BJ's One+™ Mastercard®

Card Value & Cash Back Calculator
BJ's One+™ Mastercard®

The BJ's One+™ Mastercard® is an exclusive card for BJ's Club+ Card members that earns 5% cash back on eligible purchases made with BJ's in-store, online, and through the BJ's app. This is 2% more than what you'll earn as a normal Club Card member with the BJ's One™ Mastercard® and is the better option if you spend more than $230 per month at BJ's.

Rewards Rates

Earn 5% back on in-store purchases at BJ's locations, online purchases made at, and purchases made through the BJ's app.
Earn 2% back on all other purchases.

Key Cardholder Benefits

  • Get 15¢ off every gallon of fuel purchased with BJ's Gas when you use your BJ's One+ Mastercard. This is an unlimited, everyday benefit.

Annual Fees

The BJ's One+ Mastercard has a $0 annual fee, but requires BJ's Club+ Card membership.

BJ's Rewards Calculator

Use the rewards calculator to calculate how many rewards you can earn with the BJ's One+ Mastercard based on how much you spend across different categories. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Find the perfect card for you

Our Credit Card Rewards calculator can help you find the perfect card and offers based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let us do the work for you!

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