgraded to IHG One Rewards Platinum Elite status for as long as you remain an IHG One Rewards Premier Cardmember.
  • $50 United TravelBank Cash: Receive up to $50 United® TravelBank Cash each calendar year after registering your IHG One Rewards Premier Credit Card with your MileagePlus® account.
  • Travel and Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, Travel Accident Insurance, Auto Rental Collision Damage Waiver, Baggage Delay Insurance, Lost Luggage Reimbursement, Purchase Protection, and Extended Warranty Protection.

IHG Premier Card points transfer

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IHG Premier Card fees

Annual Fee

The IHG One Premier Card has an annual fee of $99.

The free night award alone is easily worth over $100 making the fee well worth it. On top of that, the card features a lot of other benefits that will easily add value to the card — one of the main ones being the fact that you can earn up to 26X points on stays with this card alone.

Authorized User Fee

There is no fee to add additional cards to the IHG Premier Card. Adding family and friend to the card can help you build points faster and push you towards the annual spend bonus.

Foreign Transaction Fee

The IHG Premier Card has a 0% foreign transaction fee. That makes this a great choice for earning IHG points on international spending and travel since you will not be penalized when making non-U.S. dollar purchases.

IHG Premier Card calculator

Calculate how many IHG Premier points you can earn based on the monthly or yearly spending amounts you enter. Compare the results alongside up to two credit cards from any issuer.

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Use Our Calculator To Maximize Your IHG points

Discover personalized credit card options that match your spending habits and maximizes your points.

Simply input your monthly and yearly spend amounts into our easy-to-use calculator to find the best IHG credit card options for you!