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Calculator: IHG Rewards Club Premier Credit Card

Card Value & IHG Points Calculator

Earning Rates

  • Earn 10 IHG points per $1 spent at IHG properties.
  • Earn 5 IHG points per $1 spent on travel, gas station, and restaurant purchases.
  • Earn 3 IHG points per $1 spent on everything else.

Intro Bonus

  • Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.

Main Benefits

  • Annual free night award, 4th night free benefit, up to $100 towards a Global Entry, TSA PreCheck, or NEXUS application fee, complimentary IHG Platinum Elite status, and a discount when buying IHG points.

Rewards Details

Our Take

If you frequent IHG properties, you'll want to consider the IHG Premier Card. With a whopping 10X IHG points at partcipating properties, complimentary status, an annual free night, and access to the 4th night free benefit, the card easily pays for itself.

IHG Points Calculator

Calculate how many IHG Premier points you can earn based on the monthly or yearly spending amounts you enter. Compare the results alongside up to two credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Is the IHG One Rewards Premier Credit Card worth it?

If you enjoy staying at IHG brand hotels, the IHG One Rewards Premier Credit Card is more than worth it. The card offers hundreds in value at a small cost. The free annual night the card offers is worth the annual fee alone.

Is the IHG One Rewards Premier Credit Card metal?


How much is 40,000 IHG Points worth?

We value IHG Points to be worth 0.7 cents each, which puts 40,000 IHG Points at a total cash value of $280. This is why the annual free night makes the card worth it if you enjoy staying at IHG brand hotels.

Should I get the IHG One Rewards Premier Credit Card or IHG One Rewards Traveler Credit Card?

If you're looking to build IHG Points and enjoy staying at IHG hotels, the IHG One Rewards Premier Credit Card is the better option by a long shot. Even if you stay at an IHG hotel 1 night per year, the Traveler Card offers a free night up to an average of $280 in value for an annual fee of $89.

Get Matched With The Best Credit Cards.

Quickly find the perfect credit card tailored to your unique spending habits and financial needs.

Input your monthly and yearly spend amounts into our calculator tool and be on your way to earning more rewards today!

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