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IHG One Rewards Traveler Credit Card

Card Value & IHG Points Calculator

Earning Rates

  • Earn 5 IHG points per $1 spent at IHG properties.
  • Earn 3 IHG points per $1 spent on utilities, streaming services, gas station, and dining purchases.
  • Earn 1 IHG point per $1 spent on all other purchases.

Intro Bonus

  • Earn 100,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

Main Benefits

  • Complimentary IHG Gold Elite status, 4th night free benefit, and a discount when buying IHG points.

Rewards Details

Our Take

The IHG One Rewards Traveler Credit Card is a solid option if you're looking for a no-annual fee credit card to use at IHG hotels, but the IHG One Rewards Premier Credit Card comes out ahead in just about every way due to the better earning rates, benefits, and overall value it offers.

IHG Points Calculator

Calculate how many IHG Traveler points you can earn based on the monthly or yearly spending amounts you enter. Compare the results alongside up to two credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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FAQs

Is the IHG One Rewards Traveler Credit Card worth it?

While the card itself is pretty good in terms of reward and benefits, the IHG One Rewards Premier Credit Card will typically be the better option due to the annual free night award, 10x on IHG spend, and other additional benefits.

Does the IHG One Rewards Traveler Credit Card have an annual fee?

No, there is no annual fee for being an IHG One Rewards Traveler Credit Cardholder.

Does the IHG One Rewards Traveler Credit Card have a foreign transaction fee?

No. You can use the IHG One Rewards Traveler Credit Card internationally without being charged a fee.

What's the best benefits of the IHG One Rewards Traveler Credit Card?

The best benefit is the 4th Night Free perk you'll have access to. The travel insurance, purchase protection, and cell phone protections the card offers is also very useful.

Should I get the IHG One Rewards Traveler Credit Card or IHG One Rewards Premier Credit Card?

The IHG One Rewards Premier Credit Card offers all the benefits of the Traveler Card along with a free annual night that can easily be worth more than the annual fee of the card. In my opinion, there's no real reason to get the IHG One Rewards Traveler Credit Card.

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