American Eagle RealRewards Visa Card Calculator

Review the benefits of the American Eagle-Aerie RealRewards Visa Card based on your spend, calculate total RealRewards Points, and compare results.
Updated 2020-07-14 By Robert Flowers III

The American Eagle-Aerie RealRewards Visa Card offers you the ability to earn RealRewards Points on non-store purchases. In addition to that, you'll also receive a handful of cardmember specific benefits which can be useful for anyone that frequently shops at American Eagle and Aerie brand stores.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Bonus Categories

The American Eagle-Aerie RealRewards Visa Card does not have any bonus categories and instead earns points at a flat rate. You'll earn 5 RealRewards Points per $1 spent on all non-American Eagle brand purchases ran across the card. There's no limit to the amount of RealRewards Points you can earn spending on the card.

  • 5x All Purchases
    • You will not earn additional points using this card in-store or online at American Eagle, Aerie, and AEO Factory stores.
  • 0x American Eagle Brands

RealRewards Points earned shopping at American Eagle brand stores are based on your RealRewards membership tier. Both the RealRewards Visa Card and Store Card grant access to a higher membership complimentary which earns you more points (+5 to be specific).

Perks & Benefits

The American Eagle-Aerie RealRewards Visa Card grants you complimentary level 2 in the program as well as a few additional cardmember exclusive benefits.

  • Complimentary Level 2 of RealRewards
    • Gives you +5 Points per $1 spent; total of 15 points (10 base points).
    • 20% off Happy Birthday Coupon annually.
  • Pick Your Own Sale Day
  • Free Shipping & Returns
  • Exclusive Cardmember Sales

Sign Up Bonus

The American Eagle-Aerie RealRewards Visa Card sign up bonus is 20% off your first purchase when you open and use your American Eagle credit card. This sign up bonus cannot be combined with any other discount. The 20% off discount is applied to merchandise prior to sales tax and shipping and handling.


Annual Fee

The annual fee for the American Eagle-Aerie RealRewards Visa Card is $0.

Authorized User Fee

There is no authorized user fee for the American Eagle-Aerie RealRewards Visa Card.

Foreign Transaction Fee

The American Eagle-Aerie RealRewards Visa Card has a foreign transaction fee of 3%. I do not recommend using this card for international travel.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Category Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all rewards earned from Category Spending and Reward Bonuses, along with the cash value of it all based on Currency Worth.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of Total Earnings based on Currency Worth.

Rakuten Rewards

$25 Bonus
Earn $25 or 2,500 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $25+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

Support The Site

If you find the site helpful, the best you can do is share this site with friends and family. Of course... you can share it with total strangers as well. Anything helps!

You can help support this site by using our Amazon link. Any qualifying purchase you make through our link will earn us some money and it is greatly appreciated if you do.

🇺🇸 US🇨🇦 CA🇬🇧 UK🇦🇺 AU