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IHG One Rewards Traveler Credit Card

Card Value & IHG Points Calculator
card
Fees
Earning Rates
  • Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts.
  • Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants.
  • Earn 2 points per $1 spent on all other purchases.
Intro Bonus
Main Benefits
  • Complimentary IHG Gold Elite status, 4th night free benefit, and a discount when buying IHG points.
Rewards Details
Our Take
The IHG One Rewards Traveler Credit Card is a solid option if you're looking for a no-annual fee credit card to use at IHG hotels, but the IHG One Rewards Premier Credit Card comes out ahead in just about every way due to the better earning rates, benefits, and overall value it offers.
Ads & Promos

Earning Rewards

The IHG Traveler Card earns IHG points at the following rates:

  • Earn 5 points per dollar spent at IHG Hotels and Resorts.
  • Earn 3 points per dollar spent on utilities, internet, cable, and phone services and select streaming services.
  • Earn 3 points per dollar spent at gas stations.
  • Earn 3 points per dollar spent at restaurants, including takeout and eligible delivery.
  • Earn 2 points per dollar spent on all other purchases.

When you use this card to pay for your stays at IHG hotels and resorts, you will earn up to 17X points total. That's 5X points with this card, 10X points from IHG on stays for being an IHG One Rewards member, and up to 2X points from IHG on stays with Silver Elite Status, a benefit of this card.

Rewards Value

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Perks & Benefits

Here are the main benefits of the IHG Travel Card:

  • Silver Elite Status: Get automatic Silver Elite Status as long as you remain an IHG One Rewards Traveler Cardmember.
  • 4th Night Free: Enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
  • Annual Spend Bonus: Earn 10,000 bonus points after you spend $10,000 each calendar year.
  • Travel and Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, Travel Accident Insurance, Auto Rental Collision Damage Waiver, Baggage Delay Insurance, Lost Luggage Reimbursement, Purchase Protection, and Extended Warranty Protection.

Transfer Partners

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Card Fees

Annual Fee

The IHG Traveler Card has a $0 annual fee.

This is great if you don't frequent IHG hotels much but still want to earn a good amount of points or if you want access to the 4th night free benefit, but don't want to pay an annual fee.

Authorized User Fee

There is no fee to add authorized users to the IHG Traveler Card. Adding family and friends can help you build points faster and push you towards the annual spend bonus.

Foreign Transaction Fee

The IHG Traveler Card has a 0% foreign transaction fee. This makes it a solid choice for earning points on purchases made outside of the United States.

IHG Traveler Points Calculator

Calculate how many IHG Traveler points you can earn based on the monthly or yearly spending amounts you enter. Compare the results alongside up to two credit cards from any issuer.

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Use Our Calculator To Maximize Your IHG points

Discover personalized credit card options that match your spending habits and maximizes your points.

Simply input your monthly and yearly spend amounts into our easy-to-use calculator to find the best IHG credit card options for you!

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