Wyndham Rewards Earner Plus Card Calculator

Review the benefits and calculate total Wyndham Rewards Points and cash value of the Wyndham Rewards Earner Plus Visa based on spend, benefits, and fees.
Updated 2020-09-29 By Robert Flowers III

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Bonus Categories

The Wyndham Rewards Earner Plus Visa Card features five bonus categories which are Wyndham, gas station, dining, grocery, and other Wyndham purchases to do with Wyndham Destinations, maintenance, and timeshare loans. There's no limit to the amount of bonus points you can earn spending in these categories and no limit to the amount of Wyndham Points you can earn with the card overall.

  • 6x Wyndham
    • This includes Wyndham's basic hotel brands which are 'By Wyndham Hotels' or 'Hotels By Wyndham'.
    • This does not apply to Wyndham Destinations properties and other Wyndham charges such as maintenance fee payments or timeshare loan payments.
  • 6x Gas Station
  • 4x Dining
  • 4x Grocery
    • Excludes Target and Walmart.
  • 4x Other Wyndham Spend
    • You'll earn 2 points per $1 on the following Wyndham spend:
      • Club Wyndham
      • WorldMark by Wyndham
      • Shell Vacations Club
      • Maintenance Fee Payments related to Club Wyndham, WorldMark by Wyndham and Shell Vacation Club accounts
      • Timeshare loan payments to Wyndham Vacation Resorts Inc, Wyndham Resort Development Corporation, Shell Vacations LLC, and related developer affiliates and partners
  • 1x Non-Category

Perks & Benefits

The Wyndham Rewards Earner Plus Visa Card comes with most of the same benefits as the Earner Visa but with a higher complimentary status of Platinum and anniversary points without worrying about meeting a spend goal.

  • Wyndham Rewards Visa Rate
    • Earn an additional discount on top of the Member Rate as a Wyndham Visa cardholder.
  • 10% Redemption Discount
    • You'll receive a 10% Wyndham Rewards Point discount when you redeem your points for go free awards.
  • Complimentary Wyndham Platinum Status
  • 7,500 Anniversary Points

Sign Up Bonus

The sign up bonus for the Wyndham Rewards Earner Plus Visa Card is 45,000 bonus Wyndham Points when you spend $1,000 on the card within the first 90 days. This can earn you as many as 6 free nights.


Annual Fee

The annual fee for the Wyndham Rewards Earner Plus Visa Card is $75. If you're running spend through this card, the increased earnings and annual anniversary points can help make up for the fee. Also, if you don't have Wyndham Platinum Status, the extra benefits that comes with status can also be a big help.

Authorized User Fee

There is no fee to add additional users to the Wyndham Rewards Earner Plus Visa Card.

Foreign Transaction Fee

The Wyndham Rewards Earner Plus Visa Card has a 0% foreign transaction fee which makes it a great choice if you're looking to earn Wyndham Points on worldwide spending. The 4x on dining can especially be a big help.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
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Search for credit cards by name, rewards program, or rewards currency.
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Category Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all rewards earned from Category Spending and Reward Bonuses, along with the cash value of it all based on Currency Worth.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of Total Earnings based on Currency Worth.

Rakuten Rewards

$25 Bonus
Earn $25 or 2,500 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $25+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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