Wyndham Rewards Earner Visa Card Review & Point Calculator

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Rewards Rates

Earn 5 Wyndham points per $1 spent at Wyndham hotel brands and at gas stations.

Earn 2 Wyndham points per $1 spent on dining and grocery.

Earn 2 Wyndham points per $1 spent on all other Wyndham purchases which includes Club Wyndham, WorldMark by Wyndham, Shell Vacations Club, and both maintenance fee payments and timeshare loan payments related to Wyndham.

Earn 1 Wyndham point per $1 spent on all other purchases.

Key Cardholder Benefits

As a Wyndham Rewards Earner Visa Card holder, you will receive an additional discount on top of the Member Rate when booking Wyndham brand hotels.
When you redeem your points for go free awards, you'll receive a 10% Wyndham Rewards Point discount.
As a cardholder, you'll be given complimentary Wyndham Gold Status.
Every year that you spend $15,000 on the Wyndham Rewards Earner Visa Card, you'll receive 7,500 anniversary points. ^*Timeshare down payments made to Wyndham Vacation Resorts Inc., Wyndham Resort Development Corporation, Shell Vacations LLC, and related developer affiliates and partners will not count towards spend.

Rewards Value

The Point Calculator values Wyndham Points at an average range of 0.6 to 1 cent per point when redeemed for free nights at Wyndham brand hotels. This means that 10,000 points has a rough cash value of $60 to $100.

Redemption	Point Value (in cents)
Award nights	0.6 - 1
Wyndham maintenance fees	0.5
Gift cards	0.33 - 0.37
Merchandise	0.2

Learn More: Wyndham Points Value: How Much Are Your Points Worth?

Transfer Partners

Points earned with the Wyndham Rewards Earner Card can be transferred to a small handful of partners:

Annual Fees

The Wyndham Rewards Earner Visa Card has a $0 annual fee.

Wyndham Points Calculator

Calculate how many Wyndham Rewards Points you can earn with the Wyndham Rewards Earner Visa Card based on spend, benefits, elite status, and fees. Results can be compared side by side any U.S. credit cards featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Credit Cards

Use this section to add credit cards to the calculator. You can search for a card or go through our top recommendations for each category.

Once you select a card, you'll be shown the details of the card. Any link you click on in the details will open up in a new tab, so you will not lose your calculations.

Clicking on Add Selected Card will add it to the calculator.

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Compare A Card

Add a credit card to compare side by side based on spend, benefits and fees.

Search Cards

Search for a credit card by name, rewards program, or the rewards currency it earns.

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Family Cards

These cards are part of the same family and generally earn the same type of rewards.

Travel Cards

Travel credit cards are great for building rewards redeemable towards a wide variety of travel including airfare, hotels, car rentals, cruises, and more. Most travel cards also offer a range of benefits that can make your trips more enjoyable and save you money.

Cash Back Cards

Cash back is one of the most flexible form of rewards and most easy to understand. Rewards earned are worth face value and they can be used towards almost anything.

Business Cards

Put money back into your business by earning cash back, points, or miles on business expenses. Many cards also offer travel insurance, purchase protection, and more.

Airline Cards

These are the best credit cards if you're looking to use rewards towards award flights. Some of these cards also offer various benefits such as lounge access the ability to earn qualifying miles through spending.

Hotel Cards

If you're looking to use rewards towards free nights at hotels, these are the best cards for you. Many of these cards also offer great benefits such as annual free nights, complimentary elite status, and more.

No Annual Fee

If you're looking to minimize your immediate costs while still earning plenty of value, you may want to consider a credit card with no annual fee. Some of these cards also offer lower interest rates and balance transfer offers.

Intro Bonus:

Annual Fee:

Authorized User Fee:

Bonus Categories:

Add Categories - Adds any missing bonus categories from the selected card to the Category Spending section once added. Copy Spend - Copies spend values from the first column to the second/third column on card add.

Category Spending

Add Categories

Calc Options

Use this section to enter how much you plan on spending either monthly or yearly across different categories for each card listed.

You can click on the option button for access to a lot of useful tools you can use to quickly adjust spending for the calculator.

Change the order of the categories in the Category Spending section. This has an impact on cards that have spend limits and bonus caps on categories.

Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.

Add Categories

Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.

Type at least 3 characters.

Currently Selected:

Spend Region:

Category Spending Total

The amount of rewards earned from card spending.

Rewards & Bonuses

If a card earns bonus points, miles, or cash back, it will be listed here. You'll be able to edit or toggle on/off most bonuses listed here.

Do note that some bonuses may be automatically calculated based on spend entered in the Category Spending section.

If you want to factor in an intro or welcome bonus, you can also do that here by entering it in the Extra Value field. You can click on View Offers when applicable to see current sign up bonuses for all top credit cards by category.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Rewards & Bonus Total

The amount of rewards earned from card bonuses.

Total Rewards & Cash Value

This is the total of all points, miles, and cash back earned between Loyalty & Memberships, Category Spending, and Rewards & Bonuses.

You can view the average value of the rewards based on popular redemptions and the transfer of rewards to partners (where applicable).

Rewards Average Value By Redemption

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How much is 0 worth?

Average Value

This is how much we value the rewards earned with the card on average based on our valuations. Cards that may offer bonus/additional value are reflected here.

Transfers To Partners

Redemptions to do with transferring rewards to partner loyalty programs and redeeming them for high value (when applicable). These redemption values typically require knowledge of the best transfer partners.

Cash Back, Statement Credits

Redemptions to do with turning your rewards into cash back or using it as a statement credit to offset purchases made to the card.

Travel

Redemptions to do with using your rewards towards travel such as airfare, hotels, and car rentals (not including transfers to partners).

Gift Cards

Redemptions to do with using your rewards towards the purchase of gift cards.

Reward Transfers To Partners

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Currency Worth

Enter how much you value a single rewards point or mile in cents or regional currency equivalent (X.XX). The value of cash back cannot be changed.

Rewards Cash Value

The average cash value of rewards earned in the Grand Total section based on the set Currency Worth.

Monetary Bonuses

This section lists all monetary bonuses. This includes annual credits and top-tier benefits that can offer great monetary value.

If there's a perk or benefit missing that you find valuable, you can add how much you value it in the Extra Cash Value field.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Total Cash Value

The total cash value of all listed benefits plus the cash value of rewards earned.

Fees

With great benefits comes great annual fees. If a card has a fee that you have to pay annually (or monthly in rare cases), it will be listed here. You have the ability to change it.

If the card charges a fee for adding authorized users, it will also appear in this section.

Annual Fee

This is the fee you must pay annually to have the card.

Authorized User Fee

This is the cost to add additional users or supplemental cards to the account. Enter total amount of authorized users.

Total Card Value

This is the total cash value of each listed card when factoring in all rewards and all fees.

Learn More

Learn more about the card through our partners.

Other Ways To Earn

Wyndham is a direct transfer partners of two major U.S. credit card rewards programs: Citi ThankYou Rewards and Capital One Venture Rewards and Spark Rewards. This opens up over 10 additional credit cards that you can use to earn tens of thousands of Wyndham points via intro bonuses and everyday spending.

Here's the full list of partners that you can use to earn Wyndham points:

Learn More: Transfer Points To Wyndham Using These Credit Cards

Earning Rate Comparison

Want to know how the Wyndham Rewards Earner Card earning rates stack up against other Wyndham and partner credit cards? The table below lists out the earning rates per $1 spent for all credit card partners so you can see where it stands.

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Calculator: Which Credit Card Will Earn You The Most Wyndham Points?

Wyndham point calculators

Use our Wyndham point calculators to calculate earnings per $1 spent on stays and credit cards, the cash value of points based on redemption, and the transfer of points to and from the Wyndham Rewards program. Plus, find out which credit cards and welcome bonuses will earn you the most points!

Use our Wyndham credit card calculators to estimate how many points you can earn and the cash value of the card based on the spend amounts you enter, how much you value benefits, and annual fees.

Our calculators allow you to compare up to two additional credit cards side by side based on same or different spend. Plus, all spend amounts you enter in the Primary card's column rolls over to all credit card rewards calculators on the site!

Wyndham Rewards Earner Plus Credit Card

Best for benefits and frequent Wyndham travelers.

Wyndham Rewards Earner Visa Card

Best for earning points at no annual fee.

Wyndham Business Credit Card

Best for Wyndham business travelers.

Reminder: Don't forget that you can also transfer credit card points to Wyndham Rewards using major credit card partners!

Need more Wyndham points? You can transfer points from several major U.S. credit card rewards programs directly to your Wyndham Rewards account. You can also buy Wyndham points directly through their portal.

Transfer Points To Wyndham Using These Credit Card Partners

Find out how many Wyndham Rewards Points you can earn when transferring rewards from partner programs directly to your Wyndham Rewards account.

Calculate The Cost of Buying Wyndham Points

Find out how much it will cost you to buy Wyndham points and get the details on when to buy and how to buy.

How Many Wyndham Points Do You Get Per Stay?

Calculate how many points you can earn on your next stay and get the breakdown on how points are calculated.

Want to know how much your Wyndham points are worth and the different ways you can redeem them? Check out these calculators and guides!

Wyndham Points Value: Calculate How Much They Are Worth

Find out how much your points are worth based on redemption.

Wyndham Points To Airline Miles: Conversion Calculator

View the list of Wyndham transfer partners and calculate the conversion of Wyndham points to airline miles and more.

Maximize your rewards

Looking for the best hotel credit cards? Check out a few of our top picks below and use our calculators to find out how much you can earn!

Best for everyday spending and travel: Citi Premier® Card.
Best premium card for travel: Capital One Venture X Rewards Credit Card.
Best flexible travel rewards card: Capital One Venture Rewards Credit Card.
Best business card for hotels: Capital One Spark Miles for Business.

Find the perfect card for you

Our Credit Card Rewards calculator can help you find the perfect card and offers based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let us do the work for you!

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