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American Eagle Real Rewards Visa Credit Card

Card Value & Real Rewards Points Calculator
card
Fees
Earning Rates
  • Earn 40 points per $1 spent at American Eagle brands.
  • Earn 5 points per $1 spent on all other purchases.
Main Benefits
  • As a cardmember you will enjoy free returns, 20% off one time a year, exclusive cardmember sales and events, and free shipping.
Our Take
The American Eagle Visa Card is a fantastic option for frequent shoppers at AE, Aerie, and other qualifying stores. It offers an unbeatable 16% back on your purchases, making it one of the most rewarding store cards available. If you're really going all in for earning with AE, the card also earns a 2% return on all other purchases which is pretty solid.

American Eagle Visa card earning rate

The American Eagle Visa Card earns points at the following rates:

  • 40 points per $1 spent at American Eagle brands.
  • 5 points per $1 spent wherever Visa is accepted.

Eligible American Eagle brands include all U.S., Canada, Puerto Rico, and Mexico: American Eagle stores, Aerie stores, OFFL/NE by Aerie stores, AEO Factory stores, Aerie Factory stores, and online purchases through ae.com including those made through the app.

American Eagle Visa card points value

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American Eagle Visa card benefits

Here are the main benefits of the American Eagle Visa Card:

  • Free shipping on all orders, with no minimum purchase amount.
  • Free returns.
  • 20% off coupon once per year.
  • Exclusive cardmember sales & events.

American Eagle Visa card fees

Annual Fee

The American Eagle Visa Card has no annual fee.

Foreign Transaction Fee

The American Eagle Visa Card has a 3% foreign transaction fee. This means that you will be penalized when using this card outside of the United States.

American Eagle Visa card points calculator

Use the rewards calculator to calculate how many rewards you can earn based on how much you spend across different categories. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

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FAQ

What stores can you use the American Eagle credit card?

The American Eagle credit card can be used at all U.S., Canada, Puerto Rico, and Mexico: American Eagle stores, Aerie stores, Offline by Aerie stores, AEO Factory stores, Aerie Factory stores, and online purchases through ae.com including those made through the app.

How many points do you earn with the American Eagle credit card?

The American Eagle credit card earns 40 points per $1 spent at American Eagle brand stores which is equal 16% back on your spend. If you have the Visa version, you'll also be able to earn 2 points per $1 spent anywhere else Visa is accepted.

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