The IHG Traveler Card is the no-annual fee card in the IHG Rewards Club program. It earns 5x IHG Points on IHG spend, complimentary IHG Gold Elite Status, and access to IHG's 4th Night Free benefit. While it is not a bad card overall, better value will typically come from the IHG Premier Card due to the annual free night.
|Authorized User Fee|
|Foreign Transaction Fee|
The IHG Traveler Card features IHG, grocery store, gas station, and restaurant as bonus categories. There's no limit to the amount of bonus IHG Points you can earn spending in these categories and no limit to the amount of IHG Points you can earn with the card overall.
- 5x IHG
- 2x Grocery
- 2x Gas Station
- 2x Restaurant
- 1x Non-Category
Perks & Benefits
The IHG Traveler Card offers a good handful of useful benefits with IHG as well as some nice travel and purchase protections.
- IHG Gold Elite Status
- 4th Night Free Benefit
- When booking 4-night consecutive award stays, it will cost you 3 nights worth of points.
- Free night is reflected immediately; you will only need enough points for a 3-night booking.
- 20% Off Point Purchases
- Travel & Purchase Coverage
Sign Up Bonus
The IHG Traveler Card standard sign up bonus hovers around 75,000 IHG bonus points after $2,000 in spend within the first 3 months from account opening. IHG doesn't have an award chart, but most hotels hover around 20,000 to 35,000 points which gives you 2-3 nights with this bonus. If you're able to use the 4th Night Free benefit, you can get a 4-night stay at a 20,000-point or lower hotel.
The IHG Traveler Card has no annual fee which means you'll always come out ahead when using it to earn IHG Points on your everyday spend.
Authorized User Fee
There is no authorized user fee for the IHG Traveler Card. Adding additional users can help you build your IHG Points faster.
Foreign Transaction Fee
There is no foreign transaction fee for international purchases made to the IHG Traveler Card. If you're looking to earn IHG Points when traveling outside of the United States this is a good card to do so with, but you may want to also consider using the Ultimate Rewards Program since points transfer to IHG at a 1:1 ratio.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.
IHG Traveler Card FAQ
Is the IHG Traveler Card worth it?
While the card itself is pretty good in terms of reward and benefits, the IHG Premier Card will typically be the better option due to the annual free night award.
Does the IHG Traveler Card have an annual fee?
No, there is no annual fee for being an IHG Traveler Cardholder.
Does the IHG Traveler Card have a foreign transaction fee?
No. You can use the IHG Traveler Card internationally without being charged a fee.
What's the best benefits of the IHG Traveler Card?
The best benefit is the 4th Night Free perk you'll have access to. The travel, purchase, and cell phone protections the card offers is also very useful.
Should I get the IHG Traveler Card or IHG Premier Card?
The IHG Premier Card offers all the benefits of the Traveler Card along with a free annual night that can easily be worth more than the annual fee of the card. It will usually be the better option.