My Best Buy Store Credit Card

Card Value & Best Buy Points Calculator
My Best Buy Credit Card

The My Best Buy Credit Card is a great option if you want to earn a high 5% return on Best Buy purchases. The card also offers the option to finance purchases that cost $299 or more in exchange for not earning any rewards on the purchase.

Rewards Rates

Earn 2.5X points (5% back) per $1 spent in-store and online with Best Buy.

Since the My Best Buy Credit Card does not have a network attached to it, it can only be used in-store and online with Best Buy. If you want to earn Best Buy Points for other purchases, you'll need the Best Buy Visa Card.

Key Cardholder Benefits

  • The My Best Buy Credit Card allows you to finance in-store and online purchases that cost $299 and up. When choosing to finance your purchase, you will not earn rewards on that purchase.

Rewards Value

Redemption Point Value (in cents)
Best Buy Certificate 2

Best Buy Points are worth 2 cents each. Every 250 points you earn are worth a $5 Best Buy Certificate.

Annual Fees

The My Best Buy Credit Card has a $0 annual fee.

Best Buy Points Calculator

Input your monthly and yearly spend into the My Best Buy Credit Card calculator to find out how many points you can earn and the cash value of those points. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Our Credit Card Rewards calculator can help you find the credit cards that will earn you the most points, miles and cash back based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let our tool do the work for you!