What is Club Card Membership?
BJ's Club Card Membership costs $55 for 12 months and gives full access to BJ's member services for the primary member and a complimentary membership for a member of your household. You can add on up to 3 additional members for $30 each.
As a member, services include, but are not limited to:
- Full BJs.com Access
- BJ's Optical
- BJ's Tire Center
- BJ's Travel
BJ's Club+ Card membership offers all the perks of being a basic Club member along with the following additional benefits:
- Earn 2% back in rewards on most purchases.
- Enjoy 5¢ off/gallon at BJ’s Gas.
- Earn double or triple back in rewards during special events.
- Access to exclusive events throughout the year.
You can also obtain business versions of these memberships which offers tax exempt and resale privileges as well the option to get 8 Add-on Membership at a discounted rate.
How much is Club membership?
BJ's Club+ Membership will cost you a total of $110 per year which is $55 more than BJ's Club membership. Regardless of whether you're a BJ's credit card holder or not, you will earn 2% more in rewards with Club+ Membership.
When you run the math, BJ's Club+ Membership is worth it if you spend more than $2,750 per year (or about $230 per month) at BJ's Wholesale Club.
Do note that Club+ members also receive higher discounts on BJ's Gas, extra coupons, promotions, and benefits when compared to being a normal Club member. You'll want to take these into consideration as well.
Redeeming BJ's cash rewards
BJ's rewards are redeemed on a "first in, first out" basis, such that your first Award earned will be the first redeemed. You may not exceed $500 in awards during a 12-month period which obtained by spending $25,000 during a year or around $2,084 per month with BJ's.
Cash back is issued in the form of digital awards that are given to you in $20 increments when your BJ's Rewards balance hits $20. These are usually offered 2-3 days after you have hit the $20 threshold.
You can also request cash back in the form of a check prior to award expiring by contacting BJ's Member Care (800-BJS-CLUB). If you redeem awards online, do note that rewards that go beyond the cost of the transaction will not be credited back to you. If you use a $20 reward for a $15 purchase, you will have wasted $5. So be sure to use your award properly.
Awards expire six months from date issued so you'll want to make sure you're using them in a timely manner.
Calculator: Is membership worth it?
Use the BJ's Club+ Calculator to estimate how much cash back you can earn on eligible purchases made in-store and online with BJ's Wholesale Club. The calculator will also output how much you can earn if you own the BJ's One+ Mastercard.
Remember that you can only earn $500 in rewards during a 12-month period as a BJ's Club+ member.
| Cash Rewards Earned 2% Back |
$0/year |
| BJ's One+ Mastercard Holders 5% Back |
$0/year |
BJ's credit cards
BJ's offers three Capital One credit cards that can earn you additional rewards with BJ's on your everyday spending. Outside of being a Club or Club+ member, there is no additional cost associated with having either card, so I highly recommend picking up a BJ's credit card if you have a BJ's membership as it can only benefit you.
- Earns 5% back on BJ's purchases made in-store, online, and through the BJ's app and 2% back on all other purchases.
- Get 15¢ off every gallon of fuel purchased with BJ's Gas when you use your BJ's One+ Mastercard.
- No annual fee and no foreign transaction fees.
- Earns 3% back on BJ's purchases made in-store, online, and through the BJ's app and 1.5% back on all other purchases.
- Get 10¢ off every gallon of fuel purchased with BJ's Gas when you use your BJ's One Mastercard.
- No annual fee and no foreign transaction fees.
- Earns 5% back on BJ's purchases made in-store, online, and through the BJ's app and 2% back on all other purchases.
- Get 15¢ off every gallon of fuel purchased with BJ's Gas when you use your BJ's One+ Mastercard.
- No annual fee and no foreign transaction fees.
FAQs
Is the BJ's Club+ Membership worth it?
BJ's Club+ Membership is worth it if you spend more than $2,750 per year (or about $230 per month) at BJ's Wholesale Club.
What is BJ's Club+ Membership?
BJ's Club+ Membership allows you to earn 2% cash back on eligible purchases made in-store and online with BJ's and 5% back if you own the BJ's One+ Mastercard. The membership costs $110/year.
What is BJ's Club Membership?
BJ's Club Membership grants full access to BJ's member services for $55 per year. It is required to shop in-store at BJ's Wholesale Club locations.
What's the difference between Club Membership and Club+ membership?
Both BJ's Club and BJ's Club+ membership grants full access to BJ's member services. The main difference is that BJ's Club+ membership allows you to earn 2% cash back on purchases made with BJ's.
How much does BJ's Rewards Membership cost?
BJ's Club membership is $55 per year and BJ's Club+ membership is $110 per year.
Is the BJ's credit card worth it?
Since the BJ's One Mastercard and BJ's One+ Mastercard require full membership and have no annual fees, there's no downside to picking them up to earn additional cash back on your purchases with BJ's.
We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:
- Best flexible travel card: Capital One Venture Rewards Credit Card
- Best overall value year after year: Chase Sapphire Preferred® Card
- Best for high cash back: Blue Cash Preferred® Card from American Express
- Best for lounge access & luxury travel: The Platinum Card® from American Express
- Best for business travel rewards: Ink Business Preferred® Credit Card
- Best for heavy business spend: Capital One Spark Cash Plus
