Wyndham Earner Business Visa Card Calculator

Review the benefits and calculate total Wyndham Rewards Points and cash value of the Wyndham Rewards Earner Business based on spend, benefits, and fees.
Updated 2020-09-29 By Robert Flowers III

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Bonus Categories

The Wyndham Rewards Earner Business Visa Card features five bonus categories which are Wyndham, gas station, marketing, advertising, and utility purchases. There's no limit to the amount of bonus points you can earn spending in these categories and no limit to the amount of Wyndham Points you can earn with the card overall.

  • 8x Wyndham
    • This includes Wyndham's basic hotel brands which are 'By Wyndham Hotels' or 'Hotels By Wyndham'.
    • This does not apply to Wyndham Destinations properties and other Wyndham charges such as maintenance fee payments or timeshare loan payments.
  • 8x Gas Station
  • 5x Marketing & 5x Advertising
    • These categories kind of go hand-in-hand together. Includes, but is not limited to:
      • Merchants that prepare and place advertising in various media (newspapers, radio, television)
      • Purchases from Google Ad Words, Facebook, and other digital advertising platforms
      • Coupon and/or sample distribution
  • 5x Utilities
    • These are defined to be:
      • Telecommunications Service
      • Cable
      • Satellite
      • Electric
      • Gas
      • Heating Oil
      • Water
  • 1x Non-Category

Perks & Benefits

The Wyndham Rewards Earner Business Visa Card comes the highest status of Wyndham Diamond along with a great amount of anniversary points annually..

  • Wyndham Rewards Visa Rate
    • Earn an additional discount on top of the Member Rate as a Wyndham Visa cardholder.
  • 10% Redemption Discount
    • You'll receive a 10% Wyndham Rewards Point discount when you redeem your points for go free awards.
  • Complimentary Wyndham Diamond Status
  • 15,000 Anniversary Points

Sign Up Bonus

The sign up bonus for the Wyndham Rewards Earner Business Visa Card is 45,000 bonus Wyndham Points when you spend $1,000 on the card within the first 90 days. This can earn you as many as 6 free nights which isn't too shabby.


Annual Fee

The annual fee for the Wyndham Rewards Earner Business Visa Card is $95. The annual bonus points should pretty much cover this fee along with the high earning rates across the five categories on the card. Wyndham Diamond is also very valuable and easily worth $95 if you stay at Wyndham (or Caesar's Properties) and don't have the status already.

Authorized User Fee

There is no fee to add additional users to the Wyndham Rewards Earner Business Visa Card.

Foreign Transaction Fee

The Wyndham Rewards Earner Business Visa Card has a 0% foreign transaction fee which makes it a great business card for earning Wyndham Rewards Points on purchases made worldwide.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Category Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all rewards earned from Category Spending and Reward Bonuses, along with the cash value of it all based on Currency Worth.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of Total Earnings based on Currency Worth.

Rakuten Rewards

$25 Bonus
Earn $25 or 2,500 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $25+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

Support The Site

If you find the site helpful, the best you can do is share this site with friends and family. Of course... you can share it with total strangers as well. Anything helps!

You can help support this site by using our Amazon link. Any qualifying purchase you make through our link will earn us some money and it is greatly appreciated if you do.

🇺🇸 US🇨🇦 CA🇬🇧 UK🇦🇺 AU