Best Credit Cards For Wyndham Rewards
Wyndham offers three credit cards that allow you to earn points on everyday purchases and travel. You can also transfer points directly from Citi ThankYou Rewards and Capital One Venture Rewards & Spark Rewards which gives you a handful of additional credit cards to rapidly earn large amounts of Wyndham points via intro bonuses.
Here are our top credit card picks for Wyndham Rewards:
- Capital One Venture X Rewards Credit Card: Best premium card for Wyndham travelers.
- Wyndham Rewards Earner Visa Card: Best for earning Wyndham points at no annual fee.
- Capital One Venture Rewards Credit Card: Best for unlimited 2X rewards on all purchases.
- Citi Premier® Card: Best for everyday spending and travel.
- Capital One Spark Miles for Business Card: Best for flat-rate travel rewards on all purchases.
- Wyndham Rewards Earner Business Visa Card: Best for Wyndham purchases and maximum benefits.
Capital One Venture X Rewards Credit Card
Best Premium Card For Unlimited Miles On Purchases
- Earning Rate: Earn 10X Venture Miles on car rentals and hotel booked through Capital One Travel, 5X miles on airfare booked through Capital One Travel, and an unlimited 2X miles on all other purchases.
- Annual Credits: $300 annual credit for bookings through Capital One Travel and 10,000 bonus miles annually (worth $100 towards travel).
- Main Highlights: Complimentary access to Capital One Lounges and Priority Pass Lounges, up to $100 towards Global Entry or TSA PreCheck application, and no foreign transaction fees.
- Transfer Ratio: 1,000 Venture Miles = 1,000 Wyndham Rewards Points.
- Intro Bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
- Annual Fee: $395.
- Summary: Best premium credit card when it comes to flexibility. The annual fee is offset by the annual statement credits and 10K bonus miles. This leaves you to enjoy the high earning rates, flexible rewards points, and airport lounge access which is a big plus.
Venture X Miles & Card Value Calculator
Learn More About The Venture X Rewards Credit Card
Wyndham Rewards Earner Visa Card
Best For Earning Points At No Annual Fee
- Earning Rate: Earn 5 Wyndham points per $1 spent at Wyndham hotel brands and at gas stations, 2 Wyndham points per $1 spent on dining and grocery, 2 Wyndham points per $1 spent on all other Wyndham purchases which includes Club Wyndham, WorldMark by Wyndham, Shell Vacations Club, and both maintenance fee payments and timeshare loan payments related to Wyndham, and 1 Wyndham point per $1 spent on all other purchases.
- Main Highlights: Receive a 10% Wyndham Rewards point discount, complimentary Wyndham Gold status, and receive 7,500 anniversary points when you spend $15,000 during the year.
- Annual Fee: $0.
- Summary: If you want to earn Wyndham points without the fee, this is the best card for doing so.
Wyndham Rewards Earner Visa Points & Card Value Calculator
This card is unavailable through The Point Calculator.
Capital One Venture Rewards Credit Card
Best For Unlimited 2X Miles
- Earning Rate: Earn 5X miles on hotels and car rentals booked through Capital One Travel and an unlimited 2X miles on all other purchases.
- Main Highlights: Up to $100 towards Global Entry/TSA PreCheck and no foreign transaction fees.
- Transfer Ratio: 1,000 Venture Miles = 1,000 Wyndham Rewards Points.
- Intro Bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
- Annual Fee: $95.
- Summary: One of the best options for earning rewards at a flat-rate across all purchases along with bonus miles when using the Capital One Travel portal. In addition to transferring miles to Wyndham Rewards and other partners, you can also redeem miles for 1 cent each towards any kind of travel purchased with the card. This gives you a large amount of additional flexibility when it comes to booking travel.
Venture Card Miles & Card Value Calculator
Learn more about the Capital One Venture Rewards Credit Card
Citi Premier® Card
Best For Everyday Categories & Travel
- Earning Rate: Earn an unlimited 3X points on restaurant, supermarket, gas station, air travel, and hotel purchases and 1 point per $1 spent on all other purchases.
- Annual Credits: $100 hotel credit when you book a $500+ hotel stay through thankyou.com.
- Main Highlights: Grants the ability to transfer ThankYou Rewards points to Citi's full list of airline and hotel partners.
- Transfer Ratio: 1,000 Citi ThankYou Points = 1,000 Wyndham Rewards Points.
- Annual Fee: $95.
- Summary: This is the best credit card if you want to build up points transferable to Wyndham and many top-notch international airlines at a high rate on everyday spending and travel. Pair it with the no-annual fee Citi® Double Cash Card and you'll earn no less than the equivalent of 2X Wyndham Rewards points on all purchases.
Citi Premier Points & Card Value Calculator
This card is unavailable through The Point Calculator.
Capital One Spark Miles for Business
Best For Flat-Rate Travel Rewards
- Earning Rate: Earn 5X miles on hotels and rental cars booked through Capital One Travel and an unlimited 2X miles on all other purchases with no limits or category restrictions
- Main Highlights: Up to $100 towards Global Entry or TSA PreCheck.
- Intro Bonus: Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.
- Annual Fee: $0 intro annual fee for the first year, then $95 after that.
- Summary: Excellent option if you want to earn flat-rate business rewards across most purchases and plan on transferring rewards to Wyndham Rewards and other Capital One transfer partners.
Spark Miles For Business Miles & Card Value Calculator
Learn more about the Spark Miles for Business
Wyndham Business Credit Card
Best For Wyndham Purchases & Maximum Benefits
- Earning Rate: Earn 8 Wyndham points per $1 spent at Wyndham hotel brands and gas stations, 5 Wyndham points per $1 spent on marketing, advertising, and utilities, and 1 Wyndham point per $1 spent on all other purchases.
- Annual Credits: 15,000 anniversary points.
- Main Highlights: 10% Wyndham Rewards point discount and complimentary Wyndham Diamond status.
- Annual Fee: $95.
- Summary: If you want to maximize your Wyndham points, this is the card to choose as you will not find any card that will beat the 8X/5X earning rates it offers.
Wyndham Business Credit Card Points & Card Value Calculator
This card is unavailable through The Point Calculator.
Wyndham Points Calculator: Which Credit Card Is Best For You?
Use our Wyndham Points calculator to find out which credit cards will earn you the most points based on the spend amounts you enter.
Results will be sorted by net return which is the average value of the rewards earned, plus annual credits, and minus annual fees. You'll want to take into consideration the benefits a card offers as well on top of the estimated value calculated.
Results will consist of top-rated credit cards that either earn Wyndham Rewards Points directly or earn rewards that can be transferred directly to the Wyndham program. Earning rates listed for partner credit cards are based on transfer ratio of points to the Wyndham Rewards program.
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Calculator Options
What Type of Rewards Do You Want To Earn?
This calculator can output the best credit cards for a general rewards type or compile a list of the best credit cards for earning rewards with a specific loyalty program.
Frequent Flyer Programs
Select the frequent flyer program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected airline and all credit cards partners that allow you to transfer rewards to the selected airline.
Hotel Loyalty Programs
Select the hotel loyalty program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected hotel program and all credit cards partners that allow you to transfer rewards to the selected hotel program.
Other Loyalty Programs
Select the program that you want to earn rewards for. Results will include all credit cards offered by the selected program and all credit cards partners that allow you to transfer rewards to the selected program.
Personal Or Business?
Are you looking for personal (consumer) credit card or business credit cards? You can also include both in the results.
Calculate Based On Spend or Best Offers?
Spend Calculator: Find the best credit card based on the monthly and yearly spend amounts you enter into our calculator tool.
Best Offers: Get a list of the best credit card offers currently available from our partners without the need to put in any spend amounts.
Include Intro Bonuses?
If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.
Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.
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Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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About Spend Region: Some credit cards feature categories that only earn rewards when spending in a certain region. Changing this category to Domestic or International spend will calculate such for those cards, otherwise it's assumed by Default.
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Results
These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.
