My Best Buy Credit Card Value & Points Calculator

My Best Buy Credit Card

The My Best Buy Credit Card is a great option if you want to earn a high 5% return on Best Buy purchases. The card also offers the option to finance purchases that cost $299 or more in exchange for not earning any rewards on the purchase.

Rewards Rates

Earn 2.5X points per $1 spent in-store and online with Best Buy.

Since the My Best Buy Credit Card does not have a network attached to it, it can only be used in-store and online with Best Buy. If you want to earn Best Buy Points for other purchases, you'll need the Best Buy Visa Card.

Key Cardholder Benefits

  • The My Best Buy Credit Card allows you to finance in-store and online purchases that cost $299 and up. When choosing to finance your purchase, you will not earn rewards on that purchase.

Rewards Value

Redemption Point Value (in cents)
Best Buy Certificate 2

Best Buy Points are worth 2 cents each. Every 250 points you earn are worth a $5 Best Buy Certificate.

Annual Fees

The My Best Buy Credit Card has a $0 annual fee.

Best Buy Points Calculator

Input your monthly and yearly spend into the My Best Buy Credit Card calculator to find out how many points you can earn and the cash value of those points. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Our Recommendations For Best Buy Shoppers

$200 Statement Credit
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75,000 bonus miles
Earn an unlimited 2X miles on all purchases that can be put towards any kind of travel including airfare, hotels, car rentals, and more—all at a low annual fee.
80,000 Bonus Points
Top notch luxury travel card for purchase insurance. Also offers complimentary lounge access worldwide, 5X points on airfare, over $1,400 in annual credits, and much more.
Calculate Total Rewards & Card Value Per $1 Spent For 200+ U.S. Credit Cards
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