At Home Insider Perks® Mastercard®: Calculator & Rewards Breakdown
Fees
Earning Rates
- Earn 5% back in Rewards on At Home purchases.
- Earn 3% back in Rewards everywhere else Mastercard® is accepted.
Main Benefits
- Receive special financing on At Home purchases of $299 or more
Our Take
At Home Mastercard Points Calculator
Use this calculator to estimate how much you’ll earn with the At Home Mastercard. Enjoy 5% back at At Home and 3% on everything else. Perfect for frequent home decor shoppers who want more from everyday spending.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
At Home Insider Perks Mastercard Details
Earning Rates
The At Home Mastercard earns Rewards at the following rates:
- 5% back in Rewards on At Home purchases.
- 3% back in Rewards everywhere else Mastercard® is accepted.
Rewards Value & Calculator
Key Benefits
Here are the main benefits of the At Home Mastercard:
- Special Financing: Receive no interest if paid in full within 6 months on At Home purchases of $299 or more.
Fees
Annual Fee
The At Home Mastercard has no annual fee. It's a really good card if you frequently shop at At Home. Just be sure to pay your card off each statement to avoid the interest rates.
Foreign Transaction Fee
The At Home Mastercard has a 3% foreign transaction fee. This means you will be penalized when using this card outside of the United States.
At Home Rewards Calculators & Guides
-
What's The Value of At Home Rewards Points?
Discover the ways to redeem At Home Rewards points and find out how much they are worth. -
Calculator: At Home Insider Perks Mastercard
Explore the benefits of the At Home Insider Perks Mastercard and calculate total rewards and card value based on spend. -
Calculator: At Home Insider Perks Store Card
Explore the benefits of the At Home Insider Perks Store Card and calculate total rewards and card value based on spend.
