The IHG® Rewards Club Traveler Credit Card earns 5 IHG Points per $1 spent at IHG properties and 2 points per $1 spent on grocery, gas station, and restaurant purchases. The card offers complimentary IHG Gold Elite status, access to IHG's 4th night free benefit, and 20% off the purchase of IHG Points. Overall, it's a solid option if you're looking for a no-annual fee credit card to use at IHG hotels, but the amount of value the IHG® Rewards Club Premier Credit Card offers makes the IHG Traveler Card almost pointless.
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Rewards Rate Details
The IHG Traveler Card features four bonus categories that will earn you bonus IHG Points on your spend. Those categories are IHG, grocery store, gas station, and restaurant. There's no limit to the amount of bonus IHG Points you can earn spending in these categories and no limit to the amount of IHG Points you can earn with the card overall.
- 5x IHG
- 2x Grocery
- 2x Gas Station
- 2x Restaurant
- 1x Non-Category
Perks & Benefits
The IHG Traveler Card offers a few good benefits such as compliementary elite status, access to IHG's popular 4th night free benefit, and a discount on the purchase of points through the IHG Buy Points portal.
- IHG Gold Elite Status
- 4th Night Free Benefit
- When booking 4-night consecutive award stays, it will cost you 3 nights worth of points.
- Free night is reflected immediately; you will only need enough points for a 3-night booking.
- 20% Off Point Purchases
- Travel & Purchase Coverage
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.
IHG Traveler Card FAQ
Is the IHG Traveler Card worth it?
While the card itself is pretty good in terms of reward and benefits, the IHG Premier Card will typically be the better option due to the annual free night award, 10x on IHG spend, and other additional benefits.
Does the IHG Traveler Card have an annual fee?
No, there is no annual fee for being an IHG Traveler Cardholder.
Does the IHG Traveler Card have a foreign transaction fee?
No. You can use the IHG Traveler Card internationally without being charged a fee.
What's the best benefits of the IHG Traveler Card?
The best benefit is the 4th Night Free perk you'll have access to. The travel insurance, purchase protection, and cell phone protections the card offers is also very useful.
Should I get the IHG Traveler Card or IHG Premier Card?
The IHG Premier Card offers all the benefits of the Traveler Card along with a free annual night that can easily be worth more than the annual fee of the card. In my opinion, there's no real reason to get the IHG Traveler Card.