Chase Ultimate Rewards Points To Dollars Calculator

Rewards Value Calculator
Calculate the dollar value of Chase Ultimate Rewards Points based on their average value when redeemed for travel, cash back, gift cards, and more.
Last Updated 2021-07-26

Chase Ultimate Rewards Points have an average value of 1 cent to 1.5 cents per point. The value you get out of your points will depend on which cards you have and how you plan on redeeming them.

Points earned with Chase's Ultimate Rewards credit cards will have a value of 1.25 cents or 1.5 cents when redeemed for travel through Chase Ultimate Rewards and can have a higher value when transferred to Chase's airline and hotel partners.

Points earned with Chase's cash back credit cards have a value of 1 cent each when redeemed for cash back. These points cannot be redeemed for higher value unless you own one of Chase's Ultimate Rewards credit cards which will allow you to redeem them for travel at a higher value.

Chase Ultimate Rewards Points To Dollars Calculator

Use the Chase Ultimate Rewards Points To Dollars Calculator to calculate the cash value of Ultimate Rewards Points based on their average redemption values.

Chase Ultimate Rewards Points To Dollars Calculator
Enter any amount of points to calculate the average cash value.
Points
Point Transfers
Transfer To Partners
1.2 to 2+ cents
~$0 to $0+
Chase Travel Portal
Chase Sapphire Reserve
1.5 cents
$0
Chase Sapphire Preferred
1.25 cents
$0
Chase Ink Business Preferred
1.25 cents
$0
Other Chase-branded Cards
1 cent
$0
Pay Yourself Back
Chase Sapphire Reserve
1.5 cents - dining, grocery, home improvement stores, charities, Fund a Vaccine Ride with Lyft
$0
Chase Sapphire Preferred
1.25 cents - dining, grocery, home improvement stores, charities, Fund a Vaccine Ride with Lyft
$0
Chase Ink Business Preferred
1.25 cents - shipping, home improvement stores, internet, cable, charities, Fund a Vaccine Ride with Lyft
$0
Ink Business Cash Credit Card, Ink Business Unlimited Credit Card
1.1 cents - internet, cable, phone
$0
All Chase Cash Back Cards
1.25 cents - charities
$0
Other Redemptions
Cash Back
1 cents
$0
Gift Cards
1 cents
$0
Amazon
0.8 cents
$0

Chase Points Average Value Table

The table below lists the average value of Ultimate Rewards Points based on the easiest value of redeeming them through the Chase Travel Portal. Depending on the card you have, your points will be worth either 1.25 or 1.5 cents when redeeming them through the portal.

Chase Points Average Value
Points Sapphire Reserve Sapphire/Ink Preferred Other Chase Rewards Cards
10,000 Points $150 $125 $100
25,000 Points $375 $312 $250
50,000 Points $750 $625 $500
75,000 Points $1,125 $937 $750
100,000 Points $1,500 $1,125 $1,000
120,000 Points $1,800 $1,500 $1,200
150,000 Points $2,250 $1,875 $1,500

Points and Miles Value Calculator

The value of Chase Ultimate Rewards Points can vary depending on some redemptions. You can use the Points and Miles Value Calculator below to calculate the cash value of a specific redemption if you know the price in cash and the cost in points.

Points and Miles Cash Value Calculator
Rate 1
$
Cost In Cash
Rewards
Cost In Rewards (pt/mi)
$
Rewards Taxes/Fees
Rewards Cash Value: - cents
Per Point/Mile
Rate 2
$
Cost In Cash
Rewards
Cost In Rewards (pt/mi)
$
Rewards Taxes/Fees
Rewards Cash Value: - cents
Per Point/Mile
Rate 3
$
Cost In Cash
Rewards
Cost In Rewards (pt/mi)
$
Rewards Taxes/Fees
Rewards Cash Value: - cents
Per Point/Mile

Chase Ultimate Rewards Credit Cards

Chase has a total of three Ultimate Rewards credit cards that you can use to earn points. Points earned with these cards can be redeemed directly with Chase and their partners or they can be transferred to a handful of airline and hotel programs.

You can click on a card to calculate how many Ultimate Rewards Points you can earn based on spend and review card benefits.

Best Well-Rounded Travel Rewards Card

Chase Sapphire Preferred®
Chase Sapphire Preferred
Intro Bonus
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
Rewards Rates
5X
Earn 5X points on travel purchased through Chase Ultimate Rewards®.
3X
Earn 3X points on online grocery purchases, select streaming services, and dining.
2X
Earn 2X points on all other travel purchases.
1X
Earn 1X points per dollar spent on all other purchases.
Main Card Highlights
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Backâ„ , your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Annual Fee
$95
Authorized User Fee
$0
Foreign Transaction Fee
0%
Best For High Value & Travel Benefits
Best Business Travel Rewards Card

Chase Cash Back Credit Cards

Chase offers four no-annual fee cash back credit cards. These credit cards earn Ultimate Rewards Points that can be redeemed for 1 cent each towards cash and many other redemptions.

If you have one of the three main Ultimate Rewards credit cards, you'll be able to redeem these points for higher value through the Chase Ultimate Rewards Portal and transfer them to airline and hotel partners.

If you want to maximize your return in the Ultimate Rewards Program, you'll want to build the perfect combination of Chase credit cards.

You can click on a card to calculate how many Ultimate Rewards Points you can earn based on spend and review card benefits.

Best For 5X On Rotating Quarterly Categories

Chase Freedom Flexâ„ 
Chase Freedom Flexâ„ 
Intro Bonus
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Rewards Rate
5%
Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
5%
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
5%
Earn 5% on Chase travel purchased through Ultimate Rewards®.
3%
Earn 3% on dining and drugstores.
1%
Earn 1% on all other purchases.
Main Card Highlights
  • Enjoy new 5% categories each quarter!
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No annual fee.
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
3%
Best For Miscellaneous Purchases
Best For Officer Supply & Utilities

Additional Chase Points Calculators

The Points To Dollars section was created for easier access to our top rewards calculators. Check out our full list of Chase Ultimate Rewards Points Calculators to learn more about the program and to calculate rewards.

Maximize your rewards with Chase. Get our picks for the best Chase credit cards and calculate which cards will earn you the best return based on your spend.
Calculate the cash value of Chase Ultimate Rewards Points based on redemptions. Details on the best ways to maximize your point value.
Chase Ultimate Rewards Points can be transferred to 13 airline and hotel partners. Get the list of partners and calculate the transfer of points.
Calculate how many Ultimate Rewards Points you can earn with popular 2- and 3-card combinations of Chase credit cards. Consists of Chase Ultimate Rewards and cash back credit cards.

FAQ

How much are Chase Ultimate Rewards Points worth?

Chase Ultimate Rewards Points can easily be redeemed for 1.25 cents or 1.5 cents each towards travel depending on which card you have. You can also obtain a higher value by transferring points to Chase's airline and hotel partners.

What can you use Chase Ultimate Rewards Points for?

The best use of Chase Ultimate Rewards Points is towards travel, but they can also be redeemed for cash, gift cards, and even at checkout on Amazon.com.

How much is 100,000 Ultimate Rewards Points worth?

This can be worth $1,250 to $1,500 on the Chase Travel Portal. You can also transfer it to Chase's airline and hotel partners at a 1:1 ratio for 100,000 miles/points which can give you even more value depending on how you redeem them.

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