Search Results Display Here
Select a country:

Best Credit Cards For Wyndham Points

Unlock a world of travel possibilities with the best credit cards designed to earn you the maximum Wyndham Rewards points.
By Robert Flowers III - 2024-01-05

Wyndham offers three credit cards that allow you to earn points on everyday purchases and travel. You can also transfer points directly from Citi ThankYou Rewards and Capital One Venture Rewards & Spark Rewards which gives you a handful of additional credit cards to rapidly earn large amounts of Wyndham points via intro bonuses.

Here are our top credit card picks for Wyndham Rewards:

Use Our Calculator To Maximize Your Wyndham Points

Discover personalized credit card options that match your spending habits and maximizes your points.

Simply input your monthly and yearly spend amounts into our easy-to-use calculator to find the best Wyndham credit card options for you!


Capital One Venture X Rewards Credit Card

Best Premium Card For Unlimited Miles On Purchases
  • Earning Rate: Earn 10X Venture Miles on car rentals and hotel booked through Capital One Travel, 5X miles on airfare booked through Capital One Travel, and an unlimited 2X miles on all other purchases.
  • Annual Credits: $300 annual credit for bookings through Capital One Travel and 10,000 bonus miles annually (worth $100 towards travel).
  • Main Highlights: Complimentary access to Capital One Lounges and Priority Pass Lounges, up to $100 towards Global Entry or TSA PreCheck application, and no foreign transaction fees.
  • Transfer Ratio: 1,000 Venture Miles = 1,000 Wyndham Rewards Points.
  • Intro Bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
  • Annual Fee: $395.
  • Summary: Best premium credit card when it comes to flexibility. The annual fee is offset by the annual statement credits and 10K bonus miles. This leaves you to enjoy the high earning rates, flexible rewards points, and airport lounge access which is a big plus.

Wyndham Rewards Earner Visa Card

Best For Earning Points At No Annual Fee
Wyndham Rewards Earner Visa Card
  • Earning Rate: Earn 5 Wyndham points per $1 spent at Wyndham hotel brands and at gas stations, 2 Wyndham points per $1 spent on dining and grocery, 2 Wyndham points per $1 spent on all other Wyndham purchases which includes Club Wyndham, WorldMark by Wyndham, Shell Vacations Club, and both maintenance fee payments and timeshare loan payments related to Wyndham, and 1 Wyndham point per $1 spent on all other purchases.
  • Main Highlights: Receive a 10% Wyndham Rewards point discount, complimentary Wyndham Gold status, and receive 7,500 anniversary points when you spend $15,000 during the year.
  • Annual Fee: $0.
  • Summary: If you want to earn Wyndham points without the fee, this is the best card for doing so.

Capital One Venture Rewards Credit Card

Best For Unlimited 2X Miles
  • Earning Rate: Earn 5X miles on hotels and car rentals booked through Capital One Travel and an unlimited 2X miles on all other purchases.
  • Main Highlights: Up to $100 towards Global Entry/TSA PreCheck and no foreign transaction fees.
  • Transfer Ratio: 1,000 Venture Miles = 1,000 Wyndham Rewards Points.
  • Intro Bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
  • Annual Fee: $95.
  • Summary: One of the best options for earning rewards at a flat-rate across all purchases along with bonus miles when using the Capital One Travel portal. In addition to transferring miles to Wyndham Rewards and other partners, you can also redeem miles for 1 cent each towards any kind of travel purchased with the card. This gives you a large amount of additional flexibility when it comes to booking travel.

Citi Premier® Card

Best For Everyday Categories & Travel
Citi Premier® Card
  • Earning Rate: Earn an unlimited 3X points on restaurant, supermarket, gas station, air travel, and hotel purchases and 1 point per $1 spent on all other purchases.
  • Annual Credits: $100 hotel credit when you book a $500+ hotel stay through thankyou.com.
  • Main Highlights: Grants the ability to transfer ThankYou Rewards points to Citi's full list of airline and hotel partners.
  • Transfer Ratio: 1,000 Citi ThankYou Points = 1,000 Wyndham Rewards Points.
  • Annual Fee: $95.
  • Summary: This is the best credit card if you want to build up points transferable to Wyndham and many top-notch international airlines at a high rate on everyday spending and travel. Pair it with the no-annual fee Citi® Double Cash Card and you'll earn no less than the equivalent of 2X Wyndham Rewards points on all purchases.

Capital One Spark Miles for Business

Best For Flat-Rate Travel Rewards
  • Earning Rate: Earn 5X miles on hotels and rental cars booked through Capital One Travel and an unlimited 2X miles on all other purchases with no limits or category restrictions
  • Main Highlights: Up to $100 towards Global Entry or TSA PreCheck.
  • Intro Bonus: Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.
  • Annual Fee: $0 intro annual fee for the first year, then $95 after that.
  • Summary: Excellent option if you want to earn flat-rate business rewards across most purchases and plan on transferring rewards to Wyndham Rewards and other Capital One transfer partners.

Wyndham Business Credit Card

Best For Wyndham Purchases & Maximum Benefits
Wyndham Business Credit Card
  • Earning Rate: Earn 8 Wyndham points per $1 spent at Wyndham hotel brands and gas stations, 5 Wyndham points per $1 spent on marketing, advertising, and utilities, and 1 Wyndham point per $1 spent on all other purchases.
  • Annual Credits: 15,000 anniversary points.
  • Main Highlights: 10% Wyndham Rewards point discount and complimentary Wyndham Diamond status.
  • Annual Fee: $95.
  • Summary: If you want to maximize your Wyndham points, this is the card to choose as you will not find any card that will beat the 8X/5X earning rates it offers.

Wyndham Points Calculator: Which Card Is Best For You?

Use our Wyndham Points calculator to find out which credit cards will earn you the most points based on the spend amounts you enter.

Results will be sorted by net return which is the average value of the rewards earned, plus annual credits, and minus annual fees. You'll want to take into consideration the benefits a card offers as well on top of the estimated value calculated.

Results will consist of top-rated credit cards that either earn Wyndham Rewards Points directly or earn rewards that can be transferred directly to the Wyndham program. Earning rates listed for partner credit cards are based on transfer ratio of points to the Wyndham Rewards program.

Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.
Calculator Options
Personal Or Business?
Are you looking for personal (consumer) credit card or business credit cards? You can also include both in the results.
What Type of Rewards Do You Want To Earn?
This calculator can output the best credit cards for a general rewards type or compile a list of the best credit cards for earning rewards with a specific loyalty program.
Frequent Flyer Programs
Select the frequent flyer program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected airline and all credit cards partners that allow you to transfer rewards to the selected airline.
Hotel Loyalty Programs
Select the hotel loyalty program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected hotel program and all credit cards partners that allow you to transfer rewards to the selected hotel program.
Credit Card Rewards Programs
Select the credit card rewards program that you want to earn rewards for. Results will include all credit cards offered by the selected program and any other credit cards offered by partners that allow you to earn rewards with the selected program.
Other Loyalty Programs
Select the program that you want to earn rewards for. Results will include all credit cards offered by the selected program and all credit cards partners that allow you to transfer rewards to the selected program.
Include Intro Bonuses?
If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.
Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.
Enter Your Monthly & Yearly Spend Amounts
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Deletes all categories in the Category Spending section so you can start fresh.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Category Currently Selected:
Spend Region:
About Spend Region: Some credit cards feature categories that only earn rewards when spending in a certain region. Changing this category to Domestic or International spend will calculate such for those cards, otherwise it's assumed by Default.

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.

Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.