Cash Back Portals - Earn Rewards Shopping Online

Use online cash back portals to earn additional cash back, points, and miles on top of what you normally earn and maximize your rewards.

If you really want to maximize on your cash rewards, you'll want to use cash back and shopping portals. These portals allow you to earn extra rewards on top of what you would normally earn. This means you can easily double and triple dip on rewards. The best thing about portals is that they are free to use.

What Are Cash Back Portals?

Cash back portals receive a commission when you, the shopper, makes a purchase using the links on their page. They then share part of the commission with you. The commission you receive is generally in the form of cash back, but depending on the program it can also be points and miles. Since the site is already earning a commission when you make a purchase, there's no reason to charge for membership which is why it's no cost to use these portals. So you're basically earning bonus rewards doing what you were going to do anyway which is shop online.

How Does Cash Back Portals Work?

Cash back portals are easy to use. Here's the run down of how they work:

  • You start at the cash back portal of your choosing.
  • Look for the store or retailer you want to make a purchase from.
  • Click on the referral link the site has for that store.
  • You'll then be dropped off on the store/retailers website to shop as normal.
  • Once you make a purchase, the cash back portal will be notified.
  • You'll receive cash back or other rewards in your account.

That's pretty much the gist of how all cash back portals work. Since the portal drops you off on the retailer's website, you can log into your rewards account if you have one for that store and still earn rewards. So overall, you can earn:

  • Cash back or other rewards from the cash back portal.
  • Rewards if you're using a rewards credit card.
  • Rewards from the retailer you're shopping with if they have a rewards program.

That means you'll be able to double and triple dip on rewards with ease.

How Do You Get Paid?

Cash back portals all slightly differ on the ways you can get paid, but the most consistent methods of payment are:

  • Paper Check
  • PayPal
  • Gift Card

Several portals also allow you to earn different kind of rewards.

Rakuten: American Express Membership Rewards

Yes. You read that right. If you have an American Express Membership Rewards credit card, you can opt in to earn Membership Rewards Points instead of cash back. These points are valued a 1 cent each for airfare redeemed directly with American Express, but can be worth upwards of 2 cent or so when transferred to AMEX's airline and hotel partners. This means you can earn points through Rakuten and transfer them to partners like Delta Airlines, JetBlue Airways, Marriott, and Hilton. Best of all, Rakuten holds Membership Rewards Points on a 1-to-1 level with cash back. So if the portal is offering 10% cash back, that means it is offering 10X Membership Rewards Points if you're enrolled. I highly suggest signing up for Rakuten if you're looking to earn some serious rewards.

Earn cash back or Membership Rewards Points with Rakuten Rewards. Sign up for free and start earning easy cash back.

TopCashback.uk: British Airways Avios

You can sign up for TopCashback UK and earn Avios with British Airways. If you're based in the U.S., you can use TopCashback UK on websites in which location doesn't matter.

For example, there's usually no difference in booking a hotel through TopCashback.com versus TopCashback.co.uk. So you could book a stay at a Marriott and earn Avios through your TopCashback.co.uk account.

Earn cash back or British Airways Avios with TopCashback UK. Sign up for free and start earning rewards

Cash Back Portals

If the details on what each cash back rewards portal has to offer. This includes how to earn rewards, payment options, and more.

Rakuten is one of the leading cash back portals in the United States. They offer the ability to earn cash back or American Express Membership Rewards Points when using their portal to shop through more than 2,500 stores. Payment methods for cash back include check, PayPal, and gift cards.
TopCashback is another great site for earning easy cash back shopping with thousands of retailers. You can also earn cash back when buying points and miles through TopCashback. Cash payments include direct deposit, PayPal, Yandex.Money, and gift card.
BeFrugal has over 5,000 stores you shop at and earn cash back. Cash payment methods include bank direct deposit, PayPal, paper check, and gift cards.
Mr. Rebates is the simplest of all portals with it's minimalist design. They feature thousands of stores and cash payment methods include paper check, PayPal, and gift card.
RebatesMe has over 3,000 stores that you can earn cash back with. Cash payment methods include PayPal, credit card (Visa/Mastercard only), paper check, and gift card.
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