BJ's One™ Mastercard®

Card Value & Cash Back Calculator
BJ's One Mastercard®

The BJ's One™ Mastercard® is an exclusive card for BJ's Club Card members. It earns 3% back on eligible purchases made with BJ's and 1.5% back everywhere else Mastercard is accepted. As a cardholder, you'll also be able to save 10 cents per gallon on gas. This card is the better option over the BJ's One+™ Mastercard® if you spend less than $230 per month at BJ's.

Rewards Rates

Earn 3% back in-store purchases at BJ's locations, online purchases made at, and purchases made through the BJ's app.
Earn 1.5% back on all other purchases.

Key Cardholder Benefits

  • Get 10¢ off every gallon of fuel purchased with BJ's Gas when you use your BJ's One Mastercard. This is an unlimited, everyday benefit.

Annual Fees

The BJ's One Mastercard has a $0 annual fee, but it does require The Club Card membership.

BJ's Rewards Calculator

Use the rewards calculator to calculate how many rewards you can earn with the BJ's One Mastercard based on how much you spend across different categories. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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